Interactions between the rotors and wing of a rotary wing aircraft in hover have a significant detrimental effect on its payload performance. The reduction of payload results from the wake of lifting rotors impinging on the wing, which is at 90 deg angle of attack in hover. This vertical drag, often referred as download, can be as large as 15 percent of the total rotor thrust in hover. The rotor wake is a three-dimensional, unsteady flow with concentrated tip vortices. With the rotor tip vortices impinging on the upper surface of the wing, the flow over the wing is not only three-dimensional and unsteady, but also separated from the leading and trailing edges. A simplified two-dimensional model was developed to demonstrate the stability of the methodology. The flow model combines a panel method to represent the rotor and the wing, and a vortex method to track the wing wake. A parametric study of the download on a 20 percent thick elliptical airfoil below a rotor disk of uniform inflow was performed. Comparisons with experimental data are made where the data are available. This approach is now being extended to three-dimensional flows. Preliminary results on a wing at 90 deg angle of attack in free stream is presented.