Skip to main content

Full text of "USPTO Patents Application 09876311"

See other formats


PTO/SB/08A (1(M)1) 

Approved for use through 10/31/2002. 0M3 0651*0031 

. „ , ' U.S: Patent and Trademartt Office: U.S. OEPARTMEMT OF COMMERCE 

Under the Paperwortc Reductton Act of 1995, no persons are re<iuired to respond to 8 cdlection of information unless h contains a valid 0MB 



+ 




- Substitute for (onn144gA/PT6 ■ 

INFORMATION DISCLOSURE 
^ STATEMENT BY APPLICANT 

J (use as many sheets as necessary) 


■Complete if Known ^ 


Application Number 


09/376,311 


Fiiina Date 


June 7. 2001 


First Named Inventor 


Goodman, et al . 


Art Unit 


2161 


Examiner Name 




Sheet 1 * of 2 


' Attorney Docket Numl>er 


1t15A28. J 




Examiner 
Initials' 



Cite 
No.'' 



Numl)er - Kind Code ' (// ftnoivr 



DnraimpntMitmhaf 



us-5,9 37,387 

us-5 ,542 .420' 

JJS^>692,5ClL 



us- 



ys- 

US- 



US: 

us- 
us-" 

pi: 
Ijs- 

us- 

us- 

us- 



us_- 
us^ 
us- 

us- 



U.S. PATENT DOCUMENTS 



Publication Date 
MM-DD-YYYY 



08-1 0-1999 

osrflfeiiae 

12-02-1997 



Name of Patentee or 
Applicant of Cited Document- 



Summerell et al« 



Gold man e t al. 
Minturn . 



Pages. Columns. Unes, Where 
Relevant Passages or Relevant 
Figures Appear 



REeBVE& 



-JUN-4-7-2l»- 



0RCMJE36Oai 



Examiner 
Initials' 



Cite 



FOREIGN PATENT DOCUMENTS 



Foreign Patent Ppwmgnt 



Publication Date 
MM-DD-YYYY 



Name of Patentee or 
Applicant of Cited Document 



Pages. Cotumns. Unes. 
Where Relevant Passages 
.or Relevant Figures Appear 



Date 

Considered 



Or5 



•EXAMINER: Initial K reference considered, whether or not citation is In conformance with MPEP 609. Draw line through citation if not in 
confom^ance and not considered. Include copy of this form with next communication to applicani. 

^ Applicant's unique citation designation number (optional). ^ See Kinds Codes of USPTO Patent Documents at www.uspto qov or MPEP 
901.04. 3 Enter Office that Issued the document, by the hw-letter code (WlPO Standard ST.S). ' * For Japanese patent documents the 
indication of the year of the reign of the Emperor must precede the serial number of the patent document. * Kind of document by the 
appropnate symtwis as indicated on the document under WlPO Standard ST. 16 If possible. ^ Applicant is to place a check mark here if 
English language Translation is attached. 

Burden Hour Statement This form is estimated to take 2.0 hours to complete. Tune wiO vary depending upon the needs of the individual case 
Any comments on the amount of Ume you are required to complete this form should be sent to the Chief Information Officer U.S. Patent and 
Trademark Office. Washington, DC 20231. 00 NOT SEND FEES OR COMPLETED FORMS TO THIS ADDRESS. SEND TO* Assistant 
Commissioner for Patents. Washington. DC 20231 



Under the Paperworlt Reducti 
conuol number 




PTO/SB/08B. (10-0)) 
Approved for use through 10/31/2002, 0MB 0651-0031 
U.S. Patent and Trademark Office: U.S. OHPARTMENT OF COMMERCE 
ersons are required to respond to a coOecUon of information unless it contains a valid 0MB 



+ 



Substitute for form 144SB/PT0 

INFORMATION DISCLOSURE 
STATEMENT BY APPLICANT 

(u%B as many sheets as necessary} 


Complete if Known ^ 


Application Number 


097876,311 


Filina Date 


.TlinP 7,: 9001. : ' 


First Named Inventor 




GrouD Art Unit 




Examiner Name 




^ Sheet "2 of 2 


Attorney Docket Nurtil>er 


1-15428 J 



Examiner 
Initials' 




Cite 
No.^ 



OTHER PRIOR ART - NON PATENT LITERATURE DOCUMENTS 



Include name of the author (in CAPITAL LETTERS), title of the article (when appropriate), title of the 
item (book, magazine, journal, serial, symposium, catalog, etc.), date, page(s). volume-issue 

niimhPr/«;\ nnhlic;hPf r?tv anri/nr rnHntrv whpm nrfhlkh>^ 



Rintelman, Mary Jane, "Choice and cost-savings". Credit Union 
Management, Vol. 19, No./?, pp. 48, 50.. July 1996 



Woodard, Kathy, "Stay healthy for real fun - and profit". 
Business First-Columbus, Vol. 12, No. 19, S.l, p. 13. Jan. 199( 



Spencer, Peter L., "New plan cuts health care costs in half 
(advantage of health care, plan with high deductible)", ; 
Consumers -- -Research- Magazine— Vol-.— 7^^r^ 



JUN 



GROUP 



RE€B^'ED 

?002 

3600 





Examiner 
Sionature 




Date 

Considered 





'EXAMINER: Initial if reference considereH^ whether or not citation is in conformance with MPEP 609. Draw line through citation if h6t in conformance 
and not considered. Include copy of this form with next communication to applicant. 

^ Applicant's unique citation designation numt}er (optional). ^ Applicant ts to place a check mark here if English language Translation is attached. 

Burden Hour Statement This form is estimated to take 2.0 hours to complete. Time will vary depending upon the needs of the individual case. Any 
comments on the amount of time you are required to complete this form should !» sent to the Chief Information Officer. U.S. Patent and Trademark 
Office. Washington. DC 20231. 00 NOT SEND FEES OR COMPLETED FORMS TO THIS ADDRESS. SEND TO: Assistant Commissioner for Patents 
Washington. DC 20231.