Skip to main content

Full text of "USPTO Patents Application 09998152"

See other formats


REPLACEMENT SHEET 

TITLE: METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 



1/24 




REPLACEMENT SHEET 

TITLE: METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 



2/24 




REPLACEMENT SHEET 

TITLE: METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 



3/24 



27 



COMMERCIAL MORTGAGE LOANn 
ASSET DOCUMENTn 
INFORMATION 



23 



ALERT TO USER THAT INFORMATION 
DOES NOT MATCH PREEXISTING 
DATA OR DATA DOES NOT MET 
APPLICABLE STANDARD 

— s 

37 



c 



9E 



ANALYSIS MODULE 



DATABASE 

INTERFACE fCO 
MODULE 



33 



COMPARISON 
MODULE 



93 



DATABASE 
QUERY 
MODULE 



COMMERCIAL MORTGAGE 
LOAN RECORD 



111 



FIG. 3 



REPLACEMENT SHEET 

METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 



4/24 



41 



REQUESTED 
INFORMATION 



c 



19 



REQUEST FOR INFORMATION 
CONTAINED IN COMMERCIAL 
MORTGAGE LOAN RECORDn 



S 

49 



„^ EXTRACTION MODULE 

9E 45 

^ 



DATABASE 
INTERFACE 
MODULE 



INFORMATION 
EXTRACTION 
AND FORMAT 
MODULE 



93 



DATABASE 
QUERY 
MODULE 



ASSET RECORDn 



11' 



FIG. 4 



REPLACEMENT SHEET 

TITLE: METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 



5/24 



51 

A. 



REQUESTED AGGREGATE 
INFORMATION 



c 



21 



REQUEST FOR 
INFORMATION 



S 

57 



AGGREGATION MODULE 
S S 



DATABASE 




INFORMATION 


INTERFACE 




COMPILATION 


MODULE 




MODULE 




93 






S 






FIG. 5 



REPLACEMENT SHEET 

TITLE: METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 



6/24 



0^. 

IN 



O 



o 



C3 

<a: 
I — 
O 



O 

CJ) 



to 



I — 

CO 
CD 



LlJ 

o 



O 



•a: 



CO 



o 

CO 
CO 

o 



CO 

«3: 



CO 
CO 

•a: 



CO 



CO 
LlJ 

cc 



^ f= " 

k-" 

I — a_ — 

S S 9i= 

Li_i q: «=C 

cc Q_ c_) 



^ S g 

i s !5 ^ 

I— ^ _J "-^ 

i i ^ 



•a: 



<c 

DO e5 



cj> 3 

I . I LlJ O; 

r_ CC OQ 

!= ^ Q£ 



CD 



O 
CC 

O 



C_3 

•a: <:C 
o S ^ 



^ 1= 

CC ^ 



!= CO 
CC UJ 
CC 



CO S 

Li_l LlJ '-'^^ 

S C3 I— 

^ S i= *c 

>- «=C ^ CC 

>- >- I — 

I — I — ^ Z 

Q= ^ Z3 

I • I III r^* 



Q_ Cl_ 

CD O CL 

CC CC 

Q_ Q_ C_3 Q 



CD 
CO 



■CO 



.CO 



.05 



.ID 



REPLACEMENT SHEET 

TITLE: METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 



7/24 



( START ) 



97- 




CREATE 
RECORD IN 
DATABASE 



RETRIEVE 
RECORD FROM 
DATABASE 



-99 



101 



INPUT DATA 
INTO RECORD 



111 



INPUT DATA 
INTO RECORD 



■101 



ANALYZE DATA 
TO DETERMIE 
ADHERENCE TO 
APPLICABLE 
STANDARD 




109 
_^ 
DISPLAY ALERT' 
IF DATA 
MISMATCH 




REPLACEMENT SHEET 

TITLE: METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 



5/24 



( START ) 



117 




SELECT TEMPLATE 
APPLICABLE FOR 
DOCUMENT TYPE 




119 




DISPLAY TEMPLATE 



\ INPUT ASSET/RECORD 
^21 NAME 




125- 



127- 



INPUT DATA INTO 
APPLICABLf FIELDS 



ASSET DOCUMEm" DATA 
STORED IN RECORD 



129 




FIG. S 



( END ) 



131 





DOCUMENT 


N^YES 


SCANNED AND 




ATTACHED TO 




RECORD 







REPLACEMENT SHEET 

METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 



9/24 



153- 







REQUEST FOR COPIES OF 
ASSET DOCUMENTS 







135 




SELECT 
APPLICABLE 
ASSET 



137- 




139- 









RETRIEVE RECORD 
ASSOCIATED WITH ASSET 










EXTRACT REQUESTED 
DOCUMENTS ASSOCIATED 
WITH FIELDS IN RECORD 










FIG. 9 



REPLACEMENT SHEET 

TITLE: METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 



10/24 



( START ) 



SELECT 
APPLICABLE 



151 



155- 









RETRIEVE RECORDS NEEDED 
TO PRODUCE REPORT 










AGGREGATE DATA NECESSARY 
TO PRODUCE REPORT FROM 
SELECTED FIELDS OF THE RECORDS 









157- 



INFORMATION STORED 
INDATAFILE 




FIG. 10 



REPLACEMENT SHEET 

TITLE: METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 




REPLACEMENT SHEET 

TITLE: METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 



12/24 



□ 



CM 
CO- 



o 



a> 



Q 

CD 



a> 
"to 



Cud 
CQ 



4^ 




"a 



1 



03 

O 



t ^ -4— < 



cu 



a> 
a3 



I ro^ >< 

lIj "^l^i^^ 
CO — — 



CO _ _ 
,„!=<_> 
TO CZ 

^co S 
g-ro-=c g — 

i= 02 o 

CD 




I I 



TO TO 



CO t/> 

^^coco 
"cIS 

c= c~ ^ n ) _cz 



O 



CO 
OJCO 



5 S-gQ^j^^ 



CO CO 

I — I — 



= 03 5 



< 



CD 

cn 



REPLACEMENT SHEET 

TITLE: METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 



13/24 



□ 



o 

C_5 



o . 
inn 



a3 



o 



□ 



a 




cu 



a> _9i 



a> 




u_ 



-a 



a> cz 



CT3 

o 



CJ>Lj_I 



CO 



<T3 



7-< > CL) 1= 

12] o O 
CO — 

^aao 
□ 



.-a a> cu*- 

,^ c= c_> e_> 

</> c^ ^ ^ 

; c\3 I CO 



cu I 

CO X- 
OJ cu 



-lis 



Q 
-{D- 



I I I I 



L 



JLJ_ 



<?5I — 
I I 



1 I cuU 
^ c«g|--| 

ggcolcol 
OJ "S"^ cul 
-J -" 3 El 
o S §81 

— 

CO co fc! S* 
^.^ glQll 

a3 a5 ajl— ,1 
to LOT=I- — '■ 



CO c\j: 



CO CO 



I 

□ a □ a' ^3 

^_L_LJ □ 
□ 



CD 
CD 



CO 

I — 



C\3 

to 



O 



REPLACEMENT SHEET 

TITLE: METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 



14/24 



□ 



U3 

CNJ 



CM 
CO- 



LO 

CD 



o 



CO 



03 
C3 



CNJ 
CNJ 



o 

CO 



CD 



0^ 



to 

LL 



to 



QQ 



o 



IE 



"a 
•a: 



CO "3 



OJ 



o 



3 



CL>- 



CO 

) — 

o 



OJ 



□ 



^.3J TO 

Oct: "3 ^ 
CO — '■^i — 



CO _ 

-lis 



o cj a> 
cz = 
ro TO g [o 



IE 



S 52 52 52 "to TO 

^ ni ni ni:*^^^::? 



OJ 



O) a> 
TO TO 

CU 



TO 



TO TO TO; 



*^ to to CO 



'o'o-ei^l^.^. 

e e 21 

n n D [fvjyoi — K 



CO 

<dco 

5=i ' 



I Ill 



D- 



□ a □§ 

-LJ CM □ 
a — □ 



C3 

cr> 



CO 

I — 



CO 
Lr-> 



CJ> 



REPLACEMENT SHEET 

TITLE: METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 



15/24 



□ 



o 



O 



-a 



CuO 

m 



CO 
CM 



CD O 



dj TCI [zr cu 
2: CA> ZZ) Q 



E 



<L> 
"O 
O 



I I I I I i~r-r 



LL- 



4<: 



3: 



CO 

I — 

o 



□ 



: o 
,CJ>L 



: CD 



CD 



o 



CO 
CO 



=> a> !s 
CD 00^ 

□ □□ 

I I I 



^ — TO 
CD 



"-f= o o 



a a 

I I 



to 

Cd"-" OJ CD 

CJ <u cj c_) 

cr Ci £ t= 

TO ^ 2 03 

^— r3 ^ 
■■ "^igoS 

2 SI Sl-fc 
ci_Q_ge/co 



-* — • 



J5 2ul >^ 
^ ^ ^nr 

cr d.S CD 
Q- 

CO ^ O 

get 

CO CO ^ f— ' — ' — • 



CO 
CLJCO 



□ □□□□ 





I I I 



-CD- 



ID-' □ 
-{D — □ 



C3 



CO 

I — 



00 
f— ( 

LO 



O 



REPLACEMENT SHEET 

TITLE: METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 



16/24 



□ 



ID 
CVJ- 



-t: 

o 



C3 



CD 
CO 
O 

B 



E 
o 



o 
ct: 



CO 
CO 



Eu 
E 

n3 



CO 

•a: 



3 a> S 

8 E g) 



o o 



03 

CJ o 

CJ CJ 



E E 
o o 
C_> CJ) 



-T3 -C3 
CJ) C_) 

CO CO 



TO CO -* — ■ -J — ■ 

CQ J2 

g 2f c= "S "S 
x: v= TO CO t/i 

O S =3 o f 

Q_ <_> ±j «t: «a: 



CO . . 
TO "CJ 

a> tL> 



1 — 

E QQ 



=j o 



■-^ -t- cc 

^ CU ^ 

CO CO V 

TO CO o 

c_> <i: 



CU 

o. 

CO 



■ B- 

o 



CU 



2f ^ 



TO C \ 
Q.<;C 

^ ^ 
eS CN ^ 



o 



CP 



CU 
O 



CP 



□ 



REPLACEMENT SHEET 

TITLE: METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 



17/24 




REPLACEMENT SHEET 

TITLE: METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 



15/24 



o 
to 



□ 



to 
to- 

CM 



CD 

(M- 

CM 



Q. 



•a: 

o 



CO 
OJ 
CJ> 

cz 
a> 

OJ 

a> 
Lm 

□ 



a 



(T3 a> 

Ll_ 

CO 



TO 
CO 



CO 
(T3 



O 
CO 



o 

CO 



o 



o 



<r> c 
C3 J2 >i£ 



CD 



OJ- 
C_>L 



"to 

tn 03 EZ 
CO I Crt 



OJ 



^ O) i= 
[2i O O TO 

CO — 



*— » — < — 
£= CO -izz 



03 



I I I □ I I I I 



a> I 

S2 CO 

CO 7^ 

OJ CU 

S CJ 

^— ,-7< ^ 

CO 03 <£2 <y> 

Cl_Q_eC|CO 



' ' CD OJ 

<3 



□ □□□□ 





03 03i~ 

-ti CL 

CO CO fc- O 

OJ a3_Sjr~> 
CO co^l — ' 

I — I — =>>- 
□ □□□ 
I I I 



□ □ 
B-B 



CD 
cr> 
CD 



CO 



o 



ID 



REPLACEMENT SHEET 

TITLE: METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 



19/24 




REPLACEMENT SHEET 

TITLE: METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 



20/24 



□ 



H 



to 
cu 

I 



to 



O CO 

CD i=; 

o CD fa "-^ <5 . 

to cu JS c Q 



o • 



CO cu CT3 

o cu cu — ' - 
c_> cu to to I 

•=c cc <c <a: -a; 



to to 
'to 'to ' 
>-■ >% 

CO 03 ■ 



CO to 

to <C 

^ >^ 

<u cu cu I 

C_> <_> CJ ^ 

1= 1= c ^ 
CO CO ra — ' 



|CO 

.S|Q= Q= 

2; LOCO 

CJ> Q cu 



CO 

CO cu 
Q C3 



c_> 

CO 



E 
E 
o 




to 
cu 
C3 



IT) 
CM 



© 
o 



2 



CJ) 

□ 



cu 

=Q 

to 
o 



CO 

I — 

o 



to 
cu 
c_> 
d 
cu 

> 

cu 
cu 



□ 

n 



CO 



□ 



□ 




CV1 
LO 



C5 



<Z5 
CD 



CO 

I — 



REPLACEMENT SHEET 

TITLE: METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 



21/24 




REPLACEMENT SHEET 

TITLE: METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 



22/24 



□ 



a; 



CO 



o 
"o 



o 



8-^ 



o 
a> 





<1> 


-a 


o. 


o 


>> 


CJ 


1— 


"to 




CO 




o 


o. 


Q_ 


o 








it 



o 



21 



:]ZZD 



OJ o 
QO o a> 



CD— I 
>_ ■ — 1 I I 

St £-* ^ "5 

CNJ tj C_> 

£ CO 

-t=! LO c_>CJ 



I 



E 
o 

C_)l 

o 



L 

{)1 



o o . 



o 
o 



a> 
a> 



a> 

DO 
TO 



OJ 
CO 



^ CO CO 

■I O) <u 

o iz tz 

^ CJ tj 

OJ i_ 

f= <u a> 

F S ^ 
CO 

CO o o 

<a: CQ cQ 



CU OJ 

E E 
O) <x> . 

CO CO E 

CuO CuO~ 



a> E 
S <i> ^ 
g :^co 



CO - 



C_)CJ)C_>. 



-tr to 

o 4= 

^ CO 



qgpgpqqggggg 



--0 o o 
) -— o o 
) ro ir ir: 
I Q- ci_ Q_ 



a 

"9 



oo 

CSJ 



to 



CM 
LL 



o 
cri 

C3 



CO 

I — 



CD 
(M 



J 



REPLACEMENT SHEET 

TITLE: METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998.152 



23/24 



□ 




to 

(M 



Cut 



Q 

o 



CO 



E 
o 

C_5 



cm 



<u 
o 
o 



>- 



CO 

I — 
•a: 

o 



CD 

cz 
a> 

O) 



□ 



1 

o 



cu 



r 



IE 

ID 

ID, 



^ C3 _2 
_ro CO 

CD CO r3 
> J5CJ> 



CO 



CO 



CL> 



<1> - _ 

Q CO > CT 
I CO I — 

LD \d ^=5 'cO ^— ^ 

o c-> CO ro i — 

"2 ca ^ c ^ c: >I 
-tr TO "=C "=C LiJ 

* i-lt !^ m m 



i_ CT3 CO <II ra / — V 
■ — — ^ ■ — ^ — ^ ' 



* — . — — VlaT ^_ *W V «. v.* 

E =1=' — ' — >>>->- 
-a = P-ce q; Q= cc cc cc ■ 
«=c Si E cj c_) cj c_> c_> ■ 

^ TO O CO CO CO CO CO CO 
cu 



a> 

Q. 
O 



CuO TO 



cu 



ID 



E 

LcJ 

o 



® 



El 



CM 
Li- 



lt 



to 

CO 



\xj \ij ^JJ 



CO "=C 



CNJ 



CD 

- >— CJ 
CO TO £= 

^2o § 



> cu 



cu cu cu 

cu cu cu cu 

tJ O C_> C_) 

c= cr c= cr 

TO TO TO TO 




TO 
TO<C 



•r^ r-> 



§3.1 



- CO iii 

LlJ ^ 0_ O- 



o 



: <u cu a> 
: CO CO CO 



TO OJ 



cu 

.•ti Q- 

dZ I 



CD 

o 



o 



CM 



REPLACEMENT SHEET 

TITLE: METHODS AND SYSTEMS FOR AUTOMATED DATA COLLECTION AND ANALYSIS FOR USE IN ASSOCIATION WITH 

ASSET SECURITIZATION 
SERIAL NO. 09/998,152 



24/24