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COLORADO STATE PUBLICATIONS LIBRARY 


1799 00126 0488 

STATEMENTS OF CONDITION 


OF 

STATE BANKS 

AND 

INDUSTRIAL BANKS 

IN THE 

STATE OF COLORADO 

AS OF 

December 31, 1968 






X 


Prepared and issued by 

OFFICE OF THE STATE BANK COMMISSIONER 
325 State Office**Building 
Denver, Colorado 80203 


Report No. 62 




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PREFACE 

The information contained in this report has been compiled from 
the annual reports of condition submitted by all State chartered 
commercial and industrial banks in compliance with the provisions 
of Chapter 14, Article 2, Section 9, and Chapter 14, Article 17, Section 
9 (7) (a) CRS 1963, as amended. 

Publication and distribution is in accordance with the provisions 
of Chapter 29, Section 40, 1964 Session Laws of Colorado. 

The purpose of this report is to provide factual and statistical 
information that may be used by financial institutions and others 
engaged in economic studies, and by those who might otherwise be 
influenced by its contents. 


HARRY BLOOM 
State Bank Commissioner 


Report No. 62 


Digitized by the Internet Archive 
in 2016 


https://archive.org/details/statementsofcond1968stat 


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BANKS IN POSSESSION OF COMMISSIONER and/or IN LIQUIDATION 

Final distribution to depositors of the Home Industrial Bank, Aurora. 
Colorado, was accomplished July 12, 1968. Total distribution 68.6% 


THE FX)LLOWING REGULATIONS 
ARE ADOPTED BY THE STATE BANKING BOARD 

6-2.1 Real Estate Loans to Executive Officers. Notwithstanding the 
provisions of C.R.S. 1963, 14-6-2(1), a state bank may make a loan 
not exceeding $30,000 to any executive officer of the bank if, at the 
time the loan is made: 

(a) The loan is approved by a majority of the Board of Directors 
and entered of record in the minutes of the Board, and 

(b) The loan is on terms not more favorable than those afforded 
similar borrowers, and 

(c) The loan is secured by a first lien upon a dwelling which 
is expected, after the making of the loan, to be owned by the officer 
and used by him as a residence. 

6-2.2 Education Loans to Executive Officers. Notwithstanding the 
provisions of C.R.S. 1963, 14-6-2(1), a state bank may extend credit 
to any executive officer of the bank not to exceed the aggregate 
amount of $10,000 outstanding at any one time for the sole purpose 
of financing the education for the children of the officer if, at the 
time the loan is made: 

(a) The loan is approved by a majority of the Board of Directors 
and entered of record in the minutes of the Board, and 

(b; The loan is on terms not more favorable than those afforded 
similar borrowers, and 

(c) The loan is supported by a detailed current financial state- 
ment from the officer showing adequate financial responsibility to 
warrant the loan. 

6-2.3 Other Loans to Executive Officers. All other loans not ex- 
pressly provided for in Regulations 6-2.1 and 6-2.2 shall conform with 
and not exceed the aggregate limitations provided in C.R.S. 1963, 
14-6-2(1). 


THE FALLOWING REGULATION 
IS AMENDED BY THE STATE BANKING BOARD 

6-8.1 Construction Loans — Limitations. Notwithstanding the provi- 
sions of C.R.S. 1963, 14-6-8(l)(b), a state bank may make loans to 
finance the construction of residential, commercial, industrial or farm 
buildings; WITH maturities of not to exceed 36 months. SUCH 
LOANS MUST CONTAIN A TAKE OUT PROVISION WHEREBY 
A FINANCIALLY RESPONSIBLE LENDER AGREES TO ADVANCE 
THE FULL AMOUNT OF THE BANK’S LOANS UPON COMPLE- 
TION OF THE BUILDINGS. These loans shall not be considered as 
loans secured bj' real estate but shall be classed as ordinary com- 
mercial loans whether or not secured by a mortgage or similar lien 
on the real estate upon which the building or buildings are being 
constructed. The aggregate amount of loans made hereunder shall 
not exceed 100 per cent of capital and surplus of the bank. 

RULES OF THE COLORADO STATE BANKING BOARD 

1.1 Scope. The rules constitute a procedural guide for appearance 
and practice before and action by the Colorado State Banking 
Board. They are promulgated pursuant to the provisions of the 
Colorado Banking Code of 1957 (CRS 1963, 14-2-3). 

1.2 Definitions. As used by the Board, unless the context otherwise 
requires: 

(a) “Code” means the Colorado Banking Code of 1957, as amend- 
ed from time to time; 


— 2 — 


(b) “Board” means the Colorado Banking Board appointed and 
serving pursuant to Section 14-2-2, Colorado Revised Statutes 
1963; 

(c) “Commissioner” means the Colorado State Bank Commis- 
sioner appointed and serving pursuant to Section 13, Article 
XII of the Colorado Constitution. 

2.1 Formulation and promulgation of rules or regulations — notice. 

General notice of proposed rule or regulation making, including 
amendments thereto or repeal thereof, will be provided to all 
state and national Banks lawfully operating within the State of 
Colorado, the Attorney General of the State of Colorado, and to 
every other person who has requested to be placed on the mailing 
list of the Banking Department. Such notice shall include either 
the terms or the substance of the proposed rule or regulation or 
the subject and issues involved, reference to the authority under 
which the rule or regulation is proposed, and a statement of 
the time, place, and nature of the public hearing in connection 
therewith. 

2.2 Hearing. A public hearing to consider a proposed rule or regula- 
tion or any amendments thereof shall be conducted not less than 
20 days after publication of the notice as provided in rule 2.1 
above. All interested persons shall be afforded an opportunity 
to participate through the submission of written data, views, or 
arguments and with an opportunity to present data, views, or 
arguments orally unless the Board in its notice declares such 
oral presentation unnecessary. 

2.3 Promulgalion. The Board shall consider all submissions by 
interested persons. At the time of adoption, amendment, or any 
rejection of any rule or regulation, the Board shall issue a con- 
cise statement of the matters considered by it in adopting, amend- 
ing, or rejecting the rule or regulation and the reasons therefor. 

2.4 Effective Date. A copy of every rule or regulation issued by 
the Board shall be mailed to all state and national banks lawfully 
operating within the State of Colorado, the Attorney General of 
the State of Colorado, and to every other person who has re- 
quested to be placed on the mailing list of the Banking Depart- 
ment and shall become effective 20 days after such date of mail- 
ing. Whenever the Board finds that immediate adoption of a 
rule or regulation is imperatively necessary for the preservation 
of the public health, safety, or welfare, and there is good cause 
shown for the promulgation of an emergency rule or regulation, 
the above provisions shall not apply. Any such emergency rule 
or regulation, when published, shall incorporate such findings, 
a brief statement of the reasons therefor, and the effective date 
established by the Board. 

2.5 Amendment and repeal. The right to alter, amend, or repeal the 
whole or any part of any rule or regulation, except as is other 
wise provided by law, is expressly reserved to the Board. 

3.1 Appearance and practice before fhe Board. Any interested person 
may appear before the Board pro se. Any person who is a mem- 
ber in good standing of the Bar of the highest court in any state 
or any federal court, may represent others before the Board by 
filing with the Commissioner his written declaration that he is 
currently qualified as provided by this paragraph and is expressly 
authorized to represent the particular party on whose behalf 
he acts. 

3.2 Nolice of qualificalions. Any other person desiring to appear 
before or transact business with the Board in a representative 
capacity shall file with the Commissioner a Power of Attorney 


— 3 — 


showing his authority to act in such capacity. If requested by 
the Commissioner, such person may also be required to show that 
he has the requisite qualifications to act in such representative 
capacity. 

3.3 Summary suspension. Contemptuous conduct before the Board 
or at any preliminary hearing before the Commissioner shall 
be grounds for exclusion therefrom and suspension for the dura- 
tion of the proceeding. Such exclusion and suspension shall be 
determined by a majority vote of the Board. 

4.1 Notice of hearing. Whenever a hearing is required by the Code, 
a notice thereof shall be given by the Commissioner to the party 
requesting the hearing, to other persons to whom notice must 
be given and to such other persons as the Commissioner in his 
discretion may specify. Such notice shall state the time, place, and 
nature of the hearing; the legal authority and jurisdiction under 
which the hearing is to be held; the matters constituting grounds 
for the hearing; and shall be delivered to such persons entitled to 
notice by this rule by personal service, by registered or certified 
mail, or by other appropriate means, sufficiently in advance of 
the date set for hearing in order to comply with the appropriate 
provisions of both the Code and Colorado Administrative Code. 

4.2 Prehearing conference. The Commissioner may, on his own initi- 
ative, or at the request of any party, direct all parties and their 
counsel, if any, to meet with him at a specified time and place 
prior to any hearing for the purpose of considering any or all 
of the following matters: 

(a) Simplification and clarification of the issues; 

(b) Stipulations, admissions of fact and of the contents and 
authenticity of documents; 

(c) Matters of which administrative notice may or will be taken 
or requested; and 

(d) Such other matters as will aid in the orderly disposition of 
the proceeding including disclosure of the names of witnesses, 
of documents or other physical exhibits which will be intro- 
duced as evidence in the course of the proceeding. 

Such conferences may, if requested in advance by any party, be 
recorded. If no verbatim transcript is taken, the Commissioner 
shall prepare a summarized record which recites the results of 
the conference. Such record shall include matters considered and 
ruled upon at the conference together with appropriate stipula- 
tions by the parties, if any. The record shall be received into 
evidence by the Board during open hearing. 

4.3 Nature of hearings. All hearings and the taking of testimony 
before the Board shall be open to the public. The Board may, at 
any time, retire into private session for deliberations. The result, 
if any, of such deliberations shall be announced publicly and 
made a part of the record. 

4.4 Transcripts. Hearings may, at the discretion of the Board, be 
recorded. If recorded, transcripts thereof shall be made available 
to any person upon payment to the reporter of the costs thereof. 
Upon the filing of transcripts by the recorder, all parties shall 
be provided an opportunity to file motions to correct the record, 
which motions shall be dispensed with by the Board prior to its 
deliberations upon the facts introduced at hearing. 

4.5 Order of procedure. Parties to hearings shall, unless otherwise 
ordered by the Board, be limited to the following order of 
procedure: 


— 4 


(a) Primary party in interest. The primary party in interest 
shall present his case by calling witnesses and submitting 
other evidence. 

(b) Other parties in interest. Other persons admitted as parties 
to the hearing may thereupon present witnesses and other 
evidence. 

(c) Further evidence. The Board may, of its own initiative, call 
for the production of further evidence upon any issue. It may 
also produce independent evidence through the Attorney 
General which is material to the issues or necessary to 
complete the record. 

(d) Examination of witnesses. As may be permitted by the 
Board, any witness shall be subject to cross, redirect, and 
recross examination. 

4.6 Oral argument-briefs-reopening. The Board may permit oral 
argument and submission of briefs at the hearing. In addition, 
the Board may, upon appropriate notice to all parties and other 
interested persons, reopen any hearing at any time prior to 
public announcement of its findings, conclusion and order. Pro- 
ceedings which have been reopened shall be conducted pursuant 
to the rules established herein for hearings. 

5.1 Decision and Order. Copies of a decision and order of the Board 
shall be furnished by the Commissioner to all parties to the 
proceedings, to appropriate state and federal supervisory author- 
ities, and to such other interested persons as the Commissioner 
may determine. Every decision and order shall be signed by the 
Commissioner and shall bear the date of official publication. 
The original copy of every decision and order shall be attached 
to the official minutes of the Board together with a certificate 
showing the persons to whom copies thereof have been provided. 

REGULATIONS OF THE 
COLORADO STATE BANKING BOARD 

1-1.1 Scope. The regulations constitute substantive determinations 
of the Board implementing various provisions of the Colorado 
Banking Code of 1957, as amended. Such regulations have 
been promulgated pursuant to the provisions of the Colorado 
Banking Code of 1957 (CRS 1963, 14-2-3). 

1- 1.2 Codificalion. Every regulation shall be codified and referenced 

into the section of the Colorado Banking Code of 1957 to 
which it relates. 

2- 3.1 Surplus funds. State banks may purchase from other banks 

or sell to other banks excess funds (often referred to as fed- 
eral reserve funds) without restriction. The transaction is to 
be considered simply a purchase and sale of such funds and 
does not constitute an investment on the part of the seller or 
a borrowing on the part of the buyer. 

2-3.2 Accretion of bond interest. State banks may at their option 
accrete discount on bonds and investment securities. It is 
suggested that banks electing to accrete discount as herein 
permitted use acceptable methods of accounting as recom- 
mended by the Bank Administration Institute and AICPA. 

2-15.1 Records refeniion. Every state bank shall retain records for 
at least the minimum periods of time specified herein. If a 
bank does not maintain records enumerated herein but main- 
tains a similar record with equivalent information, the bank’s 
records should be retained for the period of time specified 


5 — 


herein as to the equivalent record. Photographic copies or 
reproductions of records shall be treated as the equivalent of 
an original record. 

2-15.2 Symbols. The following defined symbols are hereby adopted 
for use in Rule 2-15.3: 

(a) “C” — Number of years after closing account. 

(b) “T” — Number of years after termination of transaction. 

(c) “P” — Permanent records. 

(d) “Arabic numeral” — Number of years after making record 
unless other symbol appears. 

2-15.3 Minimum retention periods. 

MINIMUM 

RETENTION 

ITEM PERIOD 

Bank records that relate to the corporation or the 

corporate existence of the bank. P 

Minutes of directors, executive committees, Stock- 
holders, and other meetings. P 

Bank charter. P 

Incorporation papers. P 

Bank Examiners’ reports. P 

Capital stock certificates. P 

Stock register book. P 

Capital stock certificate records or stubs. P 

Stock certificate book. P 

Capital stock ledger. P 

Capital stock transfer ledger. P 

Capital stock transfer register. P 

Surety bond for lost certificates. P 

Receipts for capital stock certificates P 

Cancelled capital stock certificates P 

Directors’ examination reports. 10 

Proxies. 10 

Authorization statements and certificates for bank to 

act as insurance agent. — P 

BOOKS— -INDIVIDUAL AND CORPORATION 
CHECKING ACCOUNTS 

Unclaimed or dormant deposits ledger (to include 
record of date of last transaction or communica- 
tion from owner.) 6 C 

Unclaimed deposit account withdrawal tickets or 

checks. 6 C 

Individual ledgers — active accounts. 10 

Resolutions. 10 C 

Authority file 10 C 

Signature cards. 10 C 

Partnership agreement and authority. 10 C 

Films of on us checks. 7 

Undelivered statements and cancelled checks 6 C 

Deposit tickets. 6 

BOOKS— DUE TO BANKS 

Due to banks ledger, domestic. 10 

Due to banks ledger, foreign. 10 

Signature cards. 10 C 

Resolutions. 10 C 

PROOF 

Deposit proof sheets or master tapes of proof 

machine 1 

Incoming cash letters for remittance. 1 

_6 — 


MINIMUM 

RETENTION 

ITEM PERIOD 

Incoming cash letters for credit 1 

Incoming cash letters, due to banks. 1 

In-clearing tapes. 1 

OUT-CLEARINGS 

Out-clearing proof sheets. 1 

Out-clearing proof tapes. 1 

OUTGOING TRANSIT 

Outgoing cash letters. 1 

Transit proof sheets and Transit Item Films. 1 

LOANS— COMMERCIAL 

Ledger, charged off loans. P 

Liability ledger. 10 C 

Note or discount register 10 

Resolutions. 10 T 

Loan debit and credit tickets. — 3 

LOANS— INSTALLMENT 

Loan ledger cards or sheets. 10 C 

Loan register 10 

Coupons — loan payments 3 

COLLATERAL 

Collateral register or ledger. 10 

Collateral receipts. 10 

COLLECTIONS 

Collection register. 5 

Installment contract or note records 5 

Records of bank acting as agent for collection for 

another 6 T 

SAFE DEPOSIT 

Safe deposit leases or contracts. 10 C 

Safe deposit access tickets. 10 

SAVINGS 

Savings deposit tickets. 10 

Ledger sheet, affidavit and other pertinent docu- 
ments in savings accounts where substantial 
amounts have been withdrawn or accoimt closed 
without presentation or surrender of passbook 

(if passbook was issued). P 

Savings ledger card or sheet on unclaimed or dor- 
mant deposits (to include record of date of last 

transaction or communication from owner). 6 C 

Savings ledger cards or sheets — active accounts. 10 

Resolutions. 10 C 

Signature cards. 10 C 

Savings signature power of attorney. 10 C 

Savings withdrawal receipts or orders. 10 

THRIFT CLUBS 

Checks. 6 

Check register. 2 

Ledger sheets or cards. 2 

Signature cards. 2 

SECURITIES OWNED 

Bond ledger. , 6 


MINIMUM 

RETENTION 

ITEM PERIOD 

CUSTOMERS’ INVESTMENT SERVICE 

Brokers purchase and sale confirmations, advices, 

and buy and sell orders. ’ 3 

U.S. SAVINGS BONDS 

U.S. Savings Bond Series E Applications. 2 

TRUST 

Minute books (trust investment committee and trust 

committee). P 

Corporate trust ledger. 20 

Surety bonds. P 

General ledger. 20 C 

Trust cash ledgers. 20 C 

Original trust agreements, living trusts. 20 C 

Governing instruments. 20 

Original agency agreements. 20 

TRUST 

Receipts, authorizations, directions, approvals. 20 

Trust checks (except corporate div. & Int.), after 

issue. 10 

Copies of federal estate, and state inheritance tax 

returns. 7 C 

Records and supporting papers of federal and state 

taxes or claims. 7 C 

Correspondence — general. 3 

Accountings, final. 6 

Schedules of distribution, final. . 6 

Certified copies of court orders, decrees, accountings, 

petitions, etc. 6 

Adjudications. 6 

Receipts for cancelled stock certificates, cancelled 

bonds and coupons. 3 

Stock transfer receipts. 3 

Trust check register. 2 

Trust journals, from date of journal. 2 

Trust posting tickets, cash. 2 

Trust asset records. 2 

Dividend and interest disbursement list as trustee, 

after checks are paid. 2 

Asset deposit or withdrawal tickets. 2 

Brokers purchase and sale confirmations, advices and 

buy and sell orders. 1 

Stock transfer-change of address authority. 1 

SAFEKEEPING AND ESCROW 

Safekeeping, escrow and other agency records and 

receipts. 6 T 

ACCOUNTING 

Paid cashiers’ checks, certified checks or receipts 
therefor, drafts (domestic), expense checks and 

money order checks. - 10 

Dividend checks, bank’s own stock. 6 

Certificates of deposit paid. 6 

Paid bills, statements and invoices. 6 

General ledger tickets where detail posted to general 

ledger. 5 

General ledger. P 

Daily statements of condition. P 

Records relating to insurance sold by bank. 10 


— 8 — 


MINIMUM 

RETENTION 

ITEM PERIOD 

PERSONNEL 

Time cards. 3 


RECORD STORAGE 

General correspondence. — - 3 

3-1.1 Messenger service. State banks may provide messenger serv- 
ice to customers by means of an armored car or otherwise, 
and such activity shall not constitute the practice of branch 
banking provided it is conducted strictly in accordance with 
this Regulation. 

(a) Agreement. Messenger service permitted herein may only 
be provided pursuant to an express bona fide agreement 
wherein it is specified that the messenger is the agent of 
the customer rather than an agent of the bank. Deposits 
collected under such messenger arrangement shall not be 
considered as having been received by the bank until they 
are actually received by a teller at the bank’s premises. 
A check is to be considered as having been paid at the 
bank when the money is delivered to the messenger as 
agent for the customer. 


3-2.1 


Interest on single maturity time deposits. 

(a) Deposits of $100,000 or more. No bank shall, directly or 
indirectly, pay interest on any single maturity time de- 
posit of $100,000 or more at a rate in excess of that 
prescribed as follows: 

MAXIMUM PER CENT 
MATURITY PER ANNUM 


30- 59 days 5% 

60- 89 days 5% 

90-179 days 6 

180 days or more 6V4 


(b) Deposits of less than $100,000. No bank shall, directly or 
indirectly, pay interest at a rate in excess of 5 per cent 
per annum on any single maturity time deposit of less 
than $100,000. 


3-2.2 Interest on multiple maturity time deposits. 

(a) Deposits payable at intervals of at least 90 days. No bank 
shall pay interest at a rate in excess of 5 per cent per 
annum on a multiple maturity time deposit that is payable 
only 90 days or more after the date of deposit, or 90 days 
or more after the last preceding date on which it might 
have been paid. 

(b) Deposits payable at intervals of less than 90 days. No 
bank shall pay interest at a rate in excess of 4 per cent 
per annum on a multiple maturity time deposit that is 
payable less than 90 days after the date of deposit, or 
less than 90 days (but at least 30 days) after the last 
preceding date at which it might have been paid. 


3-2.3 Savings deposits. No bank shall pay interest at a rate in ex- 
cess of 4 per cent per armum on any savings deposits. 

(a) In calculating the rate of interest paid, the effects of 
compounding of interest may be disregarded. A bank 
electing to compound interest — either at the maximum 
permissible rate or at a lower rate — shall state the basis 
of such compounding (such as semiannually, quarterly, 
monthly, weekly, daily or continuously) in every adver- 
tisement, armouncement, solicitation, or agreement relating 
to the rate of interest paid on a deposit. 


— 9 — 


6-3.1 Real estate loans — limitations. A state bank may make real 
estate loans secured by first liens upon improved real estate 
and upon unimproved real estate. The amount of any such 
loan hereafter made shall not exceed 50 per centum of the 
appraised value of the real estate offered as security and no 
such loan shall be made for a longer term than five years; 
except that: 

(a) Any such loan may be made in an amount not to exceed 
80 per centum of the appraised value of the real estate 
offered as security and for a term not longer than 25 
years if the loan is secured by an amortized mortgage, 
deed of trust, or other such instrument under the terms 
of which the installment paj^ents are sufficient to amor- 
tize the entire principal of the loan within 25 years from 
its date; provided, however, that if such loan is made to 
finance the construction of one or more buildings on said 
real estate, such loan may be made for a term not longer 
than 27 years if said installment payments are sufficient 
to amortize the entire principal of the loan with 27 years 
from the date of the loan and such amortization actually 
commences within two years from the date of the loan. 

(b) Any such loan may be made on one to four-family resi- 
dential buildings and on farm and ranch property in an 
amount not to exceed 80 per centum of the appraised 
value of the real estate offered as security and for a term 
not longer than 30 years if the loan is secured by an 
amortized mortgage, deed of trust, or other such instru- 
ment under the terms of which the installment payments 
are sufficient to amortize the entire principal of the loan 
within 30 years from its date: Provided, that a separate 
account is maintained by the bank in which all such loans 
are carried in order that the aggregate amount carried by 
the bank at any time is readily identifiable: and, pro- 
vided further, that no bank shall hold, in the aggregate, 
such loans in excess of 15 per cent of its capital stock 
paid in and unimpaired plus 15 per cent of its unimpaired 
surplus fund. 

(c) Any such loan maj' be made in an amount not to exceed 
50 per centum of the appraised value of unimproved land 
offered as security and for a term not longer than three 
years if the loan is secured by a mortgage, deed of trust, 
or other such instrument, with or without amortization. 

(d) Any such loan may be made in an amount not to exceed 
75 per centum of the appraised value of unimproved land 
offered as security and for a term not longer than seven 
years, if the loan is secured by an amortized mortgage, 
deed of trust, or other such instrument under the terms 
of which the installment payments shall commence not 
later than twelve months from the date of the loan and 
are sufficient to amortize the entire principal of the loan 
within seven years from its date. All loans described 
herein and in (c) above, shall be included in the permis- 
sible aggregate of all real estate loans prescribed by 
statute. 

6-3.2 Improved real estate — definition. Real estate shall be consid- 
ered improved, within the meaning of these regulations, when 
substantial and permanent construction or development there 
on has contributed to the value thereof. 

6-3.3 Exceptions, Loans made to any borrower (1) where the bank 
looks for repayment by relying primarily on the borrower’s 
general credit standing and forecast of income, with or with- 


— 10 — 


out other security, or (2) where the bank relies on other se- 
curity as collateral for the loans, including but not limited to 
a guaranty of a third party, and where in either case described 
in clause (1) or clause (2) the bank wishes to take a mortgage, 
deed of trust, or other instrument upon real estate (whether 
or not constituting a first lien) as a precaution against con- 
tingencies, such loans shall not be considered as real estate 
loans within the meaning of this section but shall be classed 
as ordinary loans. 

6-3.4 Participation of loans. A state bank may participate in the 
making of a real estate loan or may purchase a participation 
in an existing real estate loan in whole or in part and at any 
time, or times, prior to the maturity of such obligation; pro 
vided, however, that the participation interest of the bank 
in either case, must be properly documented and adequately 
protected by the terms of the participation agreements and 
that the real estate loan must otherwise conform to the law 
and these regulations as, from time to time, amended. 

6-3.5 Excessive loans. A real estate loan which is excessive in rela- 
tion to the appraised value of the real estate will not be con- 
sidered to violate applicable statutes or these regulations if 
the excessive portion is fully guaranteed by federal or private 
mortgage insurance or is fully secured by pledged collateral in 
the form of a savings account or certificate of deposit existing 
in the bank making the loan. 

6-4.1 Home improvemenl loans. Banks may make home improve- 
ment loans, aside from those types of loans which might be 
otherwise federally insured, and take as partial securities for 
such loan a second mortgage, deed of trust, or other such in- 
strument. Such loans shall not be deemed to be loans on the 
security of real estate or leasehold interest within the mean- 
ing of the Code. 

6-6.1 Purchase of Certificates of Deposit. State banks may purchase 
time certificates of deposit from other banks in an amount 
not to exceed 10 per cent of the purchasing bank’s capital and 
surplus. Such purchases shall not be deemed to be investments 
of the purchasing bank, but must be treated as Cash Due 
From Banks. 

6-8.1 Construction loans — limitations. Notwithstanding the provi- 
sions of C.R.S. 1963, 14-6-8(l)(b), a state bank may make 
loans to finance the construction of residential, commercial, 
industrial or farm buildings: and such loans may have matur- 
ities of not to exceed 24 months. These loans shall not be con- 
sidered as loans secured by real estate but shall be classed as 
ordinary commercial loans whether or not secured by a mort- 
gage or similar lien on the real estate upon which the building 
or buildings are being constructed. The aggregate amount of 
loans made hereunder shall not exceed 100 per cent of capital 
and surplus of the bank. 

6-8.2 Agricultural Credit Corporations. A state bank may invest in 
an agricultural credit corporation upon application to and ap- 
proval by the Banking Board. The Board shall retain continu- 
ing authority to grant or deny each individual request based 
upon the information submitted therewith. 

9-6.1 Application procedure. Persons desiring to organize a state 
bank shall complete and submit such forms and applications 
as may be required by the Commissioner from time to time. 
The Commissioner shall not accept for filing any application 


— 11 — 


which is not complete in accordance with the instructions 
thereon. The Commissioner shall not accept for filing any 
application which does not have attached thereto the filing 
fee in the amount and in the manner prescribed by Regulation 
9-6.2. 

9-6.2 Filing fee. Persons desiring to organize a state bank must pay 
a filing fee in the amount of $1,000 at the time of filing each 
application. The filing fee shall be paid in two cashier’s checks 
or similar certified instruments in the amount of $750 and 
$250 respectively, both payable to “Treasurer, State of Colo- 
rado.” If the application for charter is withdrawn by the 
incorporators prior to the date set for public hearing by the 
Banking Board, the $750 check shall be returned forthwith 
by the Commissioner to the incorporators. 

9-6.3 Application documenls confidential. Applications and exhibits 
attached thereto shall be open to the public for reasonable 
examination in advance of the hearing. Upon request and for 
good cause shown, the Commissioner may suppress and treat 
as confidential all Financial and Biographical Reports attached 
to the application. 

9-17.1 Directors examinations. The Board of Directors of state banks 
shall examine the affairs of such bank at least once in each 
calendar year as more fully prescribed in the Code. The 
examination and reporting procedure must be accomplished 
by one of the following alternatives: 

(a) Personal examination. The Board of Directors may per- 
sonally conduct such examination and sign the report for 
filing with the Commissioner. 

(b) Clearing House examination. The Board of Directors may 
provide that such examination shall be conducted by 
clearing house examiners for submission to the Commis- 
sioner. 

i i. Certified Public Accountant. The Board of Directors 

may retain the services of a certified public accountant 
to conduct the examination and prepare the report 
thereof. If said accountant prepares the report of ex- 
amination and qualifies his Certificate of Audit, the 
report, as submitted for filing with the Commissioner, 
must also be signed by at least three directors of the 
bank. If, however, the report is prepared by said ac- 
countant at the time of or commensurate with the 
making of a complete audit of the bank’s entire opera- 
tion and said accountant issues an unqualified Certifi- 
cate of Audit, then said report, as submitted to the 
Commissioner, need only be signed b3'^ said accountant 
in his professional capacity. 

ii. Other persons. The Board of Directors, or an Examin- 
ing Committee of not less than three directors ap- 
pointed therefrom, may retain the services of any other 
qualified person to conduct the examination under 
their direct supervision and complete the report there- 
of for filing with the Commissioner. In such event, the 
report must be signed by at least three directors of the 
bank. 

17-2.1 Banking property. A bank which leases its banking quarters 
but holds title to a parking lot used in the course of its busi- 
ness shall be limited to a total investment in such parking lot 
and other equipment (other than safe deposit equipment) not 
to exceed 25 per cent of its capital and surplus unless other- 
wise permitted by the Board. 


— 12 — 


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ALPHABETICAL INDEX 


Loccilion 

No. 

Arvada _. 

..471 

Aspen 

.283 

Aurora 

435 

Aurora .. 

.463 

Boulder .. 

.. 9 

Boulder 

.472 

Brighton 

.428 

Broomfield 

465 

Brush 

294 

Buena Vista 

477 

Burlington 

.427 

Bvers 

206 

Calhan 

312 

Castle Rock 

.433 

Cheyenne Wells ... 

..437 

Colorado Springs 

.486 

Colorado Springs .. 

.466 

Colorado Springs .. 

.454 

Colorado Springs .. 

. 20 

Commerce City .... 

..449 

Cortez 

429 

Craig 

.421 

Del Norte 

.431 

Delta 

149 

Denver 

.457 

Denver 

473 

Denver . ... 

. 30 

Denver 

. 92 

Denver 

.487 

Denver . .. 

.460 

Denver 

493 

Denver 

444 

Denver 

453 

Denver 

470 

Denver 

458 

Dolores . 

467 

Dove Creek 

.446 

Durango 

592 

Eaton 

.432 

Erie ... 

285 

Estes Park 

. 37 

Evergreen 

.469 

Fairplay 

274 

Fort Collins 

_476 

Fort Lupton 

. 50 

Fort Morgan 

.291 

Fountain 

-491 

Fowler 

. 52 

Frisco .. 

.488 

Fruita 

.440 

Glenwood Springs 

475 

Golden 

.474 

Granada 

.288 

Granby 

-450 


Name of Bank Page No. 


A 

Arvada State Bank 18 

The BankofAspen 19 

First Bank of Aurora 20 

The Peoples Bank & Trust Company 21 

B 

The Mercantile Bank & Trust Company.. 22 

Security Bank of Boulder 23 

The First Bank of Brighton 24 

Broomfield Bank 25 

The Farmers State Bank of Brush 26 

Buena Vista Bank & Trust Company 27 

The Bank of Burlington 28 

The Byers State Bank 29 

C 

Farmers State Bank of Calhan 30 

The Bank of Douglas County 31 

The Eastern Colorado Bank 32 

The Academy Boulevard Bank 33 

American Heritage Bank and Trust Co. _. 34 

The Central Colorado Bank 35 

Colorado Commercial Bank 36 

Metropolitan State Bank 37 

The Citizens State Bank of Cortez 38 

The Moffat County State Bank 39 

D 

The Rio Grande County Bank 40 

The Colorado Bank & Trust Co. of Delta 41 

Bank of Denver 42 

Center State Bank ... 43 

The Central Bank & Trust Company 44 

The Colorado State Bank of Denver 45 

Guaranty Bank of Stapleton 46 

Guaranty Bank & Trust Company 47 

Montbello State Bank 48 

Mountain States Bank 49 

North Denver Bank 50 

Southwest State Bank 51 

University Hills Bank 52 

The Dolores State Bank 53 

Dove Creek State Bank 54 

Bank of Durango 55 

E 

The Eaton Bank 56 

The Erie Bank . 57 

The Estes Park Bank .. 58 

Evergreen State Bank 59 

F 

The Bank of Fairplay 60 

Rocky Mountain Bank & Trust Company 61 

The Fort Lupton State Bank 62 

The Farmers State Bank of Ft. Morgan ... 63 

First State Bank of Fountain 64 

The Fowler State Bank 65 

Summit County Bank 66 

Fruita State Bank 67 

G 

Bank of Glenwood 68 

Golden State Bank . 69 

The American State Bank of Granada .... 70 
Middle Park Bank 71 


Grand Junction 

..422 

Greeley - 

.485 

Greeley 

.. 59 

Gunnison 

207 

Haxtun 

436 

Hayden ... 

.489 

Herpford 

38?, 

Holyoke 

.481 

Hotchkiss 

.425 

Idaho Springs 

.438 

Ignacio 

198 

Keenesburg 

..442 

Kiowa 

.136 

Kirk 

321 

Kit Carson 

.176 

Kremmling 

70 

La Junta 

. 73 

La Junta 

. 72 

Lakewood 

.439 

Lakewood .. 

.461 

Lamar . . 

394 

Leadville 

.434 

Littleton 

462 

Longmont 

482 

Loveland 

448 

Mancos 

483 

Manitou Springs 

85 

Manzanola 

337 

McClave 

397 

Monte Vista 

430 

Norwood 

.447 

Ouray 

270 

Pagosa Springs 

.147 

Pueblo 

.451 

Pueblo - 

101 

Pueblo 

-174 

Rangely . . 

.479 

Rocky Ford 

445 

Security 

480 

Sterling 

346 

Sterling 

.417 

Thornton 

.478 

Vail 

490 

Walden 

459 

Walsh 

313 

Wiley 

.123 

Woodland Park . . 

484 

Yuma 

224 


United State Bank of Grand Junction 72 

State Bank of Greeley 73 

Weld County Bank 74 

The Gunnison Bank & Trust Company 75 

H 

Haxtun Community Bank 76 

Yampa Valley State Bank 77 

Hereford State Bank 78 

Holyoke Bank & Trust Company 79 

The First State Bank of Hotchkiss 80 

I 

First State Bank . _ _ 81 

Bank of Ignacio 82 

K 

The Citizens State Bank 83 

The Kiowa State Bank 84 

The Kirk State Bank 85 

The Kit Carson State Bank 86 

The Bank of Kremmling 87 

L 

The Colorado Bank & Trust Company 

of La Junta 88 

The La Junta State Bank 89 

Jefferson County Bank of Lakewood 90 

The Rocky Mountain Bank 91 

Valley State Bank 92 

Commercial Bank of Leadville 93 

Arapahoe Valley Bank 94 

The St. Vrain Valley Bank 95 

The Home State Bank 96 

M 

Mancos State Bank _ 97 

Bank of Manitou 98 

J. N. Beaty & Company, Bankers 99 

McClave State Bank of McClave 100 

Fidelity Bank & Trust 101 

N 

San Miguel Basin State Bank 102 

O 

Citizens State Bank of Ouray 103 

P 

The Citizens Bank of Pagosa Springs 104 

Arkansas Valley Bank 105 

The Minnequa Bank of Pueblo 106 

The Pueblo Bank & Trust Company 107 

R 

Bank of Rangely 108 

The Empire State Bank 109 

S 

The Bank of Fountain Valley 110 

Commercial Savings Bank of Sterling . Ill 
The Security State Bank of Sterling 112 

T 

North Valley State Bank 113 

V 

The Bank of Vail . 114 

W 

North Park State Bank 115 

Colorado State Bank of Walsh 116 

The State Bank of Wiley 117 

Park State Bank 118 

Y 

Farmers State Bank of Yuma 119 


ABSTRACT OF ALL COMMERCIAL BANKS UNDER 
SUPERVISION OF STATE BANK COMMISSIONER 


ASSETS 


102 Banks 
December 31, 1968 


Cash and Due from Banks 

U.S. Government Obligations 

State and Municipal Obligations 

Securities of Federal Agencies and Corporations 

Other Bonds and Securities - _ 

Loans and Discounts 

Federal Funds Sold 

Bank Premises, Furniture and Fixtures 

Other Real Estate 

Customers’ Liability 

Other Assets 

TOTAL ASSETS 

LIABILITIES 

Demand Deposits 

Time Deposits 

Deposits of U.S. Government 

Deposits of States and Political Subdivisions 

Deposits of Banks 

Other Deposits (Cert. & Officers’ Checks, etc.) 

TOTAL DEPOSITS 

Federal Funds Purchased 

Other Liabilities Borrowed Money 

Acceptances Executed by Bank 

Other Liabilities 

TOTAL LIABILITIES 

CAPITAL ACCOUNTS 

Capital Notes and Debentures 

Common Stock 

Surplus — 

Undivided Profits 

Reserves 

TOTAL CAPITAL ACCOUNTS 

TOTAL LIABILITIES AND 
CAPITAL ACOUNTS 

Percentage of Total Capital to Total Deposits ... 
Percentage of Total Capital to Total Assets 


$ 164,821,886.66 

14.2 

196,298,059.11 

16.9 

107,524,330.70 

9.3 

8,292,790.79 

.7 

1,301,724.90 

.1 

650,070,550.52 

55.9 

12,360,000.00 

1.1 

11,039,734.80 

1.0 

1,705,887.33 

.1 

1,423,011.31 

.1 

7,526,637.63 

.6 

$1,162,364,613.75 

100.0 

$ 438,309,546.33 

37.7 

444,157,401.62 

38.2 

14,206,852.26 

1.2 

88,035,180.64 

7.8 

38,790,191.92 

3.2 

12,133,206.90 

1.0 

$1,035,632,379.67 

89.1 

3,950,000.00 

.3 

1,172,785.27 

.1 

1,423,011.31 

.1 

29,779,131.60 

2.6 

$1,071,957,307.85 

92.2 

$ 6,550,000.00 

.6 

28,369,320.00 

2.4 

35,182,465.18 

3.0 

19,791,762.37 

1.7 

513,758.35 

.1 

$ 90,407,305.90 

7.8 

$1,162,364,613.75 

100.0 

8.7 


7.8 


Increase in Total Assets since 

December 31, 1967 $ 142,316,421.90 

Increase in Total Deposits since 

December 31, 1967 118,671,846.37 

Increase in Total Capital since 
December 31, 1967 9,681,229.72 


— 17 


Certificate Issued April 20, 1961 


No. 471 


ARVADA STATE BANK, ARVADA 

Jefferson County 


OFFICERS FOR 1968 

Anthony F. Zarlengo, Chairman of the Board and President; Joseph 
R. Horan and Leonard E. Smith, Vice Presidents; Thomas D. O’Con- 
nor, Assistant Vice President and Treasurer; Niels F. Haggerty, 
Cashier and Secretary, Joseph Kasper, Jr., Assistant Cashier. 

DIRECTORS FOR 1968 

Anthony F. Zarlengo, Leavitt Booth, John F. Harper, Joseph R. 
Horan, Lawrence A. Huke. John H. Keller, Louis T. Lilly, Gerald 
Marsico, Alfred A. Palmquist, Donald G. Shelley, Frank M. Veltrie. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 


in process of collection $ 943,485.71 

United States Government obligations 1,292,789.55 

Securities of Federal agencies and corporations 229,850.00 

Other loans and discounts 5,137,955.75 

Bank premises, furniture and fixtures, and other 

assets repesenting bank premises 85,226.75 

Real estate owned other than bank premises 31,130.26 

Other assets — 4,261.05 


TOTAL ASSETS $ 7,724,699.07 


LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 

Time and savings deposits of individuals, 

partnerships, and corporations ...- 

Deposits of United States Government — . 

Deposits of States and political subdivisions 


Deposits of commercial banks 

Certified and officers’ checks, etc 

TOTAL DEPOSITS $6,891,195.46 

(a) Total demand deposits 4,000,963.38 

(b) Total time and savings deposits —.. 2,890,232.08 

Other liabilities 


3,745,476.03 

2,375,232.08 

86,827.36 

518,314.17 

50,000.00 

115,345.82 


230,619.17 


TOTAL LIABILITIES - -- $ 7,121,814.63 


CAPITAL ACOUNTS 

Common stock — total par value 260,000.00 

Surplus 150,000.00 

Undivided profits ^ 

Reserve for contingencies and other capital reserves 1,790.68 

TOTAL CAPITAL ACCOUNTS , .$ 602,884.44 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS .$ 7,724,699.07 


— 18 — 


Certificate Issued May 29, 1942 


No. 283 


THE BANK OF ASPEN, ASPEN 

Pitkin County 


OFFICERS FOR 1968 

Mahlon T. White, President; Logan L. Bailor, Executive Vice Presi- 
dent; Helen T. White, Vice President; Elizabeth D. Baldwin, Assistant 
Vice President and Ikeasurer; Thomas J. Kellough, Cashier. 

DIRECTORS FOR 1968 

Helen T. White, Mahlon T. White, Logan L. Bailor, J. Sterling Baxter, 
T. J. Sardy, Harald Pabst, Walter J. Predovich. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and items 

in process of collection $ 1,966,500.80 

United States Government obligations 2,807,703.62 

Obligations of States and political subdivisions 831,114.07 

Federal funds sold and securities purchased 

under agreements to resell 300,000.00 

Other loans and discounts - 6,084,535.79 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 56,535.97 

Other assets 53,592.61 


TOTAL ASSETS $ 12,099,982.86 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 6,810,603.08 

Time and savings deposits of individuals, 

partnerships, and corporations 2,451,665.87 

Deposits of United States Government 189,143.64 

Deposits of States and political subdivisions 905,413.47 

Deposits of commercial banks 38,175.94 

Certified and officers’ checks, etc. 216,938.98 

TOTAL DEPOSITS $10,611,940.98 

(a) Total demand deposits 7,803,881.36 

(b) Total time and savings deposits 2,808,059.62 

Other liabilities 798,282.72 


TOTAL LIABILITIES __ — -$ 11,410,223.70 

CAPITAL ACCOUNTS 

Common stock — total par value 250,000.00 

Surplus 300,000.00 

Undivided profits 139,759.16 


TOTAL CAPITAL ACCOUNTS $ 689,759.16 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS. $ 12,099,982.86 


— 19 — 


Certificate Issued March 31, 1943 


No. 435 


FIRST BANK OF AURORA, AURORA 

Adams County 


OFFICERS FOR 1968 

J. K. Hazlett, President; A. J. Dreiling, Vice President and Cashier; 
Robert E. Maloney and C. B. Wampler, Assistant Vice Presidents; 
Mrs. Betty Brown and Wiliam A Conrardy, Assistant Cashiers; J. 
Tracy Whitaker, Public Relations Officer. 


DIRECTORS FOR 1968 

J. K. Hazlett, C. E. Childs, C. B. Strait, R. H. Rackett, A. J. Dreiling, 
•Verner H. Crayne, John M. Brown, William C. Hinkley. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 577,816.61 

United States Government obligations . .. 2,496,760.65 

Obligations of States and political subdivisions 1,708,289.89 

Other securities 25,000.00 

Other loans and discounts 7,051,842.75 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 106,347.10 

Other assets 113,940.42 


TOTAL ASSETS 


$ 12,079,997.42 


LIABILITIES 


Demand deposits of individuals, partnerships, 

and corporations $ 

Time and savings deposits of individuals, 

partnerships, and corporations . . 

Deposits of United States Government 

Deposits of States and political subdivisions 

Certified and officers’ checks, etc. 


TOTAL DEPOSITS $10,815,142.04 

(a) Total demand deposits - 5,798,350.58 

(b) Total time and savings deposits — 5,016,791.46 

Other liabilities — 


5,117,880.59 

4,501.791.46 

66,118.03 

1,027,244.80 

102,107.16 


303.850.38 


TOTAL LIABILITIES -$ 11,118,992.42 


CAPITAL ACCOUNTS 

Common stock — total par value 

Surplus — 

Undivided profits 

TOTAL CAPITAL ACOUNTS 

TOTAL LIABILITIES AND CAPITAL ACOUNTS 


$ 300,000.00 

300,000.00 
361,005.00 


$ 961,005.00 


$ 12.079,997.42 


— 20 — 


Certificate Issued April 24, 1957 


No. 463 


PEOPLES BANK AND TRUST COMPANY 

Adams County 


OFFICERS FOR 1968 

H. J. Bleakley, President; L. G. Krieger, Senior Vice President; B. A. 
Heffley, Executive Vice President; R. D. Hermes, Vice President; 
L. R. Fredrick, Assistant Cashier; W. M. Wilson, Jr., Vice President. 

DIRECTORS FOR 1968 

H. J. Bleakley, W. L. Armstrong, Sol Dichter, John F. Harper, Mike 
A. Leprino, Joseph C. Moffitt, Robert M. Stanley, Edward M. Willis. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 1,620,708.95 

United States Government obligations 5,033,807.89 

Obligations of States and political subdivisions 601,201.24 

Securities of Federal agencies and corporations 148,265.62 

Other loans and discounts 11,862,800.65 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 204,916.20 

Real estate owned other than bank premises 30,300.16 

Other assets 42,430.08 


TOTAL ASSETS $ 19,544,430.79 


LIABILITIES 


Dmand deposits of individuals, partnerships, 

and corporations $ 7,952,608.88 

Time and savings deposits of individuals, 

partnerships, and corporations 6,647,214,62 

Deposits of United States Government 403,905.32 

Deposits of States and political subdivisions 2,592,478.10 

Deposits of commercial banks 15,000.00 

Certified and officers’ checks, etc. 134,717.76 

TOTAL DEPOSITS $17,745,924.68 

(a) Total demand deposits 8,708,710.06 

(b) Total time and savings deposits ..... 9,037,214.62 

Other liabilities 393,161.42 


TOTAL LIABILITIES $ 18,139,086.10 


CAPITAL ACCOUNTS 


Capital notes and debentures $ 250,000.00 

Common stock — total par value 300,000.00 

Surplus 600,000.00 

Undivided profits 255,344.69 


TOTAL CAPITAL ACOUNTS $ 1,405,344.69 


TOTAL LIABILITIES AND CAPITAL ACOUNTS $ 19,544,430.79 


— 21 — 


Certificate Issued February 17, 1908 


No. 9 


THE MERCANTILE BANK AND TRUST COMPANY, 

BOULDER 

Boulder County 


OFFICERS FOR 1968 

E. K. Hilton, Chairman; C. Flint Smith, Honorary Chairman; W. D. 
Carter, President; Bruce E. Callant, J. H. Minneman, and E. L. 
Singer, Vice Presidents; E. L. Harrison, Cashier; R. J. Newton, Assist- 
ant Vice President; C. J. Jorgenson, W. D. Lamoreux, and D. L. 
Howell, Assistant Cashiers. 

DIRECTORS FOR 1968 

J. Perry Bartlett, W. D. Carter, N. E. Harden, E. K. Hilton, H. 
Reginald Platts, Daniel F. Rex, C. Flint Smith, Richard C. Waugh. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 2,500,043.70 

United States Government obligations 5,756.195.35 

Obligations of States and political subdivisions 2,165,767.97 

Other loans and discounts 13,310,914.20 

Bank premises, furniture and fixtures, and other 

assets representing bank primises 243,720.32 

Real estate owned other than bank premises 14,381.06 

Other assets 212,877.06 


TOTAL ASSETS $ 24,203,899.66 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations 8,933,462.65 

Time and savings deposits of individuals, 

partnerships, and corporations 9,862,154.54 

Deposits of United States Government 248,500.02 

Deposits of States and political subdivisions 2,825,221.94 

Certified and officers’ checks, etc. 378,362.67 

TOTAL DEPOSITS $22,247,701.82 

(a) Total demand deposits 9,881,615.28 

ib) Total time and savings deposits 12,366,086.54 

Other liabilities 604,018.08 


TOTAL LIABILITIES $ 22,851,719.90 

CAPITAL ACCOUNTS 

Common stock — toal par value $ 400,000.00 

Surplus - 525,000.00 

Undivided profits 427,179.76 


TOTAL CAPITAL ACOUNTS - $ 1,352,179.76 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS .... $ 24,203,899.66 

— 22 — 


Certificate Issued November 21, 1960 


No. 472 


SECURITY BANK OF BOULDER, BOULDER 

Boulder County 


OFFICERS FOR 1968 

Robert A. Wekesser, President; Wallace J. Adams, Jr., Vice President 
and Secretarj'; C. R. Rogers, Cashier. 

DIRECTORS FOR 1968 

Lloyd S. Sturtz, Charles E. Williams, Harry C. Guthrie, Edith K. 
Wekesser, Robert A. Wekesser. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 212,462.22 

United States Government obligations — .. 796,954.50 

Obligations of States and political subdivisions 232,846.31 

Other securities 78,184.45 

Other loans and discounts . 1,462,782.23 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 66,000.00 

Real estate owned other than bank premises 24,089.51 

Other assets 21,907.45 


TOTAL ASSETS — $ 2,895,266.67 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 1,435,026.50 

Time and savings deposits of individuals, 

partnerships, and corporations 628,719.38 

Deposits of United States Government 26,495.09 

Deposits of States and political subdivisions 200,677.89 

Deposits of commercial banks 3,431.09 

Certified and officers’ checks, etc. - 92,411.05 

TOTAL DEPOSITS $2,386,761.00 

(a) Total demand deposits 1,543,141.62 

(b) Total time and savings deposits 843,619.38 

Other liabilities for borrowed money 150,000.00 

Other liabilities 29,988.24 


TOTAL LIABILITIES $ 2,566,749.24 

CAPITAL ACCOUNTS 

Common stock — total par value $ 200,020.00 

Surplus 70,004.00 

Undivided profits 58,453.43 


TOTAL CAPITAL ACOUNTS $ 328,477.43 


TOTAL LIABILITIES AND CAPITAL ACOUNTS $ 2,895,226.67 

— 23 — 


Certificate Issued October 17, 1932 


No. 428 


THE FIRST BANK OF BRIGHTON, BRIGHTON 

Adams County 


OFFICERS FOR 1968 

Leslie L. Sayre, President; John A. Munger and Arthur A. Satterlee, 
Senior Vice Presidents: Charles W. Sayre, Senior Vice President, 
Cashier and Secretary; Donald J. Olson. Vice President and Assistant 
Cashier; R. R. Hallmark, Assistant Vice President; Dorothy Wagner, 
Assistant Cashier and Alternate Secretary to the Board; Marilyn 
Osborn, Assistant Cashier. 

DIRECTORS FOR 1968 

Alonzo A. Cox, Jack H. Cys, Ray I. Kitayama, John A. Munger, 
Francis H. Pape, Arthur A. Satterlee, Charles W. Sayre, Leslie L. 
Saj-re, Don Tanable, Charles A. Taylor. 


Dec. 31, 1968 


ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 2.176,747.42 

United States Government obligations 2,352,023.35 

Obligations of States and political subdivisions 1,307,149.43 

Other securities 19,050.00 

Federal funds sold and securities purchased 

under agreements to resell 1,800,000.00 

Other loans and discounts 6,039,056.52 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 212.174.70 

Real estate ovmed other than bank premises 9,653.73 

Other assets - 70.284.01 


TOTAL ASSETS 8 13,986,139.16 


LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations - $ 

Time and savings deposits of individuals, 

partnerships, and corporations 

Dposits of United States Government — . 

Deposits of States and political subdivisions 

Certified and officers’ checks, etc. 

TOTAL DEPOSITS _. $12,690,500.96 

(a) Total demand deposits 7,902,742.36 

(b) Total time and savings deposits — 4,787,758.60 

Other liabilities 


5,463,761.30 

4.015.258.60 

312,142.60 

2.820.978.98 

78.359.48 


242,621.98 


TOTAL LIABILITIES 


$ 12,933,122.94 


CAPITAL ACCOUNTS 

Common stock — total par value $ 

Surplus 

Undivided profits 

Reserve for contingencies and other capital reserves 


300.000. 00 

335.000. 00 
414.561.42 

3,454.80 


TOTAL CAPITAL ACCOUNTS 


S 1,053,016.22 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS 13,986,139.16 


— 24 — 


Certificate Issued July 8, 1958 


No. 465 


BROOIVIFIELD BANK, BROOMFIELD 

Boulder County 


OFFICERS FOR 1968 

I. K. Hoyle, President; John D. Rankin, Vice President and Cashier; 
M. L. Pfeiffer, Vice President; LaVonne Fish and Betty L. Taylor, 
Assistant Cashiers. 


DIRECTORS FOR 1968 

Roger D. Knight, Jr., Francis M. Bain, Seth B. Bradley, K. C. Ensor, 
I. K. Hoyle, John D. Rankin. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection ... . $ 777,443.20 

United States Government obligations 1,256,146.08 

Obligations of States and political subdivisions 496,268.62 

Other loans and discoimts 2,546,855.79 

Bank premises, furniture and fixtures, and other 

assets representing bank premises . 33,241.43 

Other assets 48,633.14 


TOTAL ASSETS $ 5,158,588.26 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations . $ 2,016,265.91 

Time and savings deposits of individuals, 

partnerships, and corporations . 2,117,540.16 

Deposits of United States Government 67,087.24 

Deposits of States and political subdivisions 337,545.81 

Certified and officers’ checks, etc. 24,620.37 

TOTAL DEPOSITS $4,563,059.49 

(a) Total demand deposits 2,275,077.33 

(b) Total time and savings deposits 2,287,982.16 

Other liabilities 173,124.82 


TOTAL LIABILITIES $ 4,736,184.31 

CAPITAL ACCOUNTS 

Common stock — total par value $ 150,000.00 

Surplus 120,000.00 

Undivided profits 152,403.95 


TOTAL CAPITAL ACCOUNTS $ 422,403.95 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 5,158,588.26 


25 — 


Certificate Issued October 9, 1915 


No. 294 


THE FARMERS STATE BANK OF BRUSH, BRUSH 

Morgan County 


OFFICERS FOR 1968 

W. M. Watrous, President; Robert U. Hansen and Allen R. Koeneke, 
Vice Persidents; John J. Higgins, Trust Officer, Cashier and Secre- 
tary; Feme Kelly and Alan E. Kuschke, Assistant Cashiers. 

DIRECTORS FOR 1968 

John H. Bloedorn, Jr., Raymond Fries, Robert U. Hansen, John J. 
Higgins, Frank Jensen, Daniel Kjeldgaard, Allen R. Koeneke, Wm. B. 
Paynter, Jr., Robert Petteys, Warren M. Watrous. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 693,541 52 

United States Government obligations 942,177.56 

Obligations of States and political subdivisions 1,290,429.53 

Other loans and discounts 4,437,043.50 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 1.00 

Other assets 5,836.49 


TOTAL ASSETS 


$ 7,369,029.60 


LIABILITIES 

Demand deposits of individuals, partnerships. 


and corporations .-$ 3,167,634.63 

Time and savings deposits of individuals, 

partnerships, and corporations 2,512,855.05 

Deposits of United States Government 55,035.92 

Deposits of States and political subdivisions 698,388.24 

Deposits of commercial banks 82,475.87 

Certified and officers’ checks, etc. 39,326.65 


TOTAL DEPOSITS $6,555,716.36 

(a) Total demand deposits 3,474,657.69 

(b) Total time and savings deposits 3,081,058.67 


TOTAL LIABILITIES 


6,555,716.36 


CAPITAL ACCOUNTS 

Common stock — total par value $ 250,000.00 

Surplus 400,000.00 

Undivided profits 163,313.24 


TOTAL CAPITAL ACCOUNTS $ 813,313.24 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 7,369,029.60 


— 26 — 


Certificate Issued October 31, 1962 


No. 477 


BUENA VISTA BANK AND TRUST COMPANY, 
BUENA VISTA 

Chaffee County 


OFFICERS FOR 1968 

Dan Sebastian, President; Ray L. Hanson, Assistant Vice President 
and Cashier. 

DIRECTORS FOR 1968 

Richard McHale, Dan H. Sebastian, Marie Skogsberg, Milton Smith, 
Edward M. Willis. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and items 

in process of collection $ 306,532.00 

United States Government obligations 265,432.00 

Obligations of States and political subdivisions 95,907.83 

Other loans and discounts 1,081,695.61 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 10,289.43 

Real estate owned other than bank premises 7,445.00 

Other assets 13,860.67 


TOTAL ASSETS $ 1,781,162.54 

LIABILITIES 

Demand deposits of individuals, partnerships, 

an dcorporations $ 703,225.69 

Time and savings deposits of individuals, 

partnerships, and corporations 425,609.94 

Deposits of United States Government 7,010.66 

Deposits of States and political subdivisions 333,553.15 

Deposits of commercial banks 45,000.00 

Certified and officers’ checks, etc. 44,462.41 

TOTAL DEPOSITS $1,558,861.85 

(a) Total demand deposits 901,978.74 

(b) Total time and savings deposits 656,883.11 

Other liabilities 41,953.21 


TOTAL LIABILITIES $ 1,600,815.06 

CAPITAL ACCOUNTS 

Common stock — total par value $ 80,000.00 

Surplus 60,000.00 

Undivided profits 40,347.48 


TOTAL CAPITAL ACCOUNTS $ 180,347.48 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 1,781,162.54 


— 27 — 


Certificate Issued November 14, 1931 


No. 427 


THE BANK OF BURLINGTON, BURLINGTON 

Kit Carson County 


OFFICERS FOR 1968 

Geoi'ge D. Tubbs, President; Gene W. Penny, Vice President; Willard 
Gross, Cashier; Irene Wilcox and Chas C. Boyles, Assistant Cashier; 
L. L. Reinecker, Executive Vice President, Secretary and Treasurer. 

DIRECTORS FOR 1968 

George D. Tubbs, L. L. Reinecker, Gene W. Penny, John C. Penny, 
Willard Gross. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 1,552,694.21 

United States Government obligations . 908,614.61 

Obligations of States and political subdivisions 358,242.63 

Securities of Federal agencies and corporations 200,000.00 

Other securities (including $1920.00 corporate stocks) 1,920.00 

Other loans and discounts 3,075,410.41 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 2.00 

Other assets 2,257.09 


TOTAL ASSETS $ 6,099,140.95 

LIABILITIES 

Dmand deposits of individuals, partnerships, 

and corporations $ 3,426,164.23 

Time and savings deposits of individuals, 

partnerships, and corporations 1,700,230.58 

Deposits of United States Government 13,799.60 

Deposits of States and political subdivisions 126,439.45 

Certified and officers’ checks, etc. . 119,714.86 

TOTAL DEPOSITS $5,386,348.72 

(a) Total demand deposits 3,620,915.96 

(b) Total time and savings deposits.. 1,765,432.76 


TOTAL LIABILITIES .. . $ 5,386,348.72 

CAPITAL ACCOUNTS 

Common stock — total par value $ 100,000.00 

Surplus 450,000.00 

Undivided profits 162,792.23 


TOTAL CAPITAL ACCOUNTS $ 712,792.23 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 6,099,140.95 

— 28 — 


Certificate Issued December 8, 1910 


No. 2C6 


THE BYERS STATE BANK, BYERS 

Arapahoe County 


OFFICERS FOR 1968 

L. R. Bate, President; Oliver Walts, Vice President; Shirley A. Nelson, 
Cashier and Secretary; Phyllis Pemberton, Assistant Cashier. 

DIRECTORS FOR 1968 

L. R. Bate, Roland Cronk, Russell Floreth, Ellis Hodges, Willard 
Hubbs, Paul Richards, John F. Shuman, H. Dean Summers, L. J. 
Tippett, Oliver Walts. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 


in process of collection $ 349,241.48 

United States Government obligations 620,364.01 

Obligations of States and political subdivisions 87,152.60 

Other loans and discounts 955,693.06 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 18,701.00 

Real estate owned other than bank premises 899.97 

Other assets 19,535.43 


TOTAL ASSETS $ 2,051,587.55 


LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 

Time and savings deposits of individuals, 

partnerships, and corporations 

Deposits of United States Government 

Deposits of States and political subdivisions 


Certified and officers’ checks, etc. 

TOTAL DEPOSITS ....$1,896,199.33 

(a) Total demand deposits 770,655.49 

(b) Total time and savings deposits 1,125,543.84 

Other liabilities 


721,706.72 


673,043.84 

1,484.07 

488,120.72 

11,843.93 


21,614.16 


TOTAL LIABILITIES $ 1,917,813.49 


CAPITAL ACCOUNTS 

Common stock — total par value $ 50,000.00 

Surplus 77,500.00 

Undivided profits 6,274.06 


TOTAL CAPITA LACCOUNTS $ 133,774.06 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS ......$ 2,051,587.55 


— 29 — 


Certificate Issued July 24, 1916 


No. 312 


FARMERS STATE BANK OF CALHAN, CALHAN 

El Paso County 


OFFICERS FOR 1968 

H. K. Fosha. President; John L. Pieper, Vice President; Dorothy M. 
Phillips, Cashier and Secretary. 

DIRECTORS FOR 1968 

H. K. Fosha, John L. Pieper, Dorothy M. Phillips, Lester Mitchell, 
Vinita E. Pieper. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 449,258.54 

United States Government obligations 1,579,292.55 

Obligations of States and political subdivisions 298,477.76 

Other loans and discounts 2,258,950.34 

Bank premises, furniture and fixtures, and other 

assets representing bank premises — 39,000.00 

Real estate owned other than bank premises 1.00 


TOTAL ASSETS $ 4,624,980.19 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 2,196,991.26 

Time and savings deposits of individuals, 

partnerships, and corporations — — 1,718,264.92 

Deposits of United States Government 42,278.88 

Deposits of States and political subdivisions 295,886.08 

Certified and officers’ checks, etc. .... 26,998.28 

TOTAL DEPOSITS $4,280,419.42 

(a) Total demand deposits 2,362,854.50 

(b) Total time and savings deposits 1,917,564.92 


TOTAL LIABILITIES - - $ 4,280,419.42 

CAPITAL ACOUNTS 

Common stock — total par value $ 100,000.00 

Surplus - — 100,000.00 

Undivided profits 144,560.77 


TOTAL ACCOUNTS $ 344,560.77 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS — $ 4,624,980.19 


— 30 — 


Certificate Issued August 21, 1939 


No. 433 


THE BANK OF DOUGLAS COUNTY, CASTLE ROCK 

Douglas County 


OFFICERS FOR 1968 

P. S. Miller, President; W. C. Buboltz, Vice President, Cashier and 
Secretary; R. G. Oliver, Assistant Cashier. 


DIRECTORS FOR 1968 
P. S. Miller, W. C. Buboltz, J. E. Miller. 


Dec. 31, 1969 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 379,007.16 

United States Government obligations . 1,676,618.28 

Obligations of States and political subdivisions 720,587.95 

Other loans and discounts . . 2,059,493.25 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 2.00 

Other assets 25,781.29 


TOTAL ASSETS .. $ 4,861,489.93 


LIABILITIES 


Demand deposits of individuals, partnerships, 

and corporations . . .. $ 2,069,835.26 

Time and savings deposits of individuals, 

partnerships, and corporations 1,644,692.01 

Deposits of United States Government 16,374.66 

Deposits of States and political subdivisions 454,166.82 

Certified and officers’ checks, etc 25,978.83 


TOTAL DEPOSITS $4,211,047.58 

(a) Total demand deposits 2,566,355.57 

(b) Total time and savings deposits 1,644,692.01 


TOTAL LIABILITIES 


$ 4,211,047.58 


CAPITAL ACOUNTS 


Common stock — total par value $ 100,000.00 

Surplus — 200,000.00 

Undivided profits 350,442.35 


TOTAL CAPITAL ACOUNTS $ 650,442.35 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS . $ 4,861,489.93 


— 31 


Certificate Issued February' 21. 1944 


No. 437 


THE EASTERN COLORADO BANK, CHEYENNE WELLS 

Cheyenne County 


OFFICERS FOR 1968 

Victor Weed, President; V. L. Weed, Vice President and Cashier. 
DIRECTORS FOR 1968 

Irvin M. Bricker, Aughst Kern, Victor Weed, V. L. Weed, James 
R. Weed. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 


in process of collection $ 862,052.49 

United States Government obligations 510,212.50 

Obligations of States and political subdivisions 296,359.09 

Securities of Federal agencies and corporations 100,000.00 

Other olans and discounts 2,235,761.85 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 9,300.00 

Real estate owned other than bank premises 20,000.00 


TOTAL ASSETS $ 4,033,685.93 


LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 1,702,927.39 

Time and savings deposits of individuals, 

partnerships, and corporations 1,454,259.46 

Deposits of United States Government 2,239.45 

Deposits of States and political subdivisions 513,995.54 

Certified and officers’ checks, etc. . 6,224.40 


TOTAL DEPOSITS $3,679,646.24 

(a) Total demand deposits 1,979,386.78 

(b) Total time and savings deposits 1,700,259.46 


TOTAL LIABILITIES . . . $ 3,679,646.24 

CAPITAL ACCOUNTS 

Common stock — total par value $ 100,000.00 

Surplus 100,000.00 

Undivided profits 154,039.69 

TOTAL CAPITAL ACCOUNTS $ 354,039.69 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS _. $ 4,033,685.93 


Certificate Issued September 17, 1965 


No. 486 


THE ACADEMY BOULEVARD BANK, 
COLORADO SPRINGS 

El Paso County 


OFFICERS FOR 1968 

Billie H. Smartt, President; James T. Kliewer, Executive Vice Presi- 
dent; G. A. Cheney, Vice President; Robert W. Wunderlich, Cashier 
and Secretary; Stephen A. Mosher and Mrs. Bernice Saunders, Assist- 
ant Cashiers. 


DIRECTORS FOR 1968 

Norton A. Bain, John Beumer, G. A. Cheney, Courtland Cool, Ken- 
neth W. Erickson, Winford M. Griffin, James T. Kliewer, Joseph F. 
Pieper, Paul O. Schneebeck, Billie H. Smartt, Harold M. Whitney. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection 3 553,264.76 

United States Government obhgations 738,887.25 

Obligations of States and political subdivisions 44,082.55 

Securities of Federal agencies and corporations 250,000.00 

Other securities 5,000.00 

Other loans and discounts 2,992,329.59 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 151,283.80 

Other assets 60,441.89 


TOTAL ASSETS $ 4,795,289.84 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 1,822,431.18 

Time and savings deposits of individuals, 

partnerships, and corporations 1,317,637.45 

Deposits of United States Government 27,383.95 

Deposits of States and political subdivisions 955,782.00 

Certified and officers’ checks, etc. 30,741.86 

TOTAL DEPOSITS $4,153,976.44 

(a) Total demand deposits 1,895,556.99 

(b) Total time and savings deposits 2,258,419.45 

Other liabilities 56,494.46 


TOTAL LIABILITIES $ 4,210,470.90 

CAPITAL ACCOUNTS 

Common stock — total par value _$ 250,000.00 

Surplus 250,000.00 

Undivided profits 84,818.94 


TOTAL CAPITAL ACCOUNTS ...$ 584,818.94 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS.___..$ 4,795,289.84 


— 33 — 


Certificate Issued July 13, 1956 


No. 466 


AMERICAN HERITAGE BANK AND TRUST CO., 
COLORADO SPRINGS 

El Paso County 


OFFICERS FOR 1968 

H. C. Gerber, Chairman of the Board and President; L. L. Gerber, 
John C. Birkes, and W. E. Sessions, Vice Presidents; Ame E. Skaug- 
set, Jr., Vice President, Cashier and Secretary; Elmer M. Wolfe, As- 
sistant Cashier. 


DIRECTORS FOR 1968 

Rex L. Bennett, H. C. Gerber, L. L. Gerber, Robert W. Johnson, Roy 
I. Pring, Donald J. Robertson, J. Selby Young. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 


in process of collection $ 1,084,817.80 

United States Government obligations 1,563,182.50 

Obligations of States and political subdivisions 4,919,570.13 

Securities of Federal agencies and corporations 2,014,711.54 

Other loans and discounts 5,528,910.74 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 321,297.43 

Other assets 155,388.42 


TOTAL ASSETS $ 15,587,878.56 


LIABILITIES 


Demand deposits of individuals, partnerships, 

and corporations $ 

Time and savings deposits of individuals, 

partnerships, and corporations 

Deposits of United States Government 

Deposits of States and political subdivisions 

Certified and officers checks, etc. 

TOTAL DEPOSITS $14,229,179.55 

(a) Total demand deposits 4,742,656.54 

(b) Total time and savings deposits 9,486,523.01 

Other liabilities 


4,144,894.84 

3,802,703.50 

107,896.48 

5,775,444.41 

398,240.32 


480,398.27 


TOTAL LIABILITIES 14,709,577.82 


CAPITAL ACCOUNTS 

Common stock — total par value — $ 300,000.00 

Surplus 550,000.00 

Undivided profits 28,300.74 

TOTAL CAPITAL ACCOUNTS .$ 878,300.74 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS ... $ 15,587,878.56 


— 34 — 


Certificate Issued January 26, 1953 


No. 454 


THE CENTRAL COLORADO BANK, COLORADO SPRINGS 

El Paso County 


OFFICERS FOR 1968 

Winford Griffin, President; Norman L. Wade, Senior Vice President; 
Caywood B. Lindsey, Sr., William B. Beeson, Louis R. Freese, and 
Wesley E. Strain, Vice Presidents; James E. Windle, Cashier, Secre- 
tary and Treasurer; Milo Yalich, Assistant Vice President; Caywood 
B. Lindsey, Jr., N. A. Majors, and Ireme M. Powers. 

DIRECTORS FOR 1968 

Rush Appelman, William L. Briscoe, Robert P. Foss, Winford M. 
Griffin, Kenneth F. Heizer, R. Keith Hook, Caywood B. Lindsey, Sr., 
Lewis M. Poe, Howard E. Reader, John B. Shearer, Billie H. Smartt. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 1.860,218.78 

United States Government obligations 2,569,601.47 

Obligations of States and political subdivisions 3,248,267.61 

Securities of Federal agencies and corporations 5,435.71 

Other securities . 10,277.50 

Other loans and discounts 11,784,309.96 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 258,217.82 

Real estate owned other than bank premises 67,736.12 

Other assets 183,947.23 


TOTAL ASSETS $ 19,988,012.20 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 9,200,659.47 

Time and savings deposits of individuals, 

partnerships, and corporations 6,148,293.95 

Deposits of United States Government 262,584.59 

Deposits of States and political subdivisions 1,482,303.97 

Deposits of commercial banks 279,985.91 

Certified and officers’ checks, etc. 680,435.05 

TOTAL DEPOSITS .$18,054,262.94 

(a) Total demand deposits 10,470,258.30 

(b) Total time and savings deposits 7,584,004.64 

Other liabilities 528,602.31 


TOTAL LIABILITIES $ 18,582,865.25 


CAPITAL ACCOUNTS 

Common stock — total par value $ 399,300.00 

Surplus 738,000.00 

Undivided profits 267,846.95 


TOTAL CAPITAL ACCOUNTS ...._ $ 1,405,146.95 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS .. $ 19,988,012.20 


— 35 — 


Certificate Issued March 21, 1908 


No. 20 


COLORADO COMMERCIAL BANK, COLORADO SPRINGS 

El Paso County 


OFFICERS FOR 1968 

Frank D. Arnold, President; Robert E. Trego, Executive Vice Presi- 
dent; Richard W. Dailey, Senior Vice President and Trust Officer; 
James A. Mock and M. O. Nielsen, Vice Presidents; A. J. Kieffer, 
Cashier; Frances M. Whyte, Assistant Vice President and Assistant 
Trust Officer; John H. Elwell, John H. Hoff, Jr., Robert R. Suter, 
Amos C. Lawrence, Jr., and James R. Garland, Assistant Cashiers. 

DIRECTORS FOR 1968 

Frank D. Arnold, Richard W. Dailey, George L. Dern, Frederick M. 
Farrar, Dan W. Howells, L. C. Slotliower, Jr., Robert E. Trego, Ger- 
ald P. Wagner, Mahlon T. White, Robin B. Bailey, Robert Johnston, Jr. 


...Dec. 31, 1968 

Cash, balances with other banks, and items 

in process of collection . $ 1,637,063.39 

United States Government obligations 3,745,353.72 

Obligations of States and political subdivisions . . 1,501,568.93 

Federal funds sold and securities purchased under 

agreements to resell .. 350,000.00 

Other loans and discounts — . 9,106,790.22 

Bank premises, furniture and fixtures, and other 

asssets representing bank premises . 25,126.84 

Real estate owned other than bank premises . 200,000.00 

Other assets . . 134,684.89 


TOTAL ASSETS - $ 16,700,587.99 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations .. - .. . $ 5,843,849.10 

Time and savings deposits of individuals, 

partnerships, and corporations — 6,397,322.28 

Deposits of United States Government 338,381.32 

Deposits of States and political subdivisions .. 2,123,146.31 

Deposits of commercial banks - ... — - 40,000.00 

Certified and officers’ checks, etc. 195,030.01 

TOTAL DEPOSITS $14,937,729.02 

(a) Total demand deposits 7,738,431.74 

(b) Total time and savings deposits 7,199,297.28 

Other liabilities 629,089.55 


TOTAL LIABILITIES . $ 15,566.818.57 

CAPITAL ACCOUNTS 

Common stock — total par value 400,000.00 

Surplus 400,000.00 

Undivided profits - 333,769.42 


TOTAL CAPITAL ACCOUNTS $ 1,133,769.42 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS.... $ 16,700,587.99 


— 36 — 


Certificate Issued May 29, 1950 


No. 449 


METROPOLITAN STATE BANK, COMMERCE CITY 

Adams County 


OFFICERS FOR 1968 

Kenneth S. Agnew, President; Richard L. Agnew, Vice President; 
Kenneth M. Agnew, Vice President, Cashier and Secretary; Arthur 
C. Delventhal, Assistant Cashier. 

DIRECTORS FOR 1968 

Kenneth S. Agnew, Olive L. Agnew, Richard L. Agnew, Kenneth 
M. Agnew. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 408,868.50 

United States Government obligations _ . 1,079,086.42 

Other loans and discounts . 5,105,785.93 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 61,481.96 

Real estate owned other than bank premises 22,642.46 

Other assets 27,832.15 


TOTAL ASSETS $ 6,705,697.42 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 3,093,592.51 

Time and savings deposits of individuals, 

partnerships, and corporations 1.975,674.17 

Deposits of United States Government 87,186.77 

Deposits of States and political subdivisions 347,913.26 

Certified and officers’ checks, etc. 95,263.54 

TOTAL DEPOSITS $5,599,630.25 

(a) Total demand deposits 3,592,983.85 

(b) Total time and savings deposits 2,006,646.40 

Other liabilities 363,553.25 


TOTAL LIABILITIES $ 5,963,183.50 

CAPITAL ACCOUNTS 

Common stock — total par value $ 250,000.00 

Surplus 250,000.00 

Undivided profits 242,513.92 


TOTAL CAPITAL ACOUNTS 742,513.92 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS......$ 6,705,697.42 


— 37 — 


Certificate Issued May 15, 1936 


No. 429 


THE CITIZENS STATE BANK OF CORTEZ, CORTEZ 

Montezuma County 


OFFICERS FOR 1968 

Charles M. Searle, President; Sidney P. Nicks, Vice President; Bel- 
mear D. Brown, Cashier and Secretary; Charles A. Haley and Billie 
Marsell, Assistant Cashiers; Paul L. Williamson and Eleanor McAllis- 
ter, Assistant Vice Presidents. 

DIRECTORS FOR 1968 

A, W. Denny, George E. Dilts, H. C. Flaugh, William C. Hutchison, 
Charles M. McAfee, Marvin F. Owens, Sterling C. Phillips, Charles 
M. Searle, George Smith, Jr., Charles D. Snyder, Jack Hawkins. 


ASSETS 


Dec. 31, 1968 


Cash, balances with other banks, and cash items 

in process of collection $ 919,592.30 

United States Government obligations 419,293.00 

Obligations of States and political subdivisions 1,307,885.33 

Securities of Federal agencies and corporations 200,000.00 

Other loans and discounts 4,560,097.65 

Bank premises, furniture and fixtures, and other 

assets representing bank premises . 65,226.46 

Real estate owned other than bank premises 29,511.15 

Other assets 15,049.14 


TOTAL ASSETS $ 7,516,655.03 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 2,569,931.10 

Time and savings deposits of individuals, 

partnerships, and corporations 3,448,728.10 

Deposits of United States Government 118.393.19 

Deposits of States and political subdivisions 803,195.77 

Deposits of commercial banks .. . ... 26,192.60 

Certified and officers’ checks, ect . — . 23,933.10 

TOTAL DEPOSITS $6,990,373.86 

(a) Total demand deposits 3,052,150.22 

(b) Total time and savings deposits 3,938,223.64 

Other liabilities . 38,423.21 


TOTAL LIABILITIES . . $ 7,028,797.07 

CAPITAL ACCOUNTS 

Common stock — total par value — $ 180,000.00 

Surplus . 180,000.00 

Undivided profits 127,857.96 


TOTAL CAPITAL ACCOUNTS $ 487,857.96 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 7,516,655.03 


— 38 — 


Certificate Issued September 28, 1925 


No. 421 


THE MOFFAT COUNTY STATE BANK, CRAIG 

Moffat County 


OFFICERS FOR 1968 

R. E. Johnson, President; Charles R. Gentry and O. L. Ashliman, 
Vice Presidents; F. R. Montgomery, Executive Vice President; George 
E. Swanson, Cashier; James C. Davis, Auditor. 

DIRECTORS FOR 1968 

R. E. Johnson, F. R. Montgomery, Charles R. Gentry, O. L. Oshliman, 
George E. Swanson. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 1,476,239.59 

United States Government obligations 1,689,773.71 

Obligations of States and political subdivisions 2,406,531.37 

Other securities 18,000.00 

Federal funds sold and securities purchased 

under agreements to resell 200,000.00 

Other loans and discounts 5,252,777.61 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 33,705.00 

Other assets 44,177.62 


TOTAL ASSETS $ 11,121,204.90 

LIABILITIES 

Demand deposits of individuals, pai'tnerships, 

and corporations $ 5,171,770.44 

Time and savings deposits of individuals, 

partnerships, and corporations 3,437,402.41 

Deposits of United States Government 107,556.81 

Deposits of States and political subdivisions 1,255,963.53 

Certified and officers’ checks, etc. 156,716.75 

TOTAL DEPOSITS $10,129,409.94 

(a) Total demand deposits 6,023,989.58 

(b) Total time and savings deposits 4,105,420.36 

Other liabilities 169,702.85 


TOTAL LIABILITIES $ 10,299,112.79 

CAPITAL ACCOUNTS 

Common stock — total par value $ 200,000.00 

Surplus - 400,000.00 

Undivided profits 222,092.11 


TOTAL CAPITAL ACCOUNTS $ 822,092.11 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS ... $ 11,121,204.90 


— 39 — 


Certificate Issued April 8, 1937 


No. 431 


THE RIO GRANDE COUNTY BANK, DEL NORTE 

Rio Grande County 


OFFICERS FOR 1968 

John Reason, President; L. C. Martz, Vice President; Eugene W. 
Woodke, Cashier and Secretary; Louise D. Goforth and A. Howard 
Hoffmann, Assistant Cashiers. 

DIRECTORS FOR 1968 

Elizabeth A. Conour, Alex Colville, Richard E. Conour, L. C. Martz, 
John Reason. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 939,174.59 

United States Government obligations 299,658.74 

Obligations of States and political subdivisions 244,860.98 

Other securities 11,000.00 

Other loans and discounts 1,026,111.03 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 10,038.99 

Real estate owned other than bank premises 37,044.61 

Other assets - 2,669.14 


TOTAL ASSETS . $ 2,550,558.08 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations — $ 1,731,641.96 

Time and savings deposits of individuals, 

partnerships, and corporations 358,938.30 

Deposits of United States Government 8,543.75 

Deposits of States and political subdivisions 217,631.39 

Certified and officers’ checks, etc. - 41,555.87 

TOTAL DEPOSITS $2,358,311.27 

(a) Total demand deposits 1,996,372.97 

(b) Total time and savings deposits 361,938.30 

Other liabilities - 19,500.96 


TOTAL LIABILITIES $ 2.377,812.23 

CAPITAL ACCOUNTS 

Common stock — total par value $ 25,000.00 

Surplus - — - 75,000.00 

Undivided profits 72.745.85 


TOTAL CAPITAL ACCOUNTS $ 172,745.85 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 2,550,558.08 

— 40 — 


Certificate Issued April 27, 1909 


No. 149 


THE CX)LORADO BANK AND TRUST COMPANY 
OF DELTA, DELTA 

Delta County 


OFFICERS FOR 1968 

Melvin Springer, Jr., President; L. J. Springer, Vice President; O. E. 
Waddle, Assistant Vice President; R. E. Blaine, Cashier and Secre- 
tary; Dorothy F. Hampton and Marie Keenan, Assistant Cashiers; 
Chas. E. Parker, Secretary of the Board. 

DIRECTORS FOR 1968 

Melvin Springer, Jr., L. J. Springer, Chas. E. Parker, Donald E. 
Foster, Hobart J. Knight. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection . ... $ 1,128,883.93 

United States Government obligations 2,977,872.85 

Obligations of States and political subdivisions 941,248.15 

Other securities 24,000.00 

Other loans and discounts 5,787,216.99 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 393,829.88 

Other assets 5,957.92 


TOTAL ASSETS $ 11,259,009.72 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 4,882,533.30 

Time and savings deposits of individuals, 

partnerships, and corporations 4,236,460.38 

Deposits of United States Government 47,312.30 

Deposits of States and political subdivisions 929,468.65 

Certified and officers’ checks, etc. 78,719.00 

TOTAL DEPOSITS . $10,174,493.63 

(a) Total demand deposits 5,241,033.25 

(b) Total time and savings deposits 4,933,460.38 

Othr liabilities 55,367.97 


TOTAL LIABILITIES $ 10,229,861.60 

CAPITAL ACCOUNTS 

Common stock — total par value — $ 300,000.00 

Surplus 600,000.00 

Undivided profits 129,148.12 


TOTAL CAPITAL ACCOUNTS $ 1,029,148.12 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS .._.$ 11,259,009.72 


— 41 — 


Certificate Issued September 1, 1953 


No. 457 


BANK OF DENVER, DENVER 

Denver County 


OFFICERS FOR 1968 

V/alter C. Emery, President; Lester W. Hall, Vice President; George 
F. Rock, III, Cashier and Secretary; William L. White, Assistant 
Cashier; William G. Moore, Controller. 

DIRECTORS FOR 1968 

Robert A. Galbasin, N. L. Koin, R. J. Lawrence, Mrs. Marie K. Rock, 
Benjamin F. Stapleton, John J. Vance, Russell H. Volk, W. W. Wilson, 
Jr., H. C. Denny, Walter C. Emery, Jaynn M. Emery. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 1,816,217.19 

United States Government obligations 2,616,462.78 

Obligations of States and political subdivisions 1,233,629.19 

Securities of Federal agencies and corporations - 500,000.00 

Other securities 113.00 

Federal funds sold and securities purchased 

under agreements to resell 400,000.00 

Other loans and discounts 14,598,474.44 

Bank premises, furniture and fixtures, and other 

assets representing bank premises . 243,515.90 

Real estate owned other than bank premises 106,472.34 

Customers’ liability to this bank on 

acceptances outstanding .. 15,267.49 

Other assets 160,459.50 


TOTAL ASSETS - 21,690,611.83 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 6,646,996.39 

Time and savings deposits of individuals, 

partnerships, and corporations - 10,208,956.37 

Deposits of United States Government 282,795.19 

Deposits of States and political subdivisions 1,888,856.17 

Certified and officers’ checks, etc. 217,389.36 

TOTAL DEPOSITS . $19,244,993.48 

(a) Total demand deposits 7,174,037.11 


Acceptances executed by or for account of 

this bank and outstanding — 15,267.49 

Other liabilities 761,015.95 


TOTAL LIABILITIES - $ 20,021,276.92 

CAPITAL ACCOUNTS 

Common stock — total par value — - — -$ 400,000.00 

Surplus 1,000,000.00 

Undivided profits 269,334.91 


TOTAL CAPITAL ACCOUNTS $ 1,669,334.91 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS......$ 21,690,611.83 


— 42 — 


Certiticate Issued December 30, 1960 


No. 473 


CENTER STATE BANK. DENVER 

Denver County 


OFFICERS FOR 1968 

Loren E. Doty, Chairman of the Board and President; Norman E. 
Rarick, Executive Vice President; Gerald G. Hughes, Assistant Vice 
President; Patricia C. Connell, Cashier; Dolores K. Kerr, Assistant 
Cashier. 


DIRECTORS FOR 1968 

Monte O. Carroll, Loren E. Doty, Hari-y J. Gobert, A. W. Hiner, III, 
Norman E. Rarick, Harry F. Vaupel, E. C. Viner, Paul G. West. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 1,137,122.81 

United States Government obligations 750,323.77 

Obligations of States and political subdivisions 340,982.95 

Other loans and discounts 4,423,889.82 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 216,380.84 

Real estate owned other than bank premises 3,764.46 

Othr assets 47,397.53 


TOTAL ASSETS $ 6,919,862.18 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations - $ 3,613,942.06 

Time and savings deposits of individuals, 

partnerships, and corporations 1,978,723.99 

Deposits of United States Government 132,747.36 

Deposits of States and political subdivisions 282,652.58 

Certified and officers’ checks, etc. 90,000.43 

TOTAL DEPOSITS $6,098,066.42 

(a) Total demand deposits 3,838,017.41 

(b; Total time and savings deposits 2,260,049.01 

Other liabilities 148,178.94 


TOTAL LIABILITIES $ 6,246,245.36 

CAPITAL ACCOUNTS 

Common stock — total par value $ 432,000.00 

Surplus 154,000.00 

Undivided profits 87,616.82 


TOTAL CAPITAL ACCOUNTS $ 673,616.82 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS ... $ 6,919,862.18 


43 — 


Certificate Issued June 16, 1908 


No. 30 


THE CENTRAL BANK AND TRUST COMPANY, DENVER 

Denver County 


OFFICERS FOR 1968 

Max G. Brooks, Chairman of ihe Board; Donald D. Hoffman, President; Ralph J. 
Nelson, Executive Vice President; Armand Asborno, Edward C. Hofmann and 
Harley N. Patton, Jr., Senior Vice Presidents; Edward C. Hofmann, Senior Vice 
President and Cashier; D. K. Binkley, Arthur G. Bridgewater, E. John Diedrich, 
Don H. Echtermeyer, S. T. Mason Frey, Ben Gibson, Bill Gossett, James J. 
Guse, Richard L. Hanley, William K. Ingram, Joseph R, Lincoln, James B. 
Osborn, Edward B. Slocum, Roger L. Stokes, Larry L. Varnell and Vernon T. 
Walker; Carl H. Kent, Vice President and Trust Officer; Keith Lindeman, Vice 
President and Comptroller; Clarence L. Johnson, Auditor; William W. Clark, W. 
Warren Culpepper, Joseph W. Horvorka, Jack R. Jackson, Ronald F. Jerman, 
Mark Norwalk, Elvin R. Stiles, Jim W. Trimm, Roy P. Willis, Assistant Vice 
Presidents; William H, Echelmeyer, Assistant Vice President and Personnel 
Director; Dale G. Brooks, Haskell H. Croy, William T. Dale, Thomas A. Dinkel, 
Charles A. Drummond, John A. Edmiston, Larry L. Flemming, Dari G. Hobson, 
Fred C. Howell, Don Jarvi, Frank P. Johnson, Joseph D. Kennedy, Florence 
Lamperl, Charles R. Marsh, Oscar F. Pratt, Edwin E. Sherman, James N. Stanley. 
Harry R. Underdown, Gene Veraldi, Lyle A. W'alter and Roger Williams, Assist- 
ant Cashiers; Charles P. Gallagher, Trust Officer; John E. Lawrence and Jay 
R. Maddox, Assistant Trust Officers. 

DIRECTORS FOR 1968 

John Battin, Charles F. Brannan, Max G. Brooks, Donald R. Chabot, Lewis W. 
Dymond, Edgar Egan, Donald D. Hoffman, Clarence L. Ireland, Lloyd J. King, 
Dean R. Kittel, Robert S. Kohn, Roy L. Mason, Henry D. Mitchell, C. Roy 
Muchow, John C. Mullins Ralph J. Nelson, Richard H. O’Brien, J. W. Ringsby, 
Gerald L, Schlessman, Francis S. Van Derbur. 


ASSETS 

Cash, balances with other banks, and acsh items 

in process of collection 

Lfnited States Government obligations 

Obligations of States and political subdivisions 

Other securities (including $542,288.07 ocrporate stocks) 

Federal funds sold and securities purchased under 

agreements to resell . 

Other loans and discounts 

Bank premises, furniture and fixtures, and other assets 

representing bank premises 

Real estate owned other than bank premises 

Customers’ liability to this bank on acceptances outstanding 

Other assets - 

TOTAL ASSETS 


Dec. 31, 1968 


$ 54,886,519.39 
. 13,210,547.99 

. 19,620.525.14 

557,289.07 

1,500,000.00 
. 155,742,433.18 

2,363,724.23 

121,319.96 

1,407,743.82 

1.909„544.16 

$251,319,646.94 


LIABILITIES 

Demand deposits of individuals, partnerships. 

and corporations 

Time and savings deposits of individuals, 

partnerships, and corporations 

Deposits of United States Goverment 

Deposits of States and political subdivisions .. 

Deposits of commercial banks 

Certified and officers’ checks, etc 

TOTAL DEPOSITS 

(a) Total demand deposits 

(b) Total time and savings deposits 
Federal funds purchased and securities sold 

under agreements to repurchase 

Accepances executed by or for account of 

this bank and outstanding 

Other liabilities . 

TOTAL LIABILITIES 


$217,552,613.54 
112,963,146.88 
. 104,589,466.66 


$ 73,466,425.92 

. 99,268.109.66 
2,743,008.07 
5,597,665.23 
. 35.121.488.46 
1,355,916.20 


2,900,000.00 

1,407,743.82 

10,523,530.76 

$232,383,888.12 


CAPITAL ACCOUNTS 

Capital notes and debentures 

Common stock — total par value 

Surplus 

Undivided profits 

Reserve for contingencies and other capital reserves . 

TOTAL CAPITAL ACCOUNTS 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS 


.$ 6,000,000.00 
5,100,000.00 
5,100,000.00 
2,619,224.26 
116,534.56 
.$ 18,935,758.82 
.$251,319,646.94 


— 44 


Certificate Issued October 5, 1908 


No. 92 


THE COLORADO STATE BANK OF DENVER, DENVER 

Denver County 


OFFICERS FOR 1968 

Elwood M. Kullgren, President; Merlin C. Williams, Executive Vice 
President: Glen B. Clark and Ralph E. Nelson, Senior Vice Presidents; 
Donald M. Troutman, Cashier; Robert S. Anderson, James R. Elliott, 
Mary P. Heatwole, Robert E. Lewis, Richard J. Singewald, and 
Robert J. Woods, Vice Presidents; James K. Garrett, George R. 
McGeorge, and Ralph M. Slapper, Assistant Vice Presidents; Jack 
P. Leopard, Assistant Cashier; Charles V. Crockett, Auditor. 

DIRECTORS FOR 1968 

J. W. Allison, Keith L. Brown, George P. Caulkins, Jr., Glen B. Clark, 
Elwood M. Kullgren, Ralph E. Nelson, Richard E. Pate, Jr., Finlay 
M. Robinson, John William Tempest, Merlin C. Williams, Fred M. 
Winner. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 3,661,417.76 

United States Government obligations 4,850,615.06 

Obligations of States and political subdivisions . 7,990,919.60 

Federal funds sold and securities purchased 

under agreements to resell 4,300,000.00 

Oothei loans and discounts . 26,233,289.08 

Bank premises, furniture and fixtures, and other 

assets representing bank premises . 177,826.20 

Real estate owned other than bank premises 101,997.81 

Other assets 439,096.42 


TOTAL ASSETS $ 47,755,161.93 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 18,800,400.07 

Time and savings deposits of individuals, 

partnerships, and corporations 20,419,727.63 

Deposits of United States Government 569,593.39 

Deposits of States and political subdivisions 2,279,368.35 

Certified and officers’ checks, etc. - 373,410.97 

TOTAL DEPOSITS ... $42,442,500.41 

(a) Total demand deposits 20,781,772.78 

(b) Total time and savings deposits 21,660,727.63 

Other liabilities 2,034,360.66 


TOTAL LIABILITIES $ 44,476,861.07 

CAPITAL ACCOUNTS 

Common stock — total par value $ 1,250,000.00 

Surplus - 1,250,000.00 

Undivided profits 500,000.00 

Reserve for contingencies and other capital reserves 278,300.86 


TOTAL CAPITAL ACCOUNTS $ 3,278.300.86 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS . $ 47.755,161.93 


45 


Certificate Issued February 2, 1966 


No. 487 


GUARANTY BANK OF STAPLETON, DENVER 

Denver County 


OFFICERS FOR 1968 

Don B. Tinker, President; Marlin D. Dixon, Vice President and 
Cashier. 


DIRECTORS FOR 1968 

Arnold Alpert, Joe Alpert, Morris Bershof, Hugh T. Crabb, Jack H. 
Diamond, David Golden, Henry K. Hitchcock, Herman Horwich, I. J. 
Shore, Don B. Tinker, Hyman I. Waldbaum, Max Weisbly, Homer 
F. Woehrmyer. 


ASSETS 

Cash, balances with other banks, and cash items 

in process of collection . 

United States Government obligations . 

Other loans and discounts 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 

Oother assets 

TOTAL ASSETS 


Dec. 31, 1968 


LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations 

Time and savings deposits of individuals, 

partnerships, and corporations 

Deposits of United States Government 

Deposits of States and political subdivisions 

Certified and officers’ checks, etc. 

TOTAL DEPOSITS _...$3,089,708.94 

(a) Total demand deposits 1,556,944.33 

(b) Total time and savings deposits 1,532,764.61 

Other liabilities - 


TOTAL LABILITIES 

CAPITAL ACCOUNTS 

Common stock — total par value 

Surplus 

Undivided profits 


TOTAL CAPITAL ACCOUNTS — 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS 


-$ 

610,178.46 


444,823.27 

— 

2,426,826.88 


78,857.24 

.... 

51,291.02 

- $ 

3,611,976.87 

- $ 

1,333,537.07 


1,267,764.61 


47,839.06 


271,848.29 


,168,719.91 


21,090.03 


3,110,798.97 

---$ 

300,000.00 


150,000.00 

— 

51,177.90 


501,177.90 


3,611,976.87 


— 46 — 


Certificate Issued July 1, 1955 


No. 460 


GUARANTY BANK AND TRUST COMPANY, DENVER 

Denver County 


OFFICERS FOR 1968 

Hennan Horwich, Board Chairman; Joe Alpert, Honorary Board 
Chairman; Victor V. Hawkins, President; Ralph D. Williams, Vice 
President and Cashier; Harry A. Zinn and H. B. Pettit, Vice Presi- 
dents; Hary W. Wichner, Vice President and Ti’ust Officer; John R. 
Woods, Assistant Vice President; B. LaRae Orullian, Assistant Cashier 
and Secretary; Alverize J. Brin, Richard C Williams, Orville C. 
Winstead, and Carrold E. Bums, Assistant Cashiers. 

DIRECTORS FOR 1968 

Joe Alpert, Oscar W. Anderson, J. Leonard Berman, Charles M. Ber- 
wick, N. L. Chaplicki, Dr. Mack L. Clayton, Herbert V. Cook, Max 
Freedman, Victor V. Hawkins, Henry K. Hitchcock, Herman Horwich, 
Palmer Hoyt, Victor Lederman, Joseph D. Pepper, James C. Schafer, 
Herman D. Shore, I. J. Shore, Max Weinstein, Eugene J. Weisberg, 
Max Weisbly, Walter A. Woods, Paul A. Yetter. 


Dec. 31, 1968 


ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 6,225,575.95 

United States Government obligations 10,673,515.40 

Obligations of States and political subdivisions 2,887,487.71 

Other securities : 2,500.00 

Other loans and discounts ; 24,808,312.46 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 35,912.35 

Real estate owned other than bank premises 40,525.00 

Other assets 374,889.43 


TOTAL ASSETS . $ 45,048,718.30 

LIABILITIES 

Demand deposits of individuals, partnerships. 


Time and savings deposits of individuals, 

partnerships, and corporations 18,906,269.96 

Deposits of United States Government 1,152,415.65 

Deposits of States and political subdivisions 2,888,855.70 

Deposits of commercial banks 467,432.66 

Certified and officers’ checks, etc. — . 626,004.20 

TOTAL DEPOSITS $40,208,685.95 

(a) Total demand deposits 18,520,231.89 

(b) Total time and savings deposits. — 21,688,454.06 

Other liabilities for borrowed money 1,000,000.00 

Other liabilities 547,129.55 


TOTAL LIABILITIES $ 41,755,815.50 

CAPITAL ACCOUNTS 

Common stock — total par value $ 1,575,000.00 

Surplus . 1,425,000.00 

Undivided profits - 292,902.80 


TOTAL CAPITAL ACCOUNTS $ 3,291,907.00 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS S 45,048,718.30 


— 47 — 


Certificate Issued 


No. 493 


MONTBELLO STATE BANK, DENVER 

Denver County 


OFFICERS FOR 1968 

C. R. Sillstrop, President; George T. Sweeney, Vice President and 
Cashier 


DIRECTORS FOR 1968 

Kenneth A. Bundy, Matthew L. Gibson, Jr., Edward F. Hanifen, 
Charles H. Hughes, Vincent N. Schmitz, Charles R. SiUstrop, Joseph 
H. Silversmith, Jr., George T. Sweeney, Jack E. Wagenblast, Thomas 
A. Waters. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 326,361.20 

Other securities 75,000.00 

Other loans and discounts 50,000.00 

Bank premises, furniture and fixtures, and other 

assets representing bank premises .. 1,750.00 


TOTAL ASSETS - $ 453,111.20 


LIABILITIES 

Other liabilities for borrowed money 

TOTAL LIABILITIES 

CAPITAL ACCOUNTS 


Common stock — total par value — $ 250,000.00 

Surplus 100,000.00 

Undivided profits - 101,111.20 


TOTAL CAPITAL ACCOUNTS $ 451,111.20 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 453,111.20 


2,000.00 

$ 2,000.00 


— 48 — 


Certificate Issued November 22, 1947 


No. 444 


MOUNTAIN STATES BANK, DENVER 

Denver County 


OFFICERS FOR 1968 

Wm. G. Griffith, President; Ray L. Henning, Wm. H. Flory, Robert 
E. Jordan, and Glen A. Pray, Vice Presidents; George G. Traebei', 
Jr., Cashier and Secretary; David W. Knapp, Trust Officer; William 
G. Coalman, Assistant Vice President; Arnold E. Smith and Wm. O. 
Schurr, Assistant Cashiers; J. E. McCloskey, Auditor. 

DIRECTORS FOR 1968 

George W. Calkins, J. E. Collier, D. G. Gordon, Wm. G. Griffith, 
D. R. Murphy, Wilbur M. Pryor, Jr., Edward D. Pierson. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 3,153,372.19 

United States Government obligations 6,540,000.57 

Obligations of States and political subdivisions 5,089,930.87 

Securites of Federal agencies and corporations 150.000.00 

Other loans and discounts 16,509,147.92 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 100,155.74 

Real estate owned other than bank premises 18,316.15 

Other assets 302,197.86 


TOTAL ASSETS $ 31,863,121.30 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 13,258,445.25 

Time and savings deposits of individuals, 

partnerships, and corporations 14,508,990.32 

Deposits of United States Government 423,265.21 

Deposits of States and political subdivisions 536,026.44 

Certified and officers’ checks, etc. 301,999.04 

TOTAL DEPOSITS $29,028,726.26 

(a) lotal demand deposits 13,983,709.50 

(b) Total time and savings deposits 15,045,016.76 

Other liabilities 575,502.99 


TOTAL LIABILITIES $ 29,604,229.25 

CAPITAL ACCOUNTS 

Common stock — total par value $ 800,000.00 

Surplus 1,000,000.00 

Undivided profits 458,892.05 


TOTAL CAPITAL ACCOUNTS $ 2,258,892.05 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS .....$ 31,863,121.30 


49 — 


Certificate Issued July 6, 1951 


No. 453 


NORTH DENVER BANK, DENVER 

Denver County 


OFFICERS FOR 1968 

Etienne, Perenyi, President; C. G. Theodoran, Executive Vice Presi- 
dent; Dan H. Sebastian, Senior Vice President; Herbert V. von Ber- 
gen, Senior Vice President; Laszlo Dudinszky, Vice President and 
Controller. 

DIRECTORS FOR 1968 

Neil R. Cullen. Etienne Perenyi, Leo F. Sullivan, C. G. Theodoran, 
Herbert V. von Bergen, James R. Arneill, Jr. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 3,325,800.03 

United States Government obligations 4,717,193.00 

Obligations of States and political subdivisions 646,617.46 

Other securities 1,000.00 

Other loans and discounts 23,714,621.09 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 296,426.37 

Real estate owned other than bank premises 19,798.50 

Other assets 320,658.29 


TOTAL ASSETS $ 33,042,114.74 

LIABILITIES 

Demand deposits of individuals, partnerships. 


Time and savings deposits of individuals, 

partnerships, and corporations 16,899,666.51 

Deposits of United States Government 312,438.35 

Deposits of States and political subdivisions 1,463,050.00 

Deposits of commercial banks — 109,052.06 

Certified and officers’ checks, etc. 355,611.88 

TOTAL DEPOSITS $29,941,278.29 

(b) Total demand deposits 11,586,061.78 

(b) Total time and savings deposits 18,355,216.51 

Other liabilities for borrowed money 20,785.27 

Other liabilities . — 879,692.67 


TOTAL LIABILITIES $ 30,841,756.23 

CAPITAL ACCOUNTS 

Common stock — total par value $ 760,000.00 

Surplus . 1,000,000.00 

Undivided profits — 440,358.51 


TOTAL CAPITAL ACCOUNTS $ 2,200,358.51 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 33,042,114.74 

— 50 — - 


Certificate Issued November 12, 1959 


No. 470 


SOUTHWEST STATE BANK, DENVER 

Denver County 


OFFICERS FOR 1968 

Joseph Mosko, President; Chess R. Martin, Vice President, Cashier, 
and Secretary; Robert A. Guenther and Harold V. Lustig, Vice Presi- 
dents; William H. Hedberg, Auditor and Comptroller. 


DIRECTORS FOR 1968 

Marvin Mandel, Chess R. Martin, Joseph Mosko, Hubert T. Wein- 
shienk, Charles Yale. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 815,699.30 

United States Government obligations 1,502,205.83 

Obligations of States and political subdivisions 1,748,581.73 

Securities of Federal agencies and corporations 750,000.00 

Oother securities 10,000.00 

Oother loans and discounts 7,224,185.50 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 46,850.91 

Other assets 12,478.72 


TOTAL ASSETS $ 12,110,001.99 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations _.$ 4,739,057.97 

Time and savings deposits of individuals, 

partnerships, and corporations 5,440,682.10 

Deposits of United States Government 153,630.79 

Deposits of States and political subdivisions 372,203.33 

Certified and officers’ checks, etc. 185,269 99 

TOTAL DEPOSITS $10,890,844.18 

(a) Total demand deposits .._.... 5,115,162.08 

(b) Total time and savings deposits ..... 5,775,682.10 

Other liabilities 293,207.17 


TOTAL LIABILITIES $ 11,184,051.35 

CAPITAL ACCOUNTS 

Common stock — total par value 318,000.00 

Surplus $ 318,000.00 

Undivided profits 289,950.64 


TOTAL CAPITAL ACCOUNTS $ 925,950.64 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS ... $ 12,110,001.99 


— 51 — 


Certificate Issued January 12, 1955 


No. 458 


UNIVERSITY HILLS BANK, DENVER 

Denver County 


OFFICERS FOR 1968 

Emmett Curry, President; Dave Auston and Charles L. Ferguson, 
Vice Presidents; Ralph Blakley, Mary I. Kuhns, and Lavonne A. 
Graham, Assistant Vice Presidents; James S. Rogers, Cashier. 

DIRECTORS FOR 1968 

D. W. Bell, Richard W. Braun, Don Carney, Emmett Curry, J. E. 
Hackstaff, John W. Hyer, Jr., C. E. Mitton, Myron D. Neusteter, J. 
Kernan Weckbaugh, Harvey D. Wilson, Herbert A. Writer, Clyde G. 
Kissinger. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 3,081,437.93 

United States Government obligations 5,567,522.43 

Obligations of States and political subdivisions 2,084,476.06 

Other securities .. ... 10,000.00 

Federal funds sold and securities purchased 

under agreements to resell 850,000.00 

Other loans and discounts 16,484,069.85 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 249,148.14 

Real estate owned other than bank premises 4,585.66 

Other assets 242,809.27 


TOTAL ASSETS $ 28,574,049.34 

LIABILITIES 

Demand deposits of individuals, partnerships. 

and corporations $ 13,593,704.99 

Time and savings deposits of individuals, 

partnerships, and corporations 11,102,583.90 

Deposits of United States Government 416,733.38 

Deposits of States and political subdivisions 588,069.67 

Deposits of commercial banks 110,384,03 

Certified and officers’ checks, etc. 249,357.96 

TOTAL DEPOSITS $26,060,833.93 

(a) Total demand deposits 14,428,250.03 

(b) Total time and savings deposits 11,632,583.90 

Other liabilities — . 917,988.75 


TOTAL LIABILITIES $ 26,978,822.68 

CAPITAL ACCOUNTS 

Common stock — total par value $ 500,000.00 

Surplus - - — 700,000.00 

Undivided profits 395,226.66 


TOTAL CAPITAL ACCOUNTS $ 1,595,226.66 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 28,574,049.34 


Certificate Issued December 18, 1958 


No. 467 


THE EK)LORES STATE BANK, DOLORES 

Montezuma County 


OFFICERS FOR 1968 

E. G Merritt, M. D., President; Donald K. Majors, Exec. Vice Presi- 
dent and Cashier; J. C. Kinkade, First Vice President; Merton R. 
Taylor and Wm. K. Nielson, Second Vice Presidents; Harlan K. 
Peltier and Mary Ruth Majors, Assistant Vice Presidents. 

DIRECTORS FOR 1968 

E. G. Merritt, M. D., J. C. Kinkade. Merton R. Taylor, Wm. K. Niel- 
son, Donald K. Majors. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection _ . $ 315,099.88 

United States Government obligations _ 885,495.97 

Obligations of States and political subdivisions 278,877.14 

Securities of Federal agencies and corporations 159,971.88 

Oother loans and discounts _ . . 2,365,408.65 

Bank premises, furniture and fixtures, and other 

assets representing bank premises . - 51,932.59 


TOTAL ASSETS $ 4,056,786.11 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 1,790,780.35 

Time and savings deposits of individuals, 

partnerships, and corporations 1,538,664.01 

Deposits of United States Government 68,917.69 

Deposits of States and political subdivisions 201,543.61 

Certified and officers’ checks, etc _ _ 30,759.29 

TOTAL DEPOSITS -..$3,630,664.95 

(a) Total demand deposits 1,954,416.36 

(b) Total time and savings deposits 1,676,248.59 

Other liabilities . 120,278.86 


TOTAL LIABILITIES . $ 3,750,943.81 

CAPITAL ACCOUNTS 

Common stock — total par value $ 75,000.00 

Surplus 75,000.00 

Undivided profits .. . 155,842.30 


TOTAL CAPITAL ACCOUNTS $ 305,842.30 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS ... $ 4,056,786.11 


— 53 — 


Certificate Issued January 17, 1949 


No. 446 


E>OVE CREEK STATE BANK, DOVE CREEK 

Dolores County 


OFFICERS FOR 1968 

Wm. R. McCormick, President; T. A. Weed, Executive Vice President; 
Paul Martin, Vice President; S. E. Thompson, Cashier. 

DIRECTORS FOR 1968 

Max Dalton, Wm. R. McCormick, Paul Martin, Wade Redford, T. A. 
Weed. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 237,532.14 

United States Government obligations 722,188.69 

Obligations of States and political subdivisions 26,439.33 

Other loans and discounts 977,582.37 

Bank premises, furniture and fixutres, and other 

assets representing bank premises 9,127.30 

Real estate owned other than bank premises 10,893.68 


TOTAL ASSETS — -$ 1.983,763.51 


LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 

Time and savings deposits of individuals, 

partnerships, and corporations 

Deposits of United States Government 

Deposits of States and political subdivisions 


Certified and officers’ checks, etc. — 

TOTAL DEPOSITS $1,694,535.67 

(a) Total demand deposits 945,483.74 

(b) Total time and savings deposits. 749,051.93 


Other liabilities - 


811,678.80 

700,789.97 

5,511.16 

170,042.41 

6,513.33 


20,000.00 


TOTAL LIABILITIES $ 1,714,535.67 

CAPITAL ACCOUNTS 

Common stock — total par value $ 100,000.00 

Surplus 57,000.00 

Undivided profits - 112,227.84 

TOTAL CAPITAL ACCOUNTS $ 269,227.84 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS - $ 1,983,763.51 


— 54 — 


Certificate Issued July 16, 1968 


No. 492 


BANK OF DURANGO 

La Plata County 


OFFICERS FOR 1968 

Richard D. Turner, President; Rod L. Turner, Exec. Vice President; 
Richard W. Turner, Jr., Senior Vice President; John W. Turner, II, 
Vice President and Cashier. 

DIRECTORS FOR 1968 

R. W. Turner, R. W. Turner, Jr., John W. Turner, II, L. W. McDaniel, 
Morrill E. Turner, Rod L. Turner, Claudine B. Turner. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 421,719.12 

United States Government obligations 794,141.81 

Obligations of States and political subdivisions 109,886.76 

Securities of Federal agencies and corporations 499,843.75 

Other securities 86,323.78 

Other loans and discounts 2,175,846.08 

Bank premises, furniture and fixtures, and other 

assets representing bank premises — 162,286.85 

Other assets - 26,786.46 


TOTAL ASSETS - $ 4,276,834.61 

LIABILITIES 

Demand deposits of individuals, partnerships. 

and corporations - $ 635,036.36 

Time and savings deposits of individuals, 

partnerships, and corporations 2,720,218.24 

Deposits of United States Government 6,501.08 

Deposits of States and political subdivisions 262,903.15 

Certified and officers’ checks, etc — 37,583.34 

TOTAL DEPOSITS $3,662,242.17 

(a) Total demand deposits 842,023.93 

(b) Total time and savings deposits 2,820,218.24 

Other liabilities .. . 129,044.04 


TOTAL LIABILITIES $ 3,791,286.21 

CAPITAL ACCOUNTS 

Common stock— total par value $ 250,000.00 

Surplus 150,000.00 

Undivided profits 85,548.40 


TOTAL CAPITAL ACCOUNTS — - ...-.$ 485,548.40 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS ... $ 4,276,834.61 


— 55 — 


Certificate Issued Maj- 19, 1937 


No. 432 


THE EATON BANK, EATON 

Weld County 


OFFICERS FOR 1968 

C. L. Larsen, President; James G. Milne, Jr., Vice Pi'esident; F. A. 
Tj’son, Cashier and Secretary; Beverly B. Cockroft, Assistant Cashier. 


DIRECTORS FOR 1968 

C. L. Larsen, Pearl M. Larsen, James G. Milne, Robert G. Smith, F. 
A. Tyson. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 1,366,419.58 

United States Government obligations 1,760,266.29 

Obligations of States and political subdivisions 370,002.51 

Other securities 8,050.00 

Other loans and discounts 1,904,269.12 

Bank premises, furniture and fixtures, and other 

assets representing bank pi’emises 31,217.67 


TOTAL ASSETS $ 5,440,225.17 


LIABILITIES 


Demand deposits of individuals, partnerships, 

and corporations $ 2,480,668.79 

Time and savings deposits of individuals, 

partnerships, and corporations 2,073,582.10 

Deposits of United States Government — 56,561.72 

Deposits of States and political subdivisions 457,597.23 

Certified and officers’ checks, etc. 6,353.50 


TOTAL DEPOSITS $5,074,763.34 

(a) Total demand deposits 2,616,385.65 

(b) Total time and savings deposits — 2,458,377.69 


TOTAL LIABILITIES 


$ 5,074,763.34 


CAPITAL ACCOUNTS 

Common stock — total par value $ 50,000.00 

Surplus — 217,000.00 

Undivided profits 98,461.83 

TOTAL CAPITAL ACCOUNTS $ 365,461.83 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS ....$ 5,440,225.17 


— 56 — 


Certificate Issued March 16, 1915 


No. 285 


THE ERIE BANK, ERIE 

Weld County 


OFFICERS FOR 1963 

Roger L. Reisher, President; J. Robert Young and Jon S. Heilman, 
Vice Presidents; R. Kent Landmark, Vice President and Cashier; 
Lois Shaw and Marvel Tittle, Assistant Cashiers; W. P. Johnson, 
Secretary. 


DIRECTORS FOR 1968 

Everett Williams, Roger L. Reisher, William P. Johnson, Ira C. Roth- 
gerber, Jr., Dewitt G. Venable, George Williams, Robert S. Appel. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 146,108.98 

United States Government obligations . 49,960.00 

Obligations of States and political subdivisions 9,049.16 

Securities of Federal agencies and corporations 200,000.00 

Federal funds sold and securities purchased 

under agreements to resell 30,000.00 

Other loans and discounts 751,190.91 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 1,651.75 


TOTAL ASSETS - $ 1,187,960.80 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 242,919.65 

Time and savings deposits of individuals, 

partnerships, and corporations 484,533.26 

Deposits of United States Government 3,673.71 

Deposits of States and political subdivisions 276,517.65 

Certified and officers’ checks, etc. 3,981.56 

TOTAL DEPOSITS $1,011,625.83 

(a) Total demand deposits 279,472.10 

(b) Total time and savings deposits 732,153.73 

Other liabilities 29,647.61 


TOTAL LIABILITIES —.$ 1,041,273.44 

CAPITAL ACCOUNTS 

Common stock — total par value $ 60,000.00 

Surplus - 60,000.00 

Undivided profits 26,687.36 


TOTAL CAPITAL ACCOUNTS $ 146,687.36 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS 1,187,960.80 


— 57 — 


Certificate Issued June 24, 1908 


No. 37 


THE ESTES PARK BANK, ESTES PARK 

Larimer County 


OFFICERS FOR 1968 

Chas. F. Hix, President; George J. Hix, Vice President; W. Kyle 
Miller, Cashier and Secretary; Herbert C. Schmidt, Assistant Vice 
President. 


DIRECTORS FOR 1968 
Chas. F. Hix, Elsie J. Hix, George J. Hix. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 253,700.07 

United States Government obligations 1,361,942.39 

Obligations of States and political subdivisions 268,249.19 

Securities of Federal agencies and corporations — 100,000.00 

Other loans and discounts — 1,499,432.65 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 102,287.07 

Real estate owned other than bank premises 49,950.91 


TOTAL ASSETS 3,635,562.28 


LIABILITIES 


Demand deposits of individuals, partnerships, 

and corporations $ 

Time and savings deposits of individuals, 

partnerships, and corporations 

Deposits of United States Government 

Deposits of States and political subdivisions 


Certified and officers, checks, etc. 

TOTAL DEPOSITS $3,385,337.69 

(a) Total demand deposits 1,572,589.76 

(b) Total time and savings deposits 1,812,747.93 

Other liabilities — 


1,305,007.74 

1,472,710.97 

27,322.38 

569,173.92 

11,122.68 


5,252.06 


TOTAL LIABILITIES . 

CAPITAL ACCOUNTS 

Common stock — total par value 

Surplus 

Undivided profits 

TOTAL CAPITAL ACCOUNTS 


-$ 

3,390,589.75 

$ 

150,000.00 

50,000.00 


44,972.53 

-$ 

244,972.53 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS ... $ 3,635,562.28 


Certificate Issued February 2, 1960 


No. 469 


EVERGREEN STATE BANK, EVERGREEN 

Jefferson County 


OFFICERS FOR 1968 

M. E. Overman, Vice Chainnan of the Board of Directors; Dave 
Scruby, President; Rodney Brethower, Cashier; Jack L. Moore, Vice 
President; Eunice Challenger, Assistant Cashier. 

DIRECTORS FOR 1968 

Dave Scruby, Don T. Carney, Clifford M. Price, Charles F. Canepa, 
Leo N. Bradley, M. E. Overman, Jack W. Rouse. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 


in process of collection $ 480,380.08 

United States Government obligations 1,584,318.93 

Obligations of States and political subdivisions 511,601.98 

Other loans and discounts 3,972,887.93 

Bank premises, furniture and fixtures, and other- 

assets representing bank premises 236,464.63 

Real estate owned other than bank premises 7,290.57 

Other assets 61,904.79 


TOTAL ASSETS $ 


LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations 

Time and savings deposits of individuals, 

partnership.s, and corporations 

Deposits of United States Government ’ 

Deposits of States and political subdivisions 

Certified and officers’ checks, etc. 

TOTAI. DEPOSITS $5,649,977.31 

(a) Total demand deposits . 2,357 

(b) Ttoal time and savings deposits 3,292,940.56 

Other liabilities - 

TOTAL LIABILITIES 

CAPITAL ACCOUNTS 

Common stock — total par value 

Surplus 

Undivided profits 


TOTAL CAPITAL ACCOUNTS 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS ....$ 6,854,848.91 


$ 

6,854,848.91 


2,224,730.52 


2,787,940.56 


40,430.60 


527,278.41 

— 

69,597.22 

;75 



211,841.12 

- -$ 

6,261,818.43 


230,000.00 


255,000.00 

— 

108,030.48 

_...$ 

593,030.48 


6,854,848.91 


— 59 — 


Certificate Issued January 26, 1914 


No. 274 


THE BANK OF FAHIPLAY, FAIRPLAY 

Park County 


OFFICERS FOR 1968 

Dan H. Sebastian, President; Glen L. Swanson, Executive Vice Presi- 
dent and Cashier; Glen H. Watmore, Assistant Vice President; Beulah 
D. McKinney, Vice President. 


DIRECTORS FOR 1968 

John Singleton, Jr., Glen L. Swanson, Dan H. Sebastian, Edward M. 
Willis. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection .$ 251,908.03 

United States Government obligations 283,950.61 

Obligations of States and political subdivisions 16,838.74 

Other loans and discounts 943,714.25 

Bank premises, furniture and fixtures, and other 

assets representing bank premises . 9,596.45 

Other assets 19,674.25 


TOTAL ASSETS . $ 1,525,682.33 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 609,950.26 

Time and savings deposits of individuals, 

partnerships, and corporations 349,119.27 

Deposits of United States Government 8,602.86 

Deposits of States and political subdivisions 318.385.65 

Deposits of commercial banks 45,000.00 

Certified and officers’ checks, etc. 1,751.99 

TOTAL DEPOSITS $1,332,810.03 

(a) Total demand deposits 833,690.76 

(b) Total time and savings deposits 499,119.27 

Other liabilities 33,419.12 


TOTAL LIABILITIES - $ 1,366,229.15 

CAPITAL ACCOUNTS 

Common stock — total par value -$ 50,000.00 

Surplus — 84,000.00 

Undivided profits 25,453.18 


TOTAL CAPITAL ACCOUNTS $ 159,453.18 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS - $ 1,525,682.33 


— 60 — 


Certificate Issued July 5, 1963 


No. 476 


ROCKY MOUNTAIN BANK AND TRUST COMPANY, 
FORT COLLINS 

Larimer County 


OFFICERS FOR 1968 

A. E. Wall, Chairman of the Board; Jack Devereaux, President; 
Gary L. Butler and F. Elbert Forehand, Assistant Cashiers. 


DIRECTORS FOR 1968 

Gary L. Butler, Jack Devereaux, Harold W. Johnson, A. E. Wall, 
Lyle F. Wall, Harold C. Warner. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection .....$ 194,572.17 

United States Government obligations 866,614.11 

Other loans and discounts . 1,931,230.72 

Bank premises, furniture and fixtures, and other 


assets representing bank premises 199,630.71 

Other assets 24,855.63 


TOTAL ASSETS ... 3.216,903.34 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 1,087,720.64 

Time and savings deposits of individuals, 

partnerships, and corporations 1,317,818.86 

Deposits of United States Government . 15,402.51 

Deposits of States and political subdivisions .. 377,578.02 

Certified and officers’ checks, etc. 21,299.55 


TOTAL DEPOSITS . . $2,819,819.58 

(a) Total demand deposits 1,222,000.72 

(b) Total time and savings deposits 1,597,818.86 

Other liabilities 52,652.57 

TOTAL LIABILITIES $ 2,872,472.15 

CAPITAL ACCOUNTS 

Common stock — total par value $ 300,000.00 

Surplus - 44,431.19 

TOTAL CAPITAL ACCOUNTS $ 344,431.19 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS . $ 3,216,903.34 


— 61 — 


Certificate Issued February 10, 1910 


No. 50 


THE FORT LUPTON STATE BANK, FORT LUPTON 

Weld County 


OFFICERS FOR 1968 

William H. Burns, President; Clyde F. Green and N. W. Tanner, Vice 
Presidents; LaVerne H. Andersen, Cashier; Edna E. Payne and C. H. 
Poythress, Jr., Assistant Cashiers. 

DIRECTORS FOR 1968 

John H. Dalton, R. Paul Brown, J. Lee Sears, Clyde F. Green, William 
H. Burns. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 1,053,943.55 

United States Government obligations 1,155,113.83 

Obligations of States and political subdivisions 926,483.84 

Other securities 30,500.00 

Other loans and discounts 4,898,106.28 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 70,127.68 

Real estate owned other than bank premises 14,986.64 

Other assets — 3,097.55 


TOTAL ASSETS 


8,152,359.37 


LIABILITIES 


Demand deposits of individuals, partnerships, 

and corporations $ 

Time and savings deposits of individuals, 

partnerships, and corporations — 

Deposits of United States Government 

Deposits of States and political subdivisions 

Deposits of commercial banks 

Certified and officers’ checks, etc. 

TOTAL DEPOSITS $7,375,346.63 

(a) Total demand deposits - 3,164,793.62 

(b) Total time and savings deposits 4,210,553.01 

Other liabilities - 


2,844,693.25 

3,504,687.92 

56,844.98 

783,051.47 

15,000.00 

171,069.01 


136,742.25 


TOTAL LIABILITIES . - - 

CAPITAL ACCOUNTS 

Common stock — total par value — 

Surplus -- — - - — - 

Undivided profits — 

TOTAL CAPITAL ACCOUNTS - - 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS 


-$ 

7,512,088.88 

$ 

150,000.00 


250,000.00 


240,270.49 

$ 

640,270.49 

-$ 

8,152,359.37 


— 62 — 


Certificate Issued August 24, 1915 


No. 291 


THE FARMERS STATE BANK OF FORT MORGAN, 
FORT MORGAN 

Morgan County 


OFFICERS FOR 1968 

H. B. Bloedorn, President and Senior Trust Officer; J. H. Bloedorn, 
Jr., Executive Vice President and Trust Officer; H. E. Head, Vice 
President; H. K. Schug, Jr., Vice President and Trust Officer; C. L. 
Williams, Cashier; John J. Zwetzig, Phyllis Murphy, and Carl H. 
Cheramy, Assistant Cashiers, 

DIRECTORS FOR 1968 

C. F. W. Bloedorn, H. B. Bloedorn, J. H. Bloedorn, Jr., H. E. Head, 
Warren M. Watrous, C. L. Williams, H. K. Schug, Jr. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 2,260,394.96 

United States Government obligations . 4,624,807.14 

Obligations of States and political subdivisions 2,534,007,75 

Securities of Federal agencies and corporations 300,000.00 

Other securities 42,000.00 

Other loans and discounts 9,569,755.74 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 165,581.67 

Other assets 46,083.12 


TOTAL ASSETS $ 19,542,630.38 

LIABILITIES t 

Demand deposits of individuals, partnerships, 

and corporations ^ $ 6,106,933.27 

Time and savings deposits of individuals, 

partnerships, and corporations 9,701,356.55 

Deposits of United States Government ... . 184,957.69 

Deposits of States and political subdivisions 1,002,908.19 

Certified and officers’ checks, etc. ..... 55,616.67 

TOTAL DEPOSITS $17,051,772.37 

(a) Total demand deposits 6,651,465.93 

(b) Total time and savings deposits 10,400,306.44 

Other liabilities 121,850.12 


TOTAL LIABILITIES ....$ 17,173,622.49 

CAPITAL ACCOUNTS 

Common stock — total par value $ 400,000.00 

Surplus 1,000,000.00 

Undivided profits 969,007.89 


TOTAL CAPITAL ACCOUNTS i $ 2,369,007.89 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS ... $ 19,542,630.38 


— 63 


Certificate Issued March 4, 1968 


No. 491 


FIRST STATE BANK OF FOUNTAIN 

El Paso County 


OFFICERS FOR 1968 

Roy I. Gordon, President; John G. Lovett, Cashier. 


DIRECTORS FOR 1968 

Roy I. Gordon, John G. Lovett, Heniy D. Williams, John Chancellor, 
Will H. Claiborne. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 


in process of collection $ 154,389.46 

United States Government obligations 407,824.26 

Other loans and discounts 617,732.84 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 21,913.08 

Other assets 8,533.97 


TOTAL ASSETS $ 1,210,393.61 


LIABILITIES 

Demand deposits of individuals, partnerships, 

and coxporations 307,128.91 

Time and savings deposits of individuals, 

partnerships, and corporations 280,495.32 

Deposits of United States Government 38,048.68 

Deposits of States and political subdivisions 319,464.36 

Certified and officers’ checks, etc 12,436.71 

TOTAL DEPOSITS $957,573.98 

(a) Total demand deposits 480,445.35 

(b) Total time and savings deposits 477,128.63 

Other liabilities — 28.152.75 


TOTAL LIABILITIES .. $ 985,726.73 

CAPITAL ACCOUNTS 

Common stock — total par value $ 100,000.00 

Surplus 100,000.00 

Undivided profits 24,666.88 


TOTAL CAPITAL ACCOUNTS $ 224,666.88 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS ....$ 1,210,393.61 


— 64 — 


Certificate Issued August 6, 1908 


No. 52 


THE FOWLER STATE BANK, FOWLER 

Otero County 


OFFICERS FOR 1968 

Mrs. H. W. Fox, Chairman of the Board; Joe M. Fox, President; 
Doyle Marvin, Cashier and Secretary. 


DIRECTORS FOR 1968 

Mrs. H. W. Fox, Joe M. Fox, A. A. Keeling, Doyle Marvin, E. F. 
Tillotson. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 380,811.95 

United States Government obligations 1,324,991.53 

Obligations of States and political subdivisions 30,214.35 

Securities of Federal agencies corporations 60,000.00 

Other loans and discounts . 1,211,033.95 

Bank premises, frniture and fixtures, and other 

assets representing bank premises 2.00 


TOTAL ASSETS $ 3,007,053.78 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 985,170.76 

Time and savings deposits of individuals, 

partnerships, and corporations 1,518,222.78 

Deposits of United States Government . 5,014.77 

Deposits of States and political subdivisions 259,820.27 

Certified and officers’ checks, etc. 7,066.54 

TOTAL DEPOSITS $2,775,295.12 

(a) Total demand deposits 1,011,842.88 

(b) Total time and savings deposits .. 1,763,452.24 


TOTAL LIABILITIES $ 2,775,295.12 

CAPITAL ACCOUNTS 

Common stock — total par value $ 50,000.00 

Surplus 75,000.00 

Undivided profits 106,758.66 


TOTAL CAPITAL ACCOUNTS $ 231,758.66 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS. $ 3.007,053.78 


65 — 


Certificate Issued April 1, 1966 


No. 488 


SUMMIT COUNTY BANK, FRISCO 

Summit County 


OFFICERS FOR 1968 

Charles M. Fisher, President; Margaret L. Fisher, Vice President; 
Charles M. Fisher, Cashier and Secretary. 


DIRECTORS FOR 1968 

Charles G. Chamberlain, Ralph L. Johnson, Margaret L. Fisher, 
Charles M. Fisher. 


ASSETS 


Dec. 31, 1968 


Cash, balances with other banks, and cash items 

in process of collection $ 280,830.26 

United States Government obligations 24,484.25 

Securities of Federal agencies and corporations 287,000.00 

Other loans and discounts 602,022.78 

Bank premises, furniture and fixtures, and other 

assets representing bank premises - 40,590.18 


TOTAL ASSETS 


LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations 

Time and savings deposits of individuals, 

partnerships, and corporations — 

Deposits of United States Government ; — 

Deposits of States and political subdivisions 

Certified and officers’ checks, etc. ^ 

TOTAL DEPOSITS $1,046,608.46 

(a) Total demand deposits 558,037.79 

(b) Total time and savings deposits 488.570.67 

Other liabilities ... — : 

TOTAL LIABILITIES 


CAPITAL ACCOUNTS 

Common stock — total par value 

Surplus 

Undivided profits -. 

TOTAL CAPITAL ACCOUNTS -t 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS 



1,234,927.47 


544,321.43 


163,467.41 


4,872.82 


325,103.26 


8,843.54 

.... 

40,380.52 

s 

1,086,988.98 

- - $ 

75,000.00 


50,000.00 

... 

22,938.49 


147,938.49 


r 1,234,927.47 


— 66 — 


Certificate Issued March 18, 1946 


No. 440 


FRUITA STATE BANK. FRUITA 

Mesa County 


OFFICERS FOR 1968 

D. Earle Brumbaugh, President; Donald A. Turner, Executive Vice 
President and Cashier; Rip C. Underwood, Vice President; A. M. 
Crews. Assistant Vice President; Mary A. Etchemendy, Assistant 
Cashier. 


DIRECTORS FOR 1968 

Leo Van Dittie, Rip C. Underwood, Emmett Elizondo, Lincoln D. 
Coit, D. Earle Brumbaugh, Donald A. Turner. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 898,225.04 

United States Government obligations 815,968.97 

Obligations of States and political subdivisions 396,007.98 

Other securities 8,250.00 

Other loans and discounts 2,112,582.73 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 8,426.40 

Real estate owned other than bank premises 20,000.00 


TOTAL ASSETS ...$ 4,259,461.12 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 1,477,063.40 

Time and savings deposits of individuals, 

partnerships, and corporations 1,895,339.04 

Deposits of United States Government 30,333.93 

Deposits of States and political subdivisions 463,631.60 

Certified and officers’ checks, etc. 25,695.53 

TOTAL DEPOSITS $3,892,063.50 

(a) Total demand deposits 1,712,538.41 

(b) Total time and savings deposits 2,179,525.09 


TOTAL LIABILITIES $ 3,892,063.50 

CAPITAL ACCOUNTS 

Common stock — total par value .$ 50,000.00 

Surplus 225,000.00 

Undivided profits 92,397.62 


TOTAL CAPITAL ACCOUNTS $ 367,397.62 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS ... $ 4,259,461.12 


67 — 


Certificate Issued September 28, 1962 


No. 475 


BANK OF GLENWOOD, GLENWOOD SPRINGS 

Garfield County 


OFFICERS FOR 1968 

C. B. Bell, Chairman of the Board; John D. Vanderhoof, President; 

D. S. Dykstra, Executive Vice President; W. T. Sisson, Vice Presi- 
dent; K. Kyle Revelle, Assistant Vice President and Secretary; Dar- 
lene Muir, Cashier; Jeanne Baker, Assistant Cashier. 

DIRECTORS FOR 1968 

C. B. Bell, Leonis P. Chuc, Stanley L. Dodson, D. S. Dykstra, Erven 
T. Larson, Vern Manahan, Neil S. Mincer, Kohler Mclnnis, John D. 
Vanderhoof, Roy E. Vanderhoof. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 1,316,514.57 

United States Government obligations 912,153.18 

Obligations of States and political subdivisions 319,391.80 

Other loans and discounts 3,499,389.74 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 44,998.17 

Real estate owned other than bank premises 15,265.62 

Other assets 506.90 


TOTAL ASSETS $ 6,108,219.98 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 2,780,156.35 

Time and savings deposits of individuals, 

partnerships, and corporations 2,222,789.07 

Deposits of United States Government 28,498.71 

Deposits of States and political subdivisions 375,511.67 

Certified and officers’ checks, etc. 179,597.33 

TOTAL DEPOSITS - $5,586,553.13 

(a) Total demand deposits 3,053,252.39 


Other liabilities — - 133,656.36 


TOTAL LIABILITIES - $ 5,720,209.49 


CAPITAL ACCOUNTS 

Common stock — total par value 

Surplus 

Undivided profits _ 


TOTAL CAPITAL ACCOUNTS 388,010.49 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS 6,108,219.98 


$ 200,000.00 
50,000.00 
138,010.49 


68 — 


Certificate Issued December 16, 1961 


No. 474 


GOLDEN STATE BANK, GOLDEN 

Jefferson County 


OFFICERS FOR 1968 

A. J. Cueny, President; H. Jay Pinch, Vice President, Cashier, and 
Secretary; Clifford L. Pike, Assistant Vice President; Kirk Stanbro, 
Assistant Vice President and Treasurer. 

DIRECTORS FOR 1968 

Leo N. Bradley, A. J. Cueny, Raymond C. Erickson, Clarence Koch, 
Gurnett Steinhauer, Robert W. Todd, Ben H. Parker, Edwin J. 
Eisenach. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 981,313.57 

United States Government obligations 2,298,725.50 

Securities of Federal agencies and corporations 407,458.33 

Federal funds sold and securities purchased 

under agreements to resell — 1,200,000.00 

Other loans and discounts 2,091,375.10 

Bank premises, furniture and fixtures, and other 

assets representing bank premises . . 191,565.84 

Other assets — 42,594.16 


TOTAL ASSETS . . - $ 7,213,032.50 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 2,039,418.06 

Time and savings deposits of individuals, 

partnerships, and corporations . 2,601,353.63 

Deposits of United States Government 270,141.05 

Deposits of States and political subdivisions 1,640,845.83 

Deposits of commercial banks 10,000.00 

Certified and officers’ checks, etc. — 68,371.84 

TOTAL DEPOSITS $6,630,130.41 

(a) Total demand deposits 2,748,742.51 


Other liabilities — . 106,385.63 

TOTAL LIABILITIES $ 6,736,516.04 


CAPITAL ACCOUNTS 


Common stock — total par value .$ 250,000.00 

Surplus — - - 100,000.00 

Undivided profits 126,516.46 


TOTAL CAPITAL ACCOUNTS $476,516.46 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 7,213,032.50 


— 69 


Certificate Issued June 30, 1915 


No. 288 


THE AMERICAN STATE BANK OF GRANADA, 
GRANADA 

Prowers County 


OFFICERS FOR 1968 

H. E. McKeever, President; J. B. McKeever, Executive Vice Presi- 
dent; Marie Bryce McKeever, Vice President; C. B. Kennedy, Cashier 
and Secretary; J. L. Tice, Jr., Assistant Cashier. 

DIRECTORS FOR 1968 

C. B. Kennedy, H. E. McKeever, J. B. McKeever, Marie Bryce Mc- 
Keever, J. L. Tice, Jr. 


ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 

United States Government obligations 

Obligations of State and political subdivisions . 

Securities of Federal agencies and corporations 

Other loans and discounts 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 

Real estate owned other than bank premises 

Other assets . - . 


Dec. 31, 1968 


283,599.74 

681,387.69 

231,467.64 

100,000.00 

1,269,977.86 

12,742.50 

1.00 

2,146.49 


TOTAL ASSETS 


$ 2,581,322.92 


LIABILITIES 


Demand deposits of individuals, partnerships, 

and corporations — $ 

Time and savings deposits of individuals, 

partnerships, and corporations 

Deposits of United States Government 

Deposits of States and political subdivisions 


Certified and officers’ checks, etc. 

TOTAL DEPOSITS $2,335,056.35 

(a) Total demand deposits 1,143,232.94 

(b) Total time and savings deposits 1,191,823.41 

Other liabilities 


1,004,227.44 

1,064,823.41 

7,777.55 

243,279.77 

14,948.18 


34,691.14 


TOTAL LIABILITIES $ 2.369.747.49 


CAPITAL ACCOUNTS 


Common stock — total par value $ 70,000.00 

Surplus 120,000.00 

Undivided profits — - 21,575.43 


TOTAL CAPITAL ACCOUNTS $ 211,575.43 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 2,581,322.92 


— 70 — 


Certificate Issued June 16, 1950 


No. 450 


MIDDLE PARK BANK, GRANBY 

Grand County 


OFFICERS FOR 1968 

A. Asborno, Chairman of the Board; John H. Minor, President; Earl 
L. Payne, Vice President; W. V. Burgner, Executive Vice President, 
Cashier and Secretary; Edsel H. Ward, Assistant Cashier. 

DIRECTORS FOR 1968 

A. Asborno, Ralph W. Bachman, Earl L. Payne, H. A. Selak, Cary H. 
Stevenson, Louis C. Yager, John H. Minor. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 669,664.62 

United States Goernment obligations ... 881,571.79 

Obligations of States and political subdivisions 226,221.41 

Other loans and discounts 1,755,478.57 

Bank premises, furniture and fixtures, and other 

assets representing bank premises . . 53,445.57 

Real estate owned other than bank premises . . 16,651.42 

Other assets 486.25 


TOTAL ASSETS .. $ 3,603,519.63 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 1,579,336.44 

Time and savings deposits of individuals, 

partnerships, and corporations 1,102,295.51 

Deposits of United States Government . 20,553.53 

Deposits of States and political subdivisions 402,681.04 

Certified and officers’ checks, etc 25,988.22 

TOTAL DEPOSITS $3,130,855.04 

(a) Total demand deposits 1,723,099.69 

(b) Total time and savings deposits 1,407,755.35 

Other liabilities for borrowed money 150,000.00 

Other liabilities 38,125.81 


TOTAL LIABILITIES . $ 3,318,980.85 

CAPITAL ACCOUNTS 

Common stock — total par value $ 100,000.00 

Surplus - 150,000.00 

Undivided profits - 34,538.78 


TOTAL CAPITAL ACCOUNTS $ 284,538.78 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 3,603,519.63 

— 71 — 


Certificate Issued November 16, 1925 


No. 422 


UNITED STATES BANK OF GRAND JUNCTION, 
GRAND JUNCTION 

Mesa County 


OFFICERS FOR 1968 

E. L. Bacon, Chairman of the Board; LeRoy Bacon, President; Her- 
bert L. Bacon, Executive Vice President and Cashier; H. T. Steffens, 
Delbert F. Wanzer, and Norman L. Cooper, Assistant Vice Presidents; 
Miles Kara, Vice President and Trust Officer; Leo Dawson and John 
Stenman, Assistant Cashiers; R. B. Flanders, Agriculture Representa- 
tive; M. R. Dershem, Auditor; Mrs. Lois K. Robinson, Assistant Trust 
Officer. 

DIRECTORS FOR 1968 

E. L. Bacon, LeRoy Bacon, Herbert L. Bacon, Anthony W. Williams, 
J. A. Hanley. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 5,009,602.36 

United States Government obligations 6,369,725.44 

Obligations of States and political subdivisions 1,331,903.08 

Other securities 59,500.00 

Other loans and discounts 15,697,810.24 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 299,001.00 

Real estate owned other than bank premises 39,009.30 

Other assets 54,700.76 


TOTAL ASSETS , $ 28,861,252.18 

LIABILITIES 

Demand deposits of individuals, partnerships. 


Time and savings deposits of individuals, 

partnerships, and corporations — 9,441,536.18 

Deposits of United States Government 557,922.19 

Deposits of States and political subdivisions 2,160,314.58 

Deposits of commercial banks 1,594,601.21 

Certified and officers’ checks, etc. . — 255,430.44 

TOTAL DEPOSITS . $26,662,960.63 


(b) Total time and savings deposits . . 10,334,536.18 

Othr liabilities 358,552.23 


TOTAL LIABILITIES $ 27,021,512.86 

CAPITAL ACCOUNTS 

Common stock — total par value $ 300,000.00 

Sui*plus — 1,400,000.00 

Undivided profits — 139,739.32 


TOTAL CAPITAL ACCOUNTS $ 1,839,739.32 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS ... $ 28,861,252.18 


— 72 — 


Certificate Issued February 25, 1965 


No. 435 


STATE BANK OF GREELEY, GREELEY 

Weld County 


OFFICERS FOR 1968 

Winnie H. McCrory, Chairman of the Board; Martin G. Field, Presi- 
dent; Velma M. Beauchamp, Cashier. 

DIRECTORS FOR 1968 

William E. Bohlender, Martin G. Field, C. Carroll Gilbert, John 
Kochenburger, Paul N. Lodwick, Winnie H. McCrory, Charles C. Mc- 
Murray, Dave L. Royer, John P. Watson. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 279,020.87 

United States Government obligations 8 66,746.25 

Obligations of States and political subdivisions 78,869.64 

Other loans and discounts 1,246,096.48 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 16,641.66 

Real estate owned other than bank premises 17,077.08 

Other assets 29,387.32 


TOTAL ASSETS 2,533,839.30 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations 485,857.79 

Time and savings deposits of individuals, 

partnerships, and corporations 1,119,350.35 

Deposits of United States Government 30,480.96 

Deposits of States and political subdivisions 495,719.86 

Certified and officers’ checks, etc. 15,232.50 

TOTAL DEPOSITS $2,146,641.46 

(a) Total demand deposits 533,650.52 

(b) Total time and savings deposits 1,612,990.94 

Other liabilities 31,001.56 


TOTAL LIABILITIES $ 2,177,643.02 

CAPITAL ACCOUNTS 

Common stock — total par value $ 150,000.00 

Surplus 200,000.00 

Undivided profits 6,196.28 


TOTAL CAPITAL ACCOUNTS 356,196.28 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS .. $ 2,533,839.30 


— 73 — 


Certificate Issued February 24, 1908 


No. 59 


WELD COUNTY BANK, GREELEY 

Weld County 


OFFICERS FOR 1968 

Norman M. Dean, President; John D. Goltry, Senior Vice President 
and Cashier; Edwin C. Boos, Senior Vice President and Trust Officer; 
Lloyd E. Roberts, Bud R. Richardson, Henry C. Gosselin, and Eugene 
W. Allen, Vice Presidents; Earl G. Smith, Ramon C. Moore, Carl S. 
Sorensen, and Michael P. Sadlier, Assistant Vice Presidents; Joy 
Rowan, Bank Services Officer; Alton L. Cobb, Customer Services 
Officer; Helen Bushnell, Customer Services Officer; Dorisann Davis, 
Bank Accounting Officer; Barbara Smith, Marketing Officer. 

DIRECTORS FOR 1968 

Robert R. Anderson, Norman M. Dean, Gid Gates, Bernard Houtchens, 
Harlan K. Houtchens, H. Gordon Johnson, Charles L. Lott, C. Howard 
Murphy, Thomas A. Rapp, Jr., J. Ray Rucker. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 2,961,284.08 

United States Government obligations . 3,746,352.98 

Obligations of States and political subdivisions 2,811,496.90 

Other loans and discounts 14,917,855.30 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 237,147.10 

Real estate owned other than bank premises 8,686.38 

Other assets $ 605,159.74 


TOTAL ASSETS $ 25,287,982.48 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 7,705,672.90 

partnerships, and corporations 11,704,465.69 

Deposits of United States Government — 241,769.87 

Deposits of tSates and political subdivisions 1,849,815.46 

Certified and officers’ checks, etc. 1,602,747.36 

TOTAL DEPOSITS „$23, 104,471.28 

(a) Total demand deposits 10,117,335.62 

(b) Total time and savings deposits 12,987,135.66 

Other liabilities - 365,068.08 


TOTAL LIABILITIES $ 23,469,539.36 

CAPITAL ACCOUNTS 

Common stock — total par value $ 420,000.00 

Surplus 780,000.00 

Undivided profits - 618,443.12 


TOTAL CAPITAL ACCOUNTS - $ 1,818,443.12 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 25,287,982.48 


— 74 — 


Certificate Issued December 23, 1910 


No. 207 


THE GUNNISON BANK AND TRUST COMPANY, 
GUNNISON 

Gunnison County 


OFFICERS FOR 1968 

A. E. Fordham, Chairman, Chief Executive Officer; Clinton S. 
Spencer, President; Craig A. Goodwin, Vice Chairman; Claudia V. 
Metroz, Vice President and Cashier; Vernon Johnson and Roger E. 
Cotten, Assistant Cashiers. 

DIRECTORS FOR 1968 

A. E. Fordham, Ci’aig A. Goodwin, Clinton S. Spencer, William B. 
Endner, Harlan Bryant, Warren R. Mergelman. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 746,804.80 

United States Government obligations . 788,466.29 

Obligations of States and political subdivisions 55,109.26 

Other securities 8,850.00 

Other loans and discounts 2,576,070.98 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 44,503.85 

Other assets 1,184.98 


TOTAL ASSETS $ 4,220,990.16 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 1,592,057.29 

Time and savings deposits of individuals, 

partnerships, and corporations 1,554,680.63 

Deposits of United States Government 15,475.36 

Deposits of States and political subdivisions 638,965.73 

Deposits of commercial banks . . . .. 10,000.00 

Certified officers’ checks, etc 40,310.83 

TOTAL DEPOSITS .$3,851,489.84 

(a) Total demand deposits 2,099,668.68 

(b) Total time and savings deposits 1,751,821.16 

Other liabilities 42,372.02 


TOTAL LIABILITIES $ 3,893,861.86 

CAPITAL ACCOUNTS 

Common stock — total par value $ 60,000.00 

Surplus 250,000.00 

Undivided profits 17,128.30 


TOTAL CAPITAL ACCOUNTS 327,128.30 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS ....$ 4,220,990.16 


— 75 


Certificate Issued Februai'y 10, 1944 


No. 436 


HAXTUN COMMUNITY BANK, HAXTUN 

Phillips County 


OFFICERS FOR 1968 

Fred M. Swisher, President; Keith D. Gilliland, Executive Vice Presi- 
dent; Philip Ruch, Vice President; Betty M. Sullivan, Cashier and 
Secretary. 


DIRECTORS FOR 1968 

Fred M. Swisher, Philip Ruch, H. B. Prouty, Betty M. Sullivan, 
Keith D. Gilliland. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 


in process of collection 320,988.98 

United States Government obligations — 1,116,155.78 

Obligations of States and political subdivisions 

Municipal Bonds 79,821.62 

Securities of Federal agencies and corporations 100,000.00 

Other loans and discounts 1,173,377.54 

Bank premises, furniture and fixtures, and other 

assets representing bank premises Reduced to 2.00 


TOTAL ASSETS 2,790,345.92 


LIABILITIES 


Demand deposits of individuals, partnerships, 

and corporations $ 1,323,326.23 

Time and savings deposits of individuals, 

partnerships, and corporations 821,518.83 

Deposits of United States Government 6,899.71 

Deposits of States and political subdivisions 257,808.29 

Certified and officers’ checks, etc. 19,117.26 


TOTAL DEPOSITS __ $2,428,670.32 

(a) Total demand deposits 1,411,725.14 

(b) Total time and savings deposits 1,016,945.18 


TOTAL LIABILITIES $ 2,428,670.32 


CAPITAL ACCOUNTS 

Common stock — total par value $ 50,000.00 

Sui'plus 120,000.00 

Undivided profits . 183,567.99 

Reserve for contingencies and other capital reserves 8,107.61 


TOTAL CAPITAL ACCOUNTS - - - $ 361,675.60 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS . $ 2,790,345.92 


— 76 — 


Certificate Issued November 9, 1967 


No. 489 


YAMPA VALLEY STATE BANK, HAYDEN 

Routt County 


OFFICERS FOR 1968 

Jerome B. Woods, Sr., President; Sumner C. Hockett, Vice President; 
Loren G. Aber, Cashier and Secretary; Olive D. Blake, Assistant 
Cashier. 


DIRECTORS FOR 1968 

G. G. Anderson, Albert T. Baierl, William F. Fair, Martin O. Hibbard, 
Sumner C. Hockett, Myron W. Jeffcoat, Robert N. Robinson, Jerome 
B. Woods, Sr. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 171,758.15 

United States Goernment obligations 488,969.84 

Obligations of States and political subdivisions 19,000.84 

Other loans and discounts 597,460.93 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 16,652.01 

Other assets 14,378.92 


TOTAL ASSETS $ 1,308,220.69 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and coi'porations $ 403,129.93 

Time and savings deposits of individuals, 

partnerships, and corporations 270,325.15 

Deposits of United States Government 9,700.13 

Deposits of States and political subdivisions 333,064.08 

Certified and officers’ checks, etc. 75,586.34 

TOTAL DEPOSITS _...$1,091,805.63 

(a) Total demand deposits 614,598.16 

(b) Total time and savings deposits 477,207.47 

Other liabilities for borrowed money 50,000.00 

Other liabilities 19,156.21 


TOTAL LIABILITIES $ 1,160,961.84 

CAPITAL ACCOUNTS 

Common stock — total par value $ 60,000.00 

Surplus 60,000.00 

Undivided profits 27,258.85 


TOTAL CAPITAL ACCOUNTS $ 147,258.85 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 1,308.220.69 


— 77 — 


Certificate Issued November 21, 1919 


No. 382 


HEREFORD STATE BANK, HEREFORD 

Weld County 


OFFICERS FOR 1968 

Henry G. Trautwein, Jr., President; Lloyd Klaudt, First Vice Presi- 
dent: Richard L. Hutchinson, Vice President and Cashier; Laura J. 
Trautv/ein, Secretary. 

DIRECTORS FOR 1968 

Cedric L. Hallock, C. H. Plambeck, John Poelma, Henry G. Traut- 
wein, Jr., Laura J. Trautwein. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 126,017.50 

United States Government obligations 473,012.33 

Other loans and discounts 766,197.70 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 25,823.07 

Othr assets 23,478.10 


TOTAL ASSETS $ 1.414,528.70 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 470,137.98 

Time and savings deposits of individuals, 

partnerships, and corporations — 547,231.32 

Deposits of United States Government — 3,403.32 

Deposits of States and political subdivisions 232,584.15 

Certified and officers’ checks, etc. 5,482.77 

TOTAL DEPOSITS - $1,258,839.54 

(a) Total demand deposits 516,038.66 

(b) Total time and savings deposits 742,800.88 

Other liabilities -- 21,502.11 


TOTAL LIABILITIES - -$ 1,280,341.65 

CAPITAL ACCOUNTS 

Common stock — total par value $ 40,000.00 

Surplus - 65,000.00 

Undivided profits . - 29,187.05 


TOTAL CAPITAL ACCOUNTS $ 134,187.05 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS _...$ 1,414,528.70 


78 — 


Certificate Issued July 11, 1963 


No. 481 


HOLYOKE BANK AND TRUST COMPANY, HOLYOKE 

Phillips County 


OFFICERS FOR 1968 

Donald E. Shuck, President; Lyle C. Gilroy, Cashier and Secretary'. 


DIRECTORS FOR 1968 

John D. Baldwin, Lyle C. Gilroy, Charles D. Reimer, James E. School, 
Donald E. Shuck. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 255,943.47 

United States Government obligations 208,543.75 

Obligations of States and political subdivisions — 5,000.00 

Other securities 27,000.00 

Other loans and discounts 1,018,484.72 

Bank premises, furniture and fixtures, and other 

assets representing bank premises . 12,556.29 


TOTAL ASSETS . $ 1,527,528.23 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations _$ 566,803.13 

Time and savings deposits of individuals, 

partnerships, and corporations 389,260.71 

Deposits of United States Government — - 12,052.48 

Deposits of States and political subdivisions 231,305.77 

Deposits of commercial banks 66,722.10 

Certified and officers’ checks, etc 29,260.81 

TOTAL DEPOSITS $1,295,405.00 

(a) Total demand deposits - 761,314.29 

(b) Total time and savings deposits 534,090.71 

Other liabilities 12,142.61 


TOTAL LIABILITIES $ 1,307,547.61 

CAPITAL ACCOUNTS 

Common stock — total par value $ 150,000.00 

Surplus - 30,000.00 

Undivided profits 39,980.62 


TOTAL CAPITAL ACCOUNTS $ 219,980.62 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS . $ 1,527,528.23 


— 79 — 


Certificate Issued July 11, 1930 


No. 425 


THE FIRST STATE BANK OF HOTCHKISS, HOTCHKISS 

Delta County 


OFFICERS FOR 1968 

H. H. Addams, President; Ola M. Taylor, Vice President; James L. 
Addams, Executive Vice President and Secretary; Walter E. Addams, 
Cashier. 


DIRECTORS FOR 1968 

H. H. Addams, James L. Addams, Walter E. Addams, Ola M. Taylor, 
Melvin B. White. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 709,269.40 

United States Government obligations 1,512,423.25 

Obligations of States and political subdivisions 64,279.31 

Securities of Federal agencies and corporations 150,000.00 

Other securities . . 6,000.00 

Federal funds sold and securities purchased 

under agreements to resell 100,000.00 

Other loans and discounts 1,081,458.43 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 44,001.00 

Real estate owned other than bank premises 5,500.00 

Other assets 270.91 


TOTAL ASSETS - $ 3,673,292.30 


LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations . $ 

Time and savings deposits of individuals, 

partnerships, and corporations 

Deposits of United States Government 

Deposits of States and political subdivisions 


Certified and officers’ checks, etc. 

TOTAL DEPOSITS $3,338,923.91 

(a) Total demand deposits 1,659,122.31 

(b) Total time and savings deposits 1,679,801.60 

Other liabilities . — 


1,583,982.93 

1,536,824.25 

2,247.25 

201,981.99 

13,887.49 


10,793.09 


TOTAL LIABILITIES 

CAPITAL ACCOUNTS 
Common stock — total par value 

Surplus — 

Undivided profits . 


Reserve for contingencies and other capital reserves 
TOTAL CAPITAL ACCOUNTS 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS .... $ 3,673,202.30 


--$ 

3,349,717.00 

-$ 

25,000.00 


175,000.00 


61,279.31 


62,205.99 

$ 

323,485.30 

-$ 

3,673,202.30 


— 80 — 


Certificate Issued November 15, 1944 


No. 438 


FIRST STAJTE BANK, IDAHO SPRINGS 

Clear Creek County 


OFFICERS FOR 1968 

George G. Patterson, President; Selwyn D. Graves, Vice President; 
Richard N. Brown, Assitant Vice President; John A. Jarrett, Cashier 
and Secretary; Helen L. Buck, Assistant Cashier. 

DIRECTORS FOR 1968 

Max G. Brooks, Selwyn D. Graves, Walter E. Lindsay, George G. 
Patterson, B. C. Blackwell. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 453,207.99 

United States Government obligations 627,417.50 

Obligations of States and political subdivisions 600,681.45 

Other loans and discounts 1,860,291.89 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 21,295.05 

Real estate owned other than bank premises 10,410.57 

Other assets 1,447.97 


TOTAL ASSETS .$ 3,574,752.42 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations .$ 1,407,714.00 

Time and savings deposits of individuals, 

partnerships, and corporations 1,170,047.28 

Deposits of United States Government 43,534.13 

Deposits of States and political subdivisions 654,243.09 

Certified and officers’ checks, etc. 36,887.54 

TOTAL DEPOSITS $3,312,426.04 

(a) Total demand deposits 1,809,129.31 

(b) Total time and savings deposits 1,503,296.73 

Other liabilities 95,637.76 


TOTAL LIABILITIES $ 3,408,063.80 

CAPITAL ACCOUNTS 

Common stock — total par value _$ 25,000.00 

Surplus — 75,000.00 

Undivided profits 66,688.62 


TOTAL CAPITAL ACCOUNTS . . 166,688.62 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS ..... $ 3,574,752.42 


— 81 — 


Certificate Issued September 27, 1910 


No. 198 


BANK OF IGNACIO, IGNACIO 

La Plata County 


OFFICERS FOR 1968 

R. W. Turner, Jr., President; John W. Turner, II, Executive Vice 
President; Wajme Whiteman and James W. Sower, Vice Presidents; 
James W. Sutton, Assistant Cashier. 

DIRECTORS FOR 1968 

R. W. Turner, Jr., John W. Turner II, Morrill E. Turner, L. W. 
McDaniel. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection S 459,581.32 

Umted States Government obligations 1,090,230.76 

Obligations of States and political subdivisions 246,744.23 

Other loans and discounts 1,509,627.23 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 39,803.04 

Other assets 3,881.17 


TOTAL ASSETS $ 3,349,867.75 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations . $ 1,746,733.00 

Time and savings deposits of individuals, 

partnerships, and corporations .. 507,236.81 

Deposits of United States Government 134,730.94 

Deposits of States and political subdivisions 642,993.10 

Certified and officers’ checks, etc. 12,104.34 

TOTAL DEPOSITS $3,043,798.19 

(a) Total demand deposits 2,124,042.50 

(b) Total time and savings deposits 919,755.69 

Other liabilities 64,084.10 


TOTAL LIABILITIES $ 3,107,882.29 

CAPITAL ACCOUNTS 

Common stock — total par value — $ 100,000.00 

Surplus 75,000.00 

Undivided profits . 66,985.46 


TOTAL CAPITAL ACCOUNTS $ 241,985.46 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS 3,349,867.75 


— 82 — 


Certificate Issued June 17, 1946 


No. 442 


THE CITIZENS STATE BANK, KEENESBURG 

Weld County 


OFFICERS FOR 1968 

C. H. Starks, President; Harry A. Pippin, Vice President, Cashier and 
Secretary; Don K. Spearow, Assistant Cashier. 

DIRECTORS FOR 1968 

C. H. Starks, Harry A. Pippin, Don K. Spearow. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 672,944.59 

United States Government obligations 639,865.13 

Obligations of States and political subdivisions 374,588.70 

Other loans and discounts 1,602,178.77 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 12,000.00 


TOTAL ASSETS $ 3,301,577.19 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 1,315,531.41 

Time and savings deposits of individuals, 

partnerships, and corporations 1,121,668.81 

Deposits of United States Government 27,553.35 

Deposits of States and political subdivisions 563,621.10 

Certified and officers’ checks, etc. 31,996.51 

TOTAL DEPOSITS $3,060,371.18 

(a) Total demand deposits 1,524,939.15 

(b) Total time and savings deposits 1,535,432.03 

TOTAL LIABILITIES .$ 3,060,371.18 

CAPITAL ACCOUNTS 

Common stock — total par value $ 100,000.00 

Surplus 1 00,000.00 

Undivided profits 41,206.01 


TOTAL CAPITAL ACCOUNTS $ 241,206.01 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS . $ 3,301,577.19 


— 83 — 


Certificate Issued March 24, 1908 


No. 13B 


THE KIOWA STATE BANK. KIOWA 

Elbert County 


OFFICERS FOR 1968 

V. A. Backlund, President; L. I. Backlund. Vice President; V. A. 
Backlund. Jr.. Cashier and Secretarj’: Vera A. Johnson, Assistant 
Cashier; Eva Marie Sexson, Assistant Cashier and Treasurer. 

DIRECTORS FOR 1968 

L. I. Backlund. V. A. Backlund, V. A. Backlund. Jr., Vera A. John- 
son, Eva Marie Sexson. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 


in process of collection S 549,944.74 

United States Government obligations 993,285.53 

Obligations of States and political subdivisions 86,051.50 

Other loans and discounts 715.333.81 

assets representing bank premisest . . 5,071.00 


TOTAL ASSETS $ 2,349,686.58 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations S 1,170,091.41 

Time and savings deposits of individuals, 

partnerships, and corporations 823,669.37 

Deposits of United States Government 6,179.84 

Deposits of States and pohtical subdivisions 119,412.19 

Certified and officers’ checks, etc. $ 4,797.80 

TOTAL DEPOSITS 82,124,150.61 

(a) Total demand deposits 1,281,081.24 

(b) Total time and savings deposits 843,069.37 

Other liabilities 9,528.52 


TOTAL LIABILITIES S 2,133,679.13 

CAPITAL ACCOUNTS 

Common stock — total par value 8 75,000.00 

Surplus 75,000.00 

Undivided profits 66,007.45 


TOTAL CAPITAL ACCOUNTS .. 8 216,007.45 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS 8 2,349,686.58 


— 84 — 


Certificate Issued March 1, 1917 


No. 321 


THE KIRK STATE BANK, KIRK 

Yuma County 


OFFICERS FOR 1968 

Donald E. Shuck, President; Dean Thompason, Vice President; Ruth 
H. Wise, Cashier and Secretary. 


DIRECTORS FOR 1968 

Lena Burkard, Leonard Davidson, David G. Idler, Donald E. Shuck, 
Dean Thompson. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 212,894.86 

United States Government obligations 406,915.76 

Other loans and discounts 955,418.48 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 6,535.00 

Real estate owned other than bank premises 1.00 


TOTAL ASSETS . $ 1,581,765.10 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 806,009.25 

Time and savings deposits of individuals, 

partnerships, and corporations 426,159.39 

Deposits of United States Government 6,635.53 

Deposits of States and political subdivisions 141,704.55 

Certified and officers’ checks, etc. 30,896.03 

TOTAL DEPOSITS 81,411,404.75 

(a) Total demand deposits 852,925.48 

fb) Total time and savings deposits 558,479.27 

Other liabilities 20,412.19 


TOTAL LIABILITIES 8 1,431,816.94 


CAPITAL ACCOUNTS 

Common stock — total par value 8 60,000.00 

Surplus 60,000.00 

Undivided profits 29,948.16 


TOTAL CAPITAL ACCOUNTS 8 149,948.16 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS 8 1,581,765.10 


— 85 


Certificate Issued November 22, 1909 


No. 176 


THE KIT CARSON STATE BANK, KIT CARSON 

Cheyenne County 


OFFICERS FOR 1968 

John G. Clark, President; Donald W. Winter, Vice President; Anna 
M. Gunderson, Cashier; Marietta Wilkerson, Assistant Cashier. 

DIRECTORS FOR 1968 

John G. Clark, Ivan D. Fugate, John E. Harker. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection _ $ 717,226.18 

United States Government obligations 1,445,488.06 

Securities of Federal agencies and corporations 50,000.00 

Other loans and discounts 351,245.82 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 2.00 

Real estate owned other than bank premises 2.00 


TOTAL ASSETS $ 2,563,964.06 


LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 1,297,247.44 

Time and savings deposits of individuals, 

and corporations 684,924.27 

Deposits of United States Government 2,000.00 

Deposits of States and political subdivisions 165,328.66 

Certified and officers’ checks, etc. 89,469.60 

TOTAL DEPOSITS $2,238,969.97 

(a) Total demand deposits 1,442,045.70 

(b) Total time and savings deposits 796,924.27 


TOTAL LIABILITIES . $ 2,238,969.97 


CAPITAL ACCOUNTS 

Common stock — total par value $ 75,000.00 

Surplus — 75,000.00 

Undivided profits . . 174,994.09 


TOTAL CAPITAL ACCOUNTS $ 324,994.09 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 2,563,964.06 


Certificate Issued August 18, 1908 


No. 70 


THE BANK OF KREMMLING, KREMMLING 

Grand County 


OFFICERS FOR 1968 

Carl G. Breeze, President; R. E. Jones, Vice President; Harry B. 
Jones, Cashier and Secretary; Denzel H. McClung, Assistant Cashier. 

DIRECTORS FOR 1968 
Carl G. Breeze, Amos W. Horn, R. E. Jones. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 699,046.81 

United States Government obligations 1,231,478.56 

Obligations of States and political subdivisions 53,311.28 

Federal funds soold and securities purchased 

under agreements to resell 500,000.00 

Other loans and discounts 1,486,320.74 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 8,000.00 


TOTAL ASSETS $ 3,978,157.39 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 2,244,678.41 

Time and savings deposits of individuals, 

partnerships, and corporations 644,824.85 

Deposits of States and political subdivisions 476,395.64 

Certified and officers’ checks, etc. 46.71 

TOTAL DEPOSITS $3,365,945.61 

(a) Total demand deposits 2,721,120.76 

(b) Total time and savings deposits 644,824.85 

Other liabilities 129,783.07 


TOTAL LIABILITIES ...$ 3,495,728.68 

CAPITAL ACCOUNTS 

Common stock — total par value $ 100,000.00 

Surplus 200,000.00 

Undivided profits .....‘ 182,428.71 


TOTAL CAPITAL ACCOUNTS $ 482,428.71 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 3,978,157.39 

— 87 — 


Certificate Issued August 5, 1908 


No. 73 


THE COLORADO BANK AND TRUST COIMP ANY 
OF LA JUNTA, LA JUNTA 

Otero County 


OFFICERS FOR 1968 

J. H. Macdonald, President; Robert H. Jones, Executive Vice Presi- 
dent and Trust Officer; J. W. Miller, Vice President and Cashier; 
Charles O. Jones, Assistant Vice President; Florence H. Williams, 
Assistant Cashier. 


DIRECTORS FOR 1968 

J. H. Macdonald, Robert H. Jones, J. W. Miller, Robert R. Sabin, 
Lloyd C. Larsen, Frederick E. Sisk, Thomas M. Sisson. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 2,936,538.05 

United States Government obligations 3,023,965.46 

Obligations of States and political subdivisions 994,351.85 

Other securities 21,001.00 

Other loans and discounts . 5,626,548.21 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 45,001.00 

Other assets 43,443.75 


TOTAL ASSETS $ 12,690,849.32 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations - $ 7,178,594.31 

Time and savings deposits of individuals, 

partnerships, and corporations 3,026,889.14 

Deposits of United States Government 139,411.28 

Deposits of States and political subdivisions 1,000,052.39 

Certified and officers’ checks, etc. . .... 100,184.91 

TOTAL DEPOSITS $11,445,132.03 


(b) Total time and savings deposits 3,516,576.46 

Other liabilities .. 123,467.15 


TOTAL LIABILITIES ... $ 11,568,599.18 

CAPITAL ACCOUNTS 

Common stock — total par value - — $ 275,000.00 

Surplus — - 425,000.00 

Undivided profits 422,250.14 


TOTAL CAPITAL ACCOUNTS $ 1,122,250.14 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 12,690,849.32 


— 88 — 


Certificate Issued August 5, 1908 


No. 72 


THE LA JUNTA STATE BANK, LA JUNTA 

Otero County 


OFFICERS FOR 1968 

Olin Richert, President; J. H. Humphries, Vice President; Milton 
Richert, Cashier and Secretary. 


DIRECTORS FOR 1968 

Harry E. Ascherman, J. H. Humphries, J. A. McGlothlin, Milton 
Richert, Olin Richert. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 


in process of collection . . . $ 1,384,951.28 

United States Government obligations 1,180,272.00 

Obligations of States and political subdivisions 840,165.00 

Securities of Federal agencies and corporations 100,000.00 

Other securities 10,365.00 

Other loans and discounts . 1,404,441.92 


TOTAL ASSETS ....$ 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 

Time and savings deposits of individuals, 

partnerships, and corporations 

Deposits of United States Government 

Deposits of States and political subdivisions 

Certified and officers’ checks, etc. 

TOTAL DEPOSITS $4,350,220.20 

(a) Total demand deposits 3,332,725.83 

(b) Total time and savings deposits 1,017,494.37 


TOTAL LIABILITIES 


-- -- - $ 

4,350,220.20 

CAPITAL ACCOUNTS 




Common stock — total par value 


. .$ 

100,000.00 

Siirplii.<; 



100,000.00 

369,975.00 

Undivided profits 




TOTAL CAPITAL ACCOUNTS .$ 569,975.00 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 4,920,195.20 


4,920,195.20 


3,004,228.83 

940,979.37 

54,592.89 

335,687.33 

14,731.78 


— 89 — 


Certificate Issued July 7, 1945 


No. 439 


JEFFERSON COUNTY BANK OF LAKEWOOD, 

Jefferson County 


OFFICERS FOR 1968 

Fred E. Kirschke, President; Robert D. Bammerlin, Norman B. Ber- 
nard, Don E. Dunigan, Theodore H. Mueller, and Meddie U. Boisvert, 
Vice Presidents; Clark A. Adams, Carroll P. Parrish, Chris J. 
Schmidt, and John G. Seberg, Assistant Vice Presidents; Milo Klimke, 
Cashier; John K. McManus, Leapha Schachet, Robert M. Stewart, and 
Dorothy L. Youmans, Assistant Cashiers; William H. Nofsinger, Audi- 
tor; Alverda A. Voss, Chief Accountant; Owen E. Thomas, Manager. 

DIRECTORS FOR 1968 

Leslie B. Arnold, Norman B. Bernard, Don E. Dunigan, Paul W. 
Howell, Sr., Fred E. Kirschke, Jess Kortz, Harold R. Smethills. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 3,637,636.38 

United States Government obligations 8,032,479.89 

Obligations of State and political subdivisions 6.102,287.07 

Oher securities — 11,000.00 

Other loans and discounts 30,374,445.37 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 516,753.88 

Real estate owned other than bank premises — 63,405.24 

Other assets — — 115,724.96 


TOTAL ASSETS $ 48,853,732.79 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations . . _ .. - .. $ 20,469,690.58 

Time and savings deposits of individuals, 

partnerships, and corporations 18,683,195.33 

Deposits of United States Government . . 552,542.10 

Deposits of States and political subdivisions - 4,198,014.23 

Deposits of commercial banks - 20,060.00 

Certified and officers’ checks, etc. 458,536.01 

TOTAL DEPOSITS - $44,382,038.25 


(b) Total time and savings deposits — 20,537,357.83 
Other liabilities 1,634,196.39 


TOTAL LIABILITIES - $ 46,016,234.64 

CAPITAL ACCOUNTS 

Common stock — total par value $ 750,000.00 

Surplus . . 2,000,000.00 

Undivided profits - 87,498.15 


TOTAL CAPITAL ACCOUNTS — - $ 2,837,498.15 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS .$ 48,853,732.79 


— 90 — 


Certificate Issued February 8, 1956 


No. 461 


THE ROCKY MOUNTAIN BANK, LAKEWOOD 

Jefferson County 


OFFICERS FOR 1968 

Delmar E. Cooper, President; I. Tom Curry, Executive Vice President 
and Cashier; Allen R. Hurt, Vice President; Dorothy Wise and Lanny 
D. Cooper, Assistant Vice Presidents; Gwen Cooper and Nikki 
Janosch, Assistant Cashiers. 


DIRECTORS FOR 1968 

Delmar E. Cooper, Donald S. Cooper, Francis R. Salazar, Allen R. 
Hurt, C. E. Bohannon, James A. Sweeney, James P. McNally, I. Tom 
Curry, D. A. Near. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 818,736.49 

United States Government obligations 2,548,807.14 

Obligations of States and political subdivisions 249,989.50 

Other securities 1,039.09 

Other loans and discounts — 3,746,852.39 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 128,168.07 

Real estate owned other than bank premises 275,000.00 

Other assets 69,372.83 


TOTAL ASSETS $ 7,837,965.51 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 3,036,805.74 

Time and savings deposits of individuals, 

partnerships, and corporations .. 2,189,709.64 

Deposits of United States Government 54,748.36 

Deposits of States and political subdivisions 1,428,268.15 

Certified and officers’ checks, etc. 87,017.72 

TOTAL DEPOSITS $6,796,549.61 

(a; Total demand deposits . 3,270,218.32 

(b) Total time and savings deposits 3,526,331.29 

Other liabilities 117,885.91 


TOTAL LIABILITIES $ 7,364,435.52 

CAPITAL ACCOUNTS 

Common stock — total par value $ 300,000.00 

Surplus . 173,529.99 


TOTAL CAPITAL ACCOUNTS $ 473,529.99 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 7,837,965.51 


— 91 — 


Certificate Issued March 4, 1920 


No. 334 


VALLEY STATE BANK, LAMAR 

Prowers County 


OFFICERS FOR 1968 

J. E. Facer, President; Don A. Holmes, Vice President; R. R. Brettell, 
Cashier; Nan Parks, Assistant Cashier. 

DIRECTORS FOR 1968 

John Y. Brown, Jr., Leon C. Butler, J. E. Facer, Phil Gilbert, Ter- 
rence Turner. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 568,915.24 

United tates Government obligations 671,800.17 

Obligations of States and political subdivisions 328,326.95 

Other loans and discounts 3,055,521.84 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 21,941.50 

Other assets 26,757.85 


TOTAL ASSETS $ 4,673,263.55 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations .. . $ 1,654,266.06 

Time and savings deposits of individuals, 

partnerships, and corporations 1,862,096.22 

Deposits of United States Government 25,064.64 

Deposits of States and political subdivisions 554,740.30 

Certified and officers’ checks, etc. 69,420.12 

TOTAL DEPOSITS ...$4,165,587.34 

(a) Total demand deposits 2,114,786.19 

(b) Total time and savings deposits 2,050,801.15 

Other liabilities . 99,496.67 


TOTAL LIABILITIES $ 4,265,084.01 

CAPITAL ACCOUNTS 

Common stock — total par value $ 100.000.00 

Surplus - 100.000.00 

Undivided profits — 208,179.54 


TOTAL CAPITAL ACCOUNTS $ 408,179.54 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS . .. $ 4,673,263.55 


— 92 — 


Certificate Issued May 22, 1940 


No. 434 


COMMERCIAL BANK OF LEADVILLE, LEADVILLE 

Lake County 


OFFICERS FOR 1968 

Hugh E. Smith, President; Arthur G. Silver, Vice President and Sec- 
retary; Joann Bradach, Assistant Vice President; Jack L. Grace, 
Cashier. 


DIRECTORS FOR 1968 

Hugh E. Smith, Peter Cosgriff, R. E. Kurtz, Sr., Vincent Anderson, 
Aruthur G. Silver. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 668,131.73 

United States Government obligations 1,101,608.38 

Obligations of States and political subdivisions 890,420.59 

Other securities 600.00 

Other loans and discounts 3,634,182.51 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 63,544.67 

Real estate owned other than bank premises — . 6,520.18 

Other assets 160,005.45 


TOTAL ASSETS - S 6,525,013.51 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 2,440,629.89 

Time and savings deposits of individuals, 

partnerships, and corporations . 2,381,650.45 

Deposits of United States Government 192,518.31 

Deposits of States and political subdivisions 722,778.55 

Certified and officers’ checks, etc. 30,372.13 

TOTAL DEPOSITS $5,767,949.33 

(a) Total demand deposits 3,195,411.76 

(b) Total time and savings deposits 2,572,537.57 

Other liabilities 159,226.96 


TOTAL LIABILITIES $ 5,927,176.29 

CAPITAL ACCOUNTS 

Common stock — total par value $ 200,000.00 

Surplus 250,000.00 

Undivided profits 135,935.17 

Reserve for contingencies and other capital reserves 11,902.05 


TOTAL CAPITAL ACCOUNTS S 597,837.22 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS S 6,525,013.51 


— 93 — 


Certificate Issued January 11, 1957 


No. 462 


ARAPAHOE VALLEY BANK, LITTLETON 

Arapahoe County 


OFFICERS FOR 1968 

W. G. Johnsen, President; K. R. Osborne, John E. Miller, and H. E. 
Barrett, Vice Presidents; B. J. Stelling and Lois A. Brewer, Assistant 
Vice Presidents; Roger R. Reiling, Cashier; Edward Fitzpatrick, Dale 
A. Milner, Jr., and Doris Boyle, Assistant Cashiers. 

DIRECTORS FOR 1968 

Robert J. Flynn, R. H. Heckendorf, W. G. Johnsen, R. H. Koran, Jr., 
E. L. Martin, Walter L. Meyer, Norman F. Patrick, H. G. Reifsneider, 
John F. Shafroth, Jack O. Thomas, Dr. W. Jacque Yost. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 1,355,210.71 

United States Government obligations 2,840,167.71 

Obligations of States and political subdivisions 2,734,158.02 

Other securities 500.00 

Other loans and discounts 7,269,803.37 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 79,473.74 

Real estate owned other than bank premises 39,081.87 

Other assets 120,000.06 


TOTAL ASSETS $ 14,438,395.48 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations 5,829,291.35 

Time and savings deposits of individuals, 

partnerships, and corporations . 5,454,685.69 

Deposits of United States Government 210,765.20 

Deposits of States and political subdivisions 1,381,200.82 

Certified and officers’ checks, etc. 201,714.56 

TOTAL DEPOSITS $13,077,657.62 

(a) Total demand deposits 6,557,643.82 

(b) Total time and savings deposits 6,520,013.80 

Other liabilities 434,086.56 


TOTAL LIABILITIES - - $ 13,511,744.18 

CAPITAL ACCOUNTS 

Common stock — total par value $ 270,000.00 

Surplus 390,000.00 

Undivided profits 266,651.30 


TOTAL CAPITAL ACCOUNTS $ 926,651.30 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS S 14,438,395.48 


— 94 — 


Certificate Issued July 17, 1964 


No. 482 


THE ST. VKAIN VALLEY BANK, LONGMONT 

Boulder County 


OFFICERS FOR 1968 

R. W. Whyte, President; Oral G. Beckman, Vice President; Gareld 
L. Harris, Cashier and Secretary. 


DIRECTORS FOR 1968 

Oral G. Beckman, WiUiam C. Bender, Charles H. Burning, Fred B. 
Korte, R. W. Whyte, Albert A. Will. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 678,101.97 

United States Government obligations 1,059,148.27 

Obligations of States and political subdivisions 28,279.80 

Other loans and discounts 2,516,145.22 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 91,566.60 

Other assets $ 56,230.66 


TOTAL ASSETS $ 4,429,472.52 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations S 1,501,714.08 

Time and savings deposits of individuals, 

partnerships, and corporations 1,822,850.18 

Deposits of United States Government 76,489.99 

Deposits of States and political subdivisions 469,018.60 

Certified and officers’ checks, etc 26,926.34 

TOTAL DEPOSITS $3,896,999.19 

(a) Total demand deposits 1,806,149.01 

(b) Total time and savings deposits 2,090,850.18 

Other liabilities 101,808.05 


TOTAL LIABILITIES $ 3,998,807.24 

CAPITAL ACCOUNTS 

Common stock — total par value $ 230,000.00 

Surplus 124,000.00 

Undivided profits 76,665.28 


TOTAL CAPITAL ACCOUNTS $ 430,665.28 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 4,429,472.52 


— 95 — 


Certificate Issued March 22, 1950 


No. 448 


THE HOME STATE BANK, LOVELAND 

Larimer County 


OFFICERS FOR 1968 

Harold M. Pickier, President: H. Keith Richards, N. J. Chamberlin, 
and Lyle G. Andersen, Vice Presidents; Melvin F. Dietz, Cashier. 

DIRECTORS FOR 1968 

K. W. Erion, Fred S. Fishburn, Floyd A. Henrikson, H. H. Markley, 
T. M. McKee, Harold M. Pickier, H. Keith Richards, Clarence H. 
Stump. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection 5 1,182,129.43 

United States Government obligations 1,556,891.58 

Obligations of States and political subdivisions 1,133,285.35 

Other loans and discounts 5,641,421.64 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 205,426.78 

Other assets 159,973.65 


TOTAL ASSETS - -$ 9,879,128.43 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 3,789,754.11 

Time and savings deposits of individuals, 

partnerships, and corporations 4,381,178.66 

Deposits of United States Government 44,050.02 

Deposits of States and political subdivisions 732,858.87 

Certified and officers’ checks, etc. 39,606.40 

TOTAL DEPOSITS $8,987,448.06 

(a) Total demand deposits 4,206,269.40 

fb) Total time and savings deposits _ .. . 4,781,178.66 
Other liabilities 192,089.57 


TOTAL LIABILITIES $ 9,179,537.63 

CAPITAL ACCOUNTS 

Common stock — total par value S 400,000.00 

Surplus 260,000.00 

Undivided profits 39,590.80 


TOTAL CAPITAL ACCOUNTS $ 699,590.80 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS .$ 9,879,128.43 


— 96 — 


Certificate Issued August 17, 1964 


No. 483 


MANGOS STATE BANK, MANGOS 

Montezuma County 


OFFICERS FOR 1968 

Willis L. Smith, Chairman of the Board; Hans Glockner, President. 
DIRECTORS FOR 1968 

James A. Bauer, Walter C. Everett, Hans Glockner, Stanley Kozimor, 
Glen Luellen, F. E. Reddert, Willis L. Smith. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 101,633.46 

United States Government obligations 246,034.50 

Obligations of States and political subdivisions 128,896.73 

Securities of Federal agencies and corporations 49,875.00 

Other loans and discounts 1,019,225.36 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 17,582.65 


TOTAL ASSETS 


. $ 1,563,247.70 


LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations _ _ $ 

Time and savings deposits of individuals, 

partnerships, and corporations 

Deposits of United States Government 

Deposits of States and political subdivisions 


Deposits of commercial banks 

Certified and officers’ checks, etc. 

TOTAL DEPOSITS $1,304,650.25 

(a) Total demand deposits 644,142.63 

lb) Total time and savings deposits 660,507.62 

Other liabilities 


469,550.24 

469,363.21 

10,950.56 

309,778.23 

34,151.08 

10,856.93 


69,362.18 


TOTAL LIABILITIES $ 1,374,012.43 

CAPITAL ACCOUNTS 

Common stock — total par value . $ 75,000.00 

Surplus _ 75,000.00 

Undivided profits 39,235.27 


TOTAL CAPITAL ACCOUNTS $ 189,235.27 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 1,563,247.70 


— 97 — 


Certificate Issued March 23, 1908 


No. 85 


BANK OF MANITOU, MANITOU SPRINGS 

El Paso County 


OFFICERS FOR 1968 

C. F. Aurand, Sr., Chairman of the Board and President; George F. 
Lewis, Secretary, Cashier, and Vice President; Mary A. Hawkinson, 
Assistant Cashier. 


DIRECTORS FOR 1968 

C. F. Aurand, Sr., George F. Lewis, Robert K. Willis. 


ASSETS 


Dec. 31, 1968 


Cash, balances with other banks, and cash items 

in process of collection $ 634,051.67 

United States Government obligations 741,832.73 

Obligations of States and political subdivisions 2,000.00 

Other loans and discounts 1,151,638.29 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 18,001.00 

Realestate owned other than bank premises 1.00 

Other assets 26,317.39 


TOTAL A 


ETAO 


LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations 

Time and savings deposits of individuals, 

partnerships, and corporations 

Deposits of United States Government 

Deposits of States and political subdivisions 

Certified and officers’ checks, etc. 

TOTAL DEPOSITS 82,247,081.92 

(a) Total demand deposits 1,833,451.12 

(b) Total time and savings deposits. 413,630.80 

Other liabilities 

TOTAL LIABILITIES 


CAPITAL ACCOUNTS 


Surplus 

Undivided profits 


TOTAL CAPITAL ACCOUNTS 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS 


$ 

2,573,842.08 


1,389,544.93 


413,630.80 


29,517.91 


386,935.33 

— 

27,452.95 

-$ 

46,729.99 


2,293,811.91 

-$ 

100,000.00 


100,000.00 


80,030.17 

$ 

280,030.17 


2,573,842.08 


98 — 


Certificate Issued September 14, 1917 


No. 337 


J. N. BEATY AND COMPANY, BANKERS, MANZANOLA 

Otero County 


OFFICERS FOR 1968 

Frances M. Beaty, President; Robert D. Adams, Vice President; Juliet 
B. Paugh, Cashier and Secretary; Helen L. Smith, Assistant Cashier. 


DIRECTORS FOR 1968 

Frances M. Beaty, Robert D. Adams, John D. Beaty. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection 275,284.62 

United States Government obligations 185,444.40 

Obligations of States and political subdivisions 171,382.61 

Other loans and discounts 200,950.03 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 1,878.50 

Real estate owned other than bank premises 1.00 

Other assets 558.66 


TOTAL ASSETS . S 835,499.82 


LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 640,053.38 

Time and savings deposits of individuals, 

partnerships, and corporations 51,773.48 

Deposits of United States Government 11,281.79 

Deposits of States and political subdivisions 13,785.67 

Certified and officers’ checks, etc. 602.50 

TOTAL DEPOSITS $717,496.82 

(a) Total demand deposits 665,723.34 

(b) Total time and savings deposits 51,773.48 


TOTAL LIABILITIES . S 717,496.82 


CAPITAL ACCOUNTS 

Common stock — total par value S 25,000.00 

Surplus - - 80,000.00 

Undivided profits , 13,003.00 


TOTAL CAPITAL ACCOUNTS _.... S 118,003.00 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS S 835,499.82 


99 


Certificate Issued May 15, 1920 


No. 397 


McCLAVE STATE BANK OF McCLAVE, McCLAVE 

Bent County 


OFFICERS FOR 1968 

W. C. Bourne, President; H. H. Falconburg, Executive Vice President; 
L. Smartt, Vice President; Della C. Cline, Cashier and Secretary. 


DIRECTORS FOR 1968 

W. C. Bourne, Sam M. Bourne, L. Smartt, H. H. Falconburg, Della 
C. Cline. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 150,398.26 

United States Government obligations 431,987.50 

Obligations of States and political subdivisions 8,000.00 

Securities of Federal agencies and corporations 53,061.01 

Other loans and discounts 552,346.68 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 1.00 

Realestate owned other than bank premises 1.00 


TOTAL ASSETS $ 1,195,795.45 


LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 413,773.10 

Time and savings deposits of individuals, 

partnerships, and corporations 365,810.53 

Deposits of United States Government 4,452.45 

Deposits of States and political subdivisions 230,083.68 


TOTAL DEPOSITS $1,014,119.76 

(ai Total demand deposits 568,309.23 

(b) Total time and savings deposits 445,810.53 

TOTAL LIABILITIES - $ 1,014,119.76 


CAPITAL ACCOUNTS 

Common stock — total par value $ 25,000.00 

Surplus - — - 100,000.00 

Undivided profits - 56,675.69 


TOTAL CAPITAL ACCOUNTS . . $ 181,675.69 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS .. $ 1,195,795.45 


Certificate Issued August 27, 1936 


No. 430 


FIDELITY BANK AND TRUST, MONTE VISTA 

Rio Grande County 


OFFICERS FOR 1968 

Gerald L. Schlessman, Chairman of the Board; Vernon T. Reece, Jr., 
President; Gerald V. Haigler, Assistant Vice President; Gerald L. 
Gimlin, Cashier and Vice President; John Jackson, Assistant Cashier. 

DIRECTORS FOR 1968 

Ralph Curtis, Robert V. Haigler, Vernon T. Reece, Jr., Gerald L. 
Schlessman; Lee E. Schlessman, Lyman Wright. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 1,424,339.09 

United States Government obligations 1,317,285.57 

Obligations of States and political subdivisions 985,001.75 

Other loans and discounts 3,578,987.41 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 11,647.93 

Real estate owned other than bank premises 12,945.33 


TOTAL ASSETS $ 7,330,207.08 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations . $ 4,414,249.75 

Time and savings deposits of individuals, 

parnerships, and corporaions 942,228.37 

Deposits of United States Government 121,607.02 

Deposits of States and political subdivisions 861,005.94 

Certified and officers’ checks, etc. 48,141.68 

TOTAL DEPOSITS $6,387,232.76 

(a) Total demand deposits 4,845,151.55 

(b) Total time and savings deposits 1,542,081.21 

Other liabilities $ 72,163.15 


TOTAL LIABILITIES $ 6,459,395.91 

CAPITAL ACCOUNTS 

Common stock — total par value $ 300,000.00 

Surplus 300,000.00 

Undivided profits 270,811.17 


TOTAL CAPITAL ACCOUNTS $ 870,811.17 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 7,330,207.08 


101 — 


Certificate Issued March 1, 1950 


No. 447 


SAN MIGUEL BASIN BANK, NORWOOD 

San Miguel County 


OFFICERS FOR 1968 

Herman F. Booth, President; Dan D. Noble, Executive Vice President; 
Henry Claude Kennedy, Assistant Vice President; Rosella I. Yelton, 
Assistant Cashier; Dan D. Noble, Secretary-Treasurer. 


DIRECTORS FOR 1968 

Herman F. Booth, Dan D. Noble, Henry C. Kennedy. 


ASSETS 

Cash, balances with other banks, and cash items 

in process of collection 

United States Government obligations 

Obligations of States and political subdivisions .... 

Other loans and discounts 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 

Real estate owned other than bank premises 

Other assets — 

TOTAL ASSETS 


LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations 

Time and savings deposits of individuals, 

partnerships, and corporations = — 

Deposits of United States Government 


Dec. 31, 1968 


Deposits of States and political subdivisions 

Certified and officers’ checks, etc. 

TOTAL DEPOSITS $3,746,966.64 

(a) Total demand deposits 1,502,643.98 

<b) Total time and savings deposits 2,244,322.66 

Reserve for contingencies and other capital reserves 
Other liabilities . 

TOTAL LIABILITIES 

CAPITAL ACCOUNTS 

Common stock — total par value j 

Surplus — 

Undivided profits 

TOTAL CAPITAL ACCOUNTS 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS . 



620,626.36 


1,602,416.94 


27,483.84 


1,687,481.62 


51,671.66 


1,735.69 


17.298.64 


4,008,704.75 

-$ 

1,246,934.96 


1,651,947.18 


35,693.90 


797,808.96 


14,581.64 


20,000.00 

-$ 

24,165.22 

- $ 

3,791,131.86 

-$ 

75,000.00 


100,000.00 

... 

42,572.89 


217,572.89 


$ 4,008,704.75 


— 102 


Certificate Issued August 28, 1913 


No 270 


CITIZENS STATE BANK OF OURAY, OURAY 

Ouray County 


OFFICERS FOR 1968 

Margaret E. Lowe, President; David G. Wood, Vice President; Donald 
D. Hanhardt, Cashier and Secretary; Louise Z. Fleetwood, Assistant 
Cashier. 


DIRECTORS FOR 1968 

Margaret E. Lowe, David G. Wood, Eugene Hultman. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 


in process of collection S 698,522.93 

United States Government obligations 996,389.38 

Obligations of States and political subdivisions 384,346.50 

Other loans and discounts 1,819,220.31 

Real estate owned other than bank premises 7,521.24 

Other assets 7,793.19 


TOTAL ASSETS $ 3,913,793.55 


LIABILITIES 


Demand deposits of individuals, partnerships, 

and corporations $ 

Time and savings deposits of individuals, 

partnerships, and corporations 

Deposits of United States Government 

Deposits of States and political subdivisions 

Certified and officers’ checks, etc. 

TOTAL DEPOSITS $3,543,851.39 

(a) Total demand deposits 2,203,346.08 

(b) Total time and savings deposits 1,340,505.31 

Other liabilities .i. 


1,819,480.73 

1,144,826.79 

63,994.34 

506,098.22 

9,451.31 


51,827.91 


TOTAL LIABILITIES . $ 3,595,679.30 


CAPITAL ACCOUNTS 


Common stock— total par value . . $ 90,000.00 

Surplus . 110,000.00 

Undivided profits 118,114.25 


TOTAL CAPITAL ACCOUNTS $ 318,114.25 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS .... .S 3,913,793.55 


— 103 — 


Certificate Issued April 27, 1908 


No. 147 


THE CITIZENS BANK OF PAGOSA SPRINGS, 
PAGOSA SPRINGS 

Archuleta County 


OFFICERS FOR 1968 

Joseph B. Hersch, President; Marguerite H. Wiley, Vice President; 
Frederick W. Sorenson, Jr., Vice President and Cashier; Inez Willett, 
Assistant Cashier. 


DIRECTORS FOR 1968 

Joseph B. Hersch, Marguerite H. Wiley, Ben K. Lynch, Terry 
Robinson. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection 339,998.54 

United States Government obligations 699,622.29 

Obligations of States and political subdivisions . 281,822.94 

Other loans and discounts 865,140.33 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 10,052.52 

Other assets 1.00 


TOTAL ASSETS $ 2,196,637.62 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations .. $ 1,163,201.58 

Time and savings deposits of individuals, 

partnerships, and corporations 478,719.12 

Deposits of United States Government 22,792.73 

Deposits of States and political subdivisions 308,289.73 

Deposits of commercial banks 21,000.00 

Certified and officers’ checks, etc. 21,112.68 

TOTAL DEPOSITS $2,015,115.84 

(a) Total demand deposits 1,489,684.11 

(b) Total time and savings deposits 525,431.73 

Other liabilities 20,047.27 


TOTAL LIABILITIES $ 2,035,163.11 

CAPITAL ACCOUNTS 

Common stock — total par value .$ 50,000.00 

Surplus 50,000.00 

Undivided profits 61,474.51 


TOTAL CAPITAL ACCOUNTS . $ 161,474.51 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS .... $ 2,196,637.62 


104 — 


Certificate Issued September 14, 1950 


No. 451 


ARKANSAS VALLEY BANK, PUEBLO 

Pueblo County 


OFFICERS FOR 1968 

Frank E. Evans, Chairman of the Board; Erna S. Trefz, Vice Chair- 
man of the Board; Henry D. Williams, President; T. P. Conroy, Vice 
President and Cashier; Jack L. Kinkel, Arlo Beamon, and Joseph H. 
Wright, Vice Presidents; Robert D. Gregg and Wm. J. O’Leary, Assist- 
ant Vice Presidents; Robert G. Hughes, G. Dean Harold, Garth G. 
Vaughan, and Joseph A. Waples, Jr., Assistant Cashiers. 

DIRECTORS FOR 1968 

Richard B. Capek, M. D., Arlo Beamon, Dr. Walter D. Carroll, Da- 
mian P. Ducy, Frank E. Evans, John B. Farley, M.D., William Ansel 
Gower, Bret Kelly, Albert Alan Ladd, Jr., Erna S. Trefz, Gerald A. 
Valantine, Henry D. Williams. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 2,449,677.54 

United States Government obligations 2,853,643.64 

Obligations of States and political subdivisions 517,015.69 

Other securities 26,000.00 

Other loans and discounts 9,001,280.40 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 188,687.02 

Real estate owned other than bank premises 6,758.75 

Other assets . 191,886.76 


TOTAL ASSETS . $ 15,234,949.80 


LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations ... $ 

Time and savings deposits of individuals, 

partnerships, and corporations 

Dposits of United States Government 

Deposits of States and political subdivisions 


Deposits of commercial banks 

Certified and officers’ checks, etc. 

TOTAL DEPOSITS $13,503,937.11 

(a) Total demand deposits 7,513,950.66 

(b) Total time and savings deposits 5,989,986.45 

Other liabilities 


Reserve for contingencies and other capital reserves 


6,487,290.49 

5,403,986.45 

506,582.58 

887,641.67 

100,885.78 

117,550.14 


417.214.03 

5,750.00 


TOTAL LIABILITIES 


$ 13,926,901.14 


CAPITAL ACCOUNTS 


Common stock — total par value . $ 300,000.00 

Surplus 300,000.00 

Undivided profits — . 308,048.66 


TOTAL CAPITAL ACCOUNTS $ 1,308,048.66 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 15,234,949.80 


— 105 


Certificate Issued February 17, 1908 


No. 101 


THE MINNEQUA BANK OF PUEBLO, PUEBLO 

Pueblo County 

OFFICERS FOR 1968 

Helen Thatcher White, Chairman of the Board and Vice President; 
Mahlon T. White, President; Dey F. Whelan, Executive Vice Presi- 
dent; Robert R. Davis, and Otto W. Snapp, Jr., Senior Vice Presi- 
dents; Clark Hodges and Theodore V. Stewart, Vice Presidents; 
Philip E. Boschen, Vice President and Assistant to the President; 
Robert L. Freeman, Vice President and Cashier; Robert W. Pobst, 
Vice President; Rose Masterantonio and Donald E. Green, Assistant 
Vice Presidents; Charline Abell, Winston K. Churchill, Anthony P. 
O’Neill, Lucille Wilcox, John N. Carpio and James L. Richardson. 
Assistant Cashiers. 

DIRECTORS FOR 1968 

David W. Boyer, Robert R. Davis, Frederick A. Fielder, Frank S. 
Hoag, Jr., David B. Hyer, Jr., Samuel T. Jones, Jr., Jerome L. Lind- 
berg, Walter J. Predovich, Rudolph Smith, Otto W. Snapp, Jr., Dey 
F. Whelan, Henen T. White, Mahlon T. White, W. A. Wills, Sr. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 


in process of collection . $ 2,299,473.71 

United States Government obligations . 5,860,356.87 

Obligations of States and political subdivisions 2,634,810.99 

Federal funds sold and securities purchased 

under agreements to resell ... . 400.000.00 

Other loans and discounts 11,716,264.79 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 97,562.89 

Other assets 60,921.31 


TOTAL ASSETS 


$ 23,069,390.56 


LIABILITIES 


Demand deposits of individuals, partnerships, 

and corporations - $ 

Time and savings deposits of individuals, 

partnerships, and corporations 

Deposits of United States Government 

Deposits of States and political subdivisions . 

Deposits of commercial banks — 

Certified and officers’ checks, etc. 


TOTAL DEPOSITS . $21,053,859.06 

(a) Total demand deposits - 10,197,841.25 

(b) Total time and savings deposits — 10,856,017.81 

Other liabilities - 


9,211,921.77 

10,371,017.81 

232,275.98 

1,008,006.56 

142,113.37 

88,523.57 


492,743.52 


TOTAL LIABILITIES - - 

CAPITAL ACCOUNTS 

Common stock — total par value - - 

Surplus 

Undivided profits ... . — — 

TOTAL CAPITAL ACCOUNTS 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS 


$ 21,546,602.58 


$ 500,000.00 

750,000.00 
272,787.98 


$ 1.522,787.98 


$ 23,069,390.56 


— 106 


Certificate Issued November 1, 1909 


No. 174 


THE PUEBLO BANK AND TRUST COMPANY, PUEBLO 

Pueblo County 


OFFICERS FOR 1968 

Alva B. Adams, Chairman of the Board; T. C. Swanson, President; 
C. A. Burianek, Vice President and Trust Officer; James L. Fimple, 
Earl F. Lehigh, Jr., and Lawrence M. Pearson, Vice Presidents; J. A. 
McClearn, Cashier; James A. Murray, Trust Officer: Donald C. Hay, 
Assistant Vice President; J. R. Kerrigan, Kenneth F. Hunter, and A. 
M. Lane, Assistant Cashiers; Travis Trent, Assistant Trust Officer; 
William L. Marikas, Auditor; William H. Adams, Legal Counsel. 

DIRECTORS FOR 1968 

Alva B. Adams, William H. Adams, Merriam B. Berger, C. A. Bur- 
ianek, Max Day, James L. Fimpe, WUliam V. Hitzing, Jess F. Hunter, 
T. C. Swanson, Frank P. Tallman, Joseph A. Uhl, III, Dr. John L. 
Weaver, H. E. Whitlock, Jr. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 2,246,968.38 

United States Government obligations 9,791,637.71 

Obligations of States and political subdivisions 4,340,414.27 

Securities of Federal agencies and corporations 599,800.00 

Other securities 1,000.00 

Other loans and discounts 13,617,127.30 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 415,090.01 

Real estate owned other than bank premises 39,324.76 

Other assets 283,136.69 


TOTAL ASSETS $ 31,334,499.12 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 11,507,022.31 

Time and savings deposits of individuals, 

partnerships, and corporations 13,094,937.73 

Deposits of United States Government 353,970.90 

Deposits of States and political subdivisions 3,118,888.84 

Certified and officers’ checks, etc. 161,843.56 

TOTAL DEPOSITS $28,236,663.34 

(a) Total demand deposits 13,076,725.61 

(b) Total time and savings deposits 15,159,937.73 

Other liabilities .- 710,886.72 


TOTAL LIABILITIES S 28,947,550.06 

CAPITAL ACCOUNTS 

Common stock — total par value . $ 750,000.00 

Surplus 750,000.00 

Undivided profits 886,949.06 


TOTAL CAPITAL ACCOUNTS $ 2,386,949.06 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 31,334,499.12 


— 107 — 


Certificate Issued January 21, 1963 


No. 479 


BANK OF RANGELY 

Rio Blanco Countj-^ 


OFFICERS FOR 1968 

R. W. Baskett, President; Dan W. Turner, Vice Persident; Ruth E. 
Baskett, Cashier and Secretary. 

DIRECTORS FOR 1968 

R. W. Baskett, Ruth E. Baskett, Dan W. Turner; F. L. Seebaum, 
Harold Wardell. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $235,140.06 

United States Government obligations . . 702,087.76 

Obligations of States and political subdivisions 30,065.50 

Securities of Federal agencies and corporations 10,000.00 

Other securities 5,551.00 

Other loans and discounts 935,917.16 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 2,801.19 

Real estate owned other than bank premises 27,463.51 


TOTAL ASSETS $ 1,949,026.18 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations — $ 609,882.77 

Time and savings deposits of individuals, 

partnerships, and corporations — 458,909.25 

Deposits of United States Government 83,473.64 

Deposits of States and political subdivisions 534,569.65 

Certified and officers’ checks, etc. 31,614.99 

TOTAL DEPOSITS $1,718,450.30 

(a) Total demand deposits 1,051,541.05 

(b) Total time and savings deposits 666,909.25 

Other liabilities 25,250.92 


TOTAL LIABILITIES .... •$ 1,743,701.22 

CAPITAL ACCOUNTS 

Common stock — total par value $ 75,000.00 

Surplus 125,000.00 

Undivided profits 5,324.96 


TOTAL CAPITAL ACCOUNTS $ 205,324.96 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 1.949,026.18 


— 108 — 


Certificate Issued January 5, 1949 


No. 445 


THE EMPIRE STATE BANK, ROCKY FORD 

Otero County 


OFFICERS FOR 1968 

John Richert, Jr., President; Olin Richert, Vice President and Cashier; 
Monta B. Munson, Assistant Cashier. 

DIRECTORS FOR 1968 

Harry E. Ascherman, Albert E. Bish, Robt. June, John Richert, Jr., 
Olin Richert. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 404,181.01 

United States Government obligations 229,587.00 

Obligations of States and political subdivisions 399,305.00 

Securities of Federal agencies and corporations 50,000.00 

Other loans and discounts 1,050,139.78 


TOTAL ASSETS $ 2,133,212.79 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 1,245,870.03 

Time and savings deposits of individuals, 

partnerships, and corporations — 211,216.52 

Deposits of United States Government 18,737.26 

Deposits of States and political subdivisions 190,950.71 

Deposits of commercial banks 88,923.06 

Certified and officers’ checks, etc. 10,749.21 

TOTAL DEPOSITS $1,766,446.79 

(a) Total demand deposits 1,455,230.27 

(b) Total time and savings deposits 311,216.52 

TOTAL LIABILITIES $ 1,766,446.79 

CAPITAL ACCOUNTS 

Common stock^ — -total par value $ 100,000.00 

Surplus 100,000.00 

Undivided profits 166,766.00 


TOTAL CAPITAL ACCOUNTS . .. $ 366,766.00 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 2,133,212.79 


109 — 


Certificate Issued June 14, 1963 


No. 480 


THE BANK OF FOUNTAIN VALLEY, SECURITY 

El Paso County 


OFFICERS FOR 1968 

Don E. Hammer, President; William B. Offutt, R. D. O’Meilia, and 
J. R. Jahrig, Vice Presidents; Lariy G. Koch, Cashier; Paul M. Kahrs, 
Assistant Cashier; C. E. Heck, Secretary. 

DIRECTORS FOR 1968 

Don E. Hammer, William B. Offutt, Eugene G. Holt, Richard D. Tay- 
lor, Carl H. Wiese, R. Earl O’Keefe. 


Dec. 31, 1968 

ASSETS 

Cash, balcinces wth other banks, including reserve 

in process of collection $ 386,681.72 

United States Govenment obligations 1,232,353.16 

Obligations of States and political subdivisions 506,724.74 

Other loans and discounts 1,733,672.21 

Bank premises, furniture and fixtures, and other 

assets representing bank premises . 22,512.44 

Real estate owned other than bank premises 4,243.75 

Other assets . - 39,406.28 


TOTAL ASSETS S 3,925,594.30 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 1,508,620.58 

Time and savings deposits of individuals, 

partnerships, and corporations 1,508,690.87 

Deposits of United States Government 30,167,33 

Deposits of States and political subdivisions 300,445.97 

Certified and officers’ chcks, etc. 80,271.57 

TOTAL DEPOSITS $3,428,196.32 

(a) Total demand deposits 1,794,505.45 

(b) Total time and savings deposits 1,633,690.87 

Other liabilities 156,300.40 


TOTAL LIABILITIES S 3.584,496.72 

CAPITAL ACCOUNTS 

Common stock — total par value $ 150,000.00 

Surplus — 150,000.00 

Undivided profits 41,097.58 


TOTAL CAPITAL ACCOUNTS $ 341,097.58 


TOTAL LIABILITIES AND CAPITAI. ACCOUNTS $ 3,925,594.30 


— no — 


Certificate Issued May 2, 1918 


No. 348 


COMMERCIAL SAVINGS BANK OF STERLING, 
STERLING 

Logan County 


OFFICERS FOR 1968 

John Lebsack, President; Jon P. Coates, Executive Vice President; 
Albert Walbye, Vernon H. Carter, and Carl R. Waltz, Assistant Vice 
Presidents; Dean H. Tanner, Cashier and Secretary; Audrey Richards, 
Assistant Cashier. 


DIRECTORS FOR 1968 

Galen Bamford, Lyle L. Blessman, Jon P. Coates, Alex Fiebig, Charles 
W. Kreager, John Lebsack, Robert McAtee, Mrs. Clara Nelson, R. J. 
Pyle, William C. Ramey, Dean H. Tanner. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 1,581,648.78 

United States Government obligations — 2,147,186.88 

Obligations of States and political subdivisions 501,108.06 

Other securities 22,050.00 

Other loans and discounts 6,690,382.23 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 199,614.64 

Other assets 418,75 


TOTAL ASSETS $ 11,142,409.34 


LIABILITIES 


Demand deposits of individuals, partnerships, 

and corporations $ 3,863,903.90 

Time and savings deposits of individuals, 

partnerships, and corporations 4,964,067.14 

Deposits of United States Government 85,375.10 

Deposits of States and political subdivisions 1,101,346.54 

Deposits of commercial banks 24,756.78 

Certified and officers’ checks, etc. 52,111.29 

TOTAL DEPOSITS ......$10,091,560.75 

(a) Total demand deposits 4,199,778.54 

(b) Total time and savings deposits 5,891,782.21 

Other liabilities 22,500.00 


TOTAL LIABILITIES ..$ 10,114,060.75 


CAPITAL ACCOUNTS 


Common stock — total par value _$ 450,000.00 

Surplus 285,000.00 

Undivided profits 293,348.59 


TOTAL CAPITAL ACCOUNTS $ 1,028,348.59 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS S 11,142,409.34 


Certificate Issued February 14, 1925 


No. 417 


THE SECURITY STATE BANK OF STERLING, STERLING 

Logan County 


OFFICERS FOR 1968 

Theodore D. Brown, President; R. E. O’Connell, Executive Vice Presi- 
dent: Dan A. Sankey, Haydn ID. Jones, Louis Girardi, and J. T. Had- 
dan; R. L. Luckey, Vice President and Cashier; R. L. Parsons, Vice 
President and Auditor; Russell Y. Weber, Assistant Vice President; L. 
Dean Hiler, Assistant Cashier. 

DIRECTORS FOR 1968 

Kenneth E. Anderson, Theodore D. Brown, Ervin S. French, R. L. 
Luckey, R. E. O’Connell, Herbert H. Vandemoer, Gordon T. Fergu- 
son, E. S. Van Berg. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 3,493,438.42 

United States Government obligations 2,010,254.65 

Obligations of States and political subdivisions 2,356,547.93 

Securities of Federal agencies and corporations 100,000.00 

Other securities 30,000.00 

Other loans and discounts 13,557,455.89 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 198,277.79 

Other assets 18,369.77 


TOTAL ASSETS $ 21,764,344.45 

LIABILITIES 

Demand deposits of individuals, pai'tnerships, 

and corporations $ 7,955,938.65 

Time and savings deposits of individuals, 

partnerships, and corporations 10,099,246.95 

Deposits of United States Government .. 168,507.14 

Deposits of States and political subdivisions 1,353,755.92 

Deposits of commercial banks 165,243.38 

Certified and officers’ checks, etc. . 119,539.41 

TOTAL DEPOSITS $19,862,231.45 

(a) Total demand deposits 8,815,233.63 

(b) Total time and savings deposits 11,046,997.82 

Other liabilities 287,988.46 


TOTAL LIABILITIES $ 20,150,219.91 

CAPITAL ACCOUNTS 

Common stock — total par value $ 500,000.00 

Surplus 500,000.00 

Undivided profits 614,124.54 


TOTAL CAPITAL ACCOUNTS . . . $ 1,614,124.54 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS ..... $ 21,764,344.45 


— 112 -— 


Certificate Issued February 7, 1963 


No. 478 


NORTH VALLEY STATE BANK, THORNTON 

Adams County 


OFFICERS FOR 1968 

Dean T. Dearinger, President; Daniel B. Stukey and Paul R. Mullen, 
Vice Presidents; John W. Burnham, Assistant Vice President; Donald 
G. Haley, Cashier; Erna Nilges, Assistant Cashier; Ivan D. Fugate, 
Secretary. 


DIRECTORS FOR 1968 

Kay Allen, Willard F. Bonebrake, Dean T. Dearinger, James W. 
Langley, M.D., Craig P. Minear, Daniel B. Stukey, Eddy Webb, 
Irving Wolinsky, DDS. 


ASSETS 


Dec. 31, 1968 


Cash, balances with other banks, and cash items 

in process of collection $ 789,318.58 

United States Government obligations 2,202,205.99 

Obligations of States and political subdivisions 543,614.22 

Other loans and discounts 2,317,075.28 

assets representing bank premises 125,516.55 

Other assets 1,489.22 


TOTAL ASSETS $ 5,979,219.84 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations _ $ 2,524,004.65 

Time and savings deposits of individuals, 

partnerships, and corporations 1,386,182.91 

Deposits of United States Government 93,037.27 

Deposits of States and political subdivisions 1,207,135.89 

Deposits of commercial banks 40,000.00 

Certified and officers’ checks, etc . ... 67,750.56 

TOTAL DEPOSITS $5,318,111.28 

(a) Total demand deposits 3,565,528.37 

(b) Total time and savings deposits 1,752,582.91 

Other liabilities 118,766.77 


TOTAL LIABILITIES $ 5,436,878.05 

CAPITAL ACCOUNTS 

Common stock — total par value $ 250,000.00 

Surplus 150,000.00 

Undivided profits 142,341.79 


TOTAL CAPITAL ACCOUNTS 


$ 542,341.79 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 5,979,219.84 


Certificate Issued November 24, 1967 


No. 490 


THE BANK OF VAIL, VAIL 

Eagle County 


OFFICERS FOR 1968 

Roger L. Reisher, President; J. Robert Young, Executive Vice Presi- 
dent and Cashier; W. P. Johnson, Secretary; Larry J. Hauserman, 
Assistant Cashier. 

DIRECTORS FOR 1968 

Everett Williams, Roger L. Reisher, William P. Johnson, Ira C. Roth- 
gerber, Jr., Dewitt G. Venable, George Williams, Fred M. Winner, 
Robert S. Appel. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection $ 440,801.76 

United States Government obligations 122,241.00 

Securities of Federal ageneies and corporations 159,702.46 

Federal funds sold and securities purchased 

under agreements to resell 430,000.00 

Other cans and discounts 966,692.34 

Bank premises, furniture and fixtures, and other 

assets representing bank pi’emises 28,331.92 

Other assets 15,729.51 


TOTAL ASSETS - - $ 2,163,498.99 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations — $ 1,293,367.65 

Time and savings deposits of individuals. 

partnerships, and corporations 391,943.84 

Dposits of United States Government 24,318.77 

Deposits of States and political subdivisions 180,211.59 

Certified and officers’ checks, etc. — 77,309.66 

TOTAL DEPOSITS $1,967,151.51 

(a) Total demand deposits 1,440,207.67 

(b) Total time and savings deposits 526,943.84 

Other liabilities 12,882.43 


TOTAL LIABILITIES $ 1,980,033.94 

CAPITAL ACCOUNTS 

Common stock — total pai’ value $ 100,000.00 

Surplus 20,000.00 

Undivided profits 63,465.05 


TOTAL CAPITAL ACCOUNTS - — - $ 183,465.05 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS . $ 2,163,498.99 

— 1 14 — 


Certificate Issued February 7, 1955 


No. 459 


NORTH PARK STATE BANK, WALDEN 

Jackson County 


OFFICERS FOR 1968 

Chris Furneaux, President; Dewey A. Peck. Vice President, Cashier 
and Secretary. 


DIRECTORS FOR 1968 

Chris Furneaux, Ruth T. Furneaux, Elmer Wattenberg, Carl Langen- 
dorf, Dewey A. Peck. 


ASSETS 


Dec. 31, 1968 


Cash, balances with other banks, and cash items 

in process of collection 

United States Government obligations 

Obligations of States and political subdivisions 

Other loans and discounts . 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 

Real estate owned other than bank premises 

Other assets 

TOTAL ASSETS _ 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations 

Time and savings deposits of individuals, 

partnerships, and corporations 

Deposits of United States Government 

Deposits of States and political subdivisions 

Certified and officers’ checks, etc. 


TOTAL DEPOSITS ...$2,127,203.44 

(a) Total demand deposits 1,142,519.47 

(b) Total time and savings deposits 984,683.97 


Other liabilities 

TOTAL LIABILITIES 


CAPITAL ACCOUNTS 

Common stock 

Surplus 

Undivided profits 

TOTAL CAPITAL ACCOUNTS 


- $ 

130,434.98 

646,160.97 

... 

26,479.54 

1,457,241.40 


12,500.00 


13,333.36 


1,800.00 

-$ 

2,287,950.25 


-$ 

816,689.20 

- 

827,809.13 

16,196.68 

455,891.42 

... 

10,617.01 


15,007.78 


2,142,211.22 

...$ 

50,000.00 

-- 

75,000.00 

20,739.03 

- $ 

145,739.03 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 2,287,950.25 


— 115 — 


Certificate Issued July 31, 1916 


No. 313 


COLORADO STATE BANK OF WALSH, WALSH 

Baca County 


OFFICERS FOR 1968 

Bowers Holt, President; J. K. McKinnis and Richard H. Patterson, 
Vice Presidents; Ray Ingle, Cashier and Secretary; Mrs. Gayle Cook. 
Assistant Cashier. 


DIRECTORS FOR 1968 
Bowers Holt, Martha Holt, J. K. McKinnis. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 


in process of collection . $ 741,124.40 

United States Government obligations 182,032.74 

Obligations of States and political subdivisions 588,692.17 

Securities of Federal agencies and corporations 250,000.00 

Other loans and discounts 2,337,502.38 

Real estate owned other than bank premises . 43,575.70 


TOTAL ASSETS . .. . . 4,142,927.39 


LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations $ 2,084,645.67 

Time and savings deposits of individuals, 

partnerships, and corporations 845,338.52 

Deposits of United States Government . 13,088.97 

Deposits of States and political subdivisions 345,369.37 

Deposits of commercial banks 23,116.54 

Certified and officers’ checks, etc. 41,993.12 

TOTAL DEPOSITS 353,552.19 

(a) Total demand deposits 2,230,267.35 

(b) Total time and savings deposits 1,123,284.84 

TOTAL LIABILITIES $ 3,353,552.19 

CAPITAL ACCOUNTS 

Common stock $ 100,000.00 

Surplus — 400,000.00 

Undivided profits 289,375.20 


TOTAL CAPITAL ACCOUNTS — $ 789,375.20 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS ... .$ 4,142,927.39 


— 116 — 


Certificate Issued April 4, 1908 


No. 123 


THE STATE BANK OF WILEY, WILEY 

Prowers County 


OFFICERS FOR 1968 

Arthur F. Esgar, President; Frederick A. Esgar, Vice President; 
Harold V. Smith, Cashier and Secretary. 

DIRECTORS FOR 1968 

Leslie R. Evans, Robert R. Tempel, Arthur F. Esgar, Henry Rudolph, 
Reinhart Wollert. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, and cash items 

in process of collection S 222,278.94 

United States Government obligations 794,631.46 

Obligations of States and political subdivisions 439,626.10 

Other loans and discounts 1,129,530.65 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 11,578.75 


TOTAL ASSETS $ 2,597,645.90 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and corporations — $ 824,192.96 

Time and savings deposits of individuals, 

partnerships, and corporations 1,267,753.98 

Deposits of United States Government 22.909.21 

Deposits of States and political subdivisions 172,866.64 

Certified and officers’ checks, etc. 11,451.08 

TOTAL DEPOSITS $2,299,173.87 

(a) Total demand deposits 931,419.89 

(b) Total time and savings deposits 1,367,753.98 

Other liabilities 6,250.00 


TOTAL LIABILITIES $ 2,305,423.87 

CAPITAL ACCOUNTS 

Common stock $ 50,000.00 

Surplus 200,000.00 

Undivided profits 42,222.03 


TOTAL CAPITAL ACCOUNTS $ 292,222.03 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 2,597,645.90 


— 117 


Certificate Issued November 4, 1964 


No. 484 


PARK STATE BANK, WOODLAND PARK 

Teller County 


OFFICERS FOR 1968 

Arthur C. Herzberger, President; Frank M. Bartley, Executive Vice 
President; L. J. McKenzie, Cashier and Secretary; Mrs. Frances Ebers- 
bacher. Assistant Cashier. 

DIRECTORS FOR 1968 

J. F. Angell, Frank M. Bartley, Paul A. Blessing, Ronald O. Harman, 
Authur C. Herzberger, Conrad T. Wilson. 


ASSETS 


Dec. 31, 1968 


Cash, balances with other banks, and cash items 

in process of collection $ 

United States Government obligations 

Obligations of States and political subdivisions 

Securities of Federal agencies and corporations 

Other loans and discounts 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 

Real estate owned other than bank premises 

Other assets — 


128,065.80 

517,925.52 

5,099.54 

70,876.50 

851,053.97 

53,712.92 

19,633.87 

2,415.83 


TOTAL ASSETS $ 1,648,783.95 

LIABILITIES 

Demand deposits of individuals, partnerships, 

and coiporations $ 635,438.95 

Time and savings deposits of individuals, 

partnerships, and corporations 560,019.11 

Deposits of United States Government 9,517,85 

Deposits of States and political subdivisions 238,594.57 

Certified and officers’ checks, etc. 1,848.92 

TOTAL DEPOSITS ... .$1,445,419.40 


(b) Total time and savings deposits 716,737.58 

Other liabilities 1,038.82 


TOTAL LIABILITIES $ 1,446,458.22 

CAPITAL ACCOUNTS 

Common stock $ 100,000.00 

Surplus 35,000.00 

Undivided profits 61,613.93 

Reserve for contingencies and other capital reserves 5,711.80 


TOTAL CAPITAL ACCOUNTS $ 202,325.73 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS 1,648,783.95 


— 118 — 


Certificate Issued August 12, 1911 


No. 224 


FARMERS STATE BANK OF YUMA, YUMA 

Yuma County 


OFFICERS FOR 1968 

R. E. O’Connell, President; D. O. Swedlund, Executive Vice President; 
James A. Spiers and Donald R. Starnes, Vice Presidents: Leaola 
Lasater, Cashier; Joan Kuntz, Assistant Cashier. 

DIRECTORS FOR 1968 

Theodore D. Brown, Robert E. O’Connell, Delbert O. Swedlund, 
Lyle Chandler, L. E. Fitzgerald, James A. Spiers, Donald R. Starnes. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, and cash items 

in process of collection $ 1,089,420.64 

United States Government obligations 1,077,603.44 

Obligations of States and political subdivisions 481,070.38 

Other securities 9,750.00 

Other loans and discounts 3,900.253.27 

Bank premises, furniture and fixtures, and other 

assets representing bank premises 2,001.00 

Real estate owned other than bank premises 18,000.00 

Other assets 1,615.42 


TOTAL ASSETS 


$ 6,579,714.15 


LIABILITIES 


Demand deposits of individuals, partnerships, 

and corporations . ..$ 

Time and savings deposits of individuals, 

partnerships, and corporations 

Deposits of United States Government 

Deposits of States and political subdivisions 

Certified and officers’ checks, etc 


TOTAL DEPOSITS . $6,128,936.10 

(a) Total demand deposits 3,408,684.58 

(b) Total time and savings deposits 2,720,251.52 

Other liabilities 


3,303,370.57 

2,387,647.38 

39,519.16 

362.654.34 

35,744.65 


73,499.25 


TOTAL LIABILITIES $ 6,202,435.35 

CAPITAL ACCOUNTS 

Common stock $ 100,000.00 

Surplus 225,000.00 

Undivided profits 52,278.80 


TOTAL CAPITAL ACCOUNTS $ 377,278.80 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 6,579,714.15 


— 119 — 


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INDUSTRIAL 

BANKS 


ALPHABETICAL INDEX 


Location No. 

Arvada AQ 

Aurora AO 

Aurora AZ 


Blende AS 

Boulder BB 

Boulder AE 

Brush JY 


Colorado Springs - AW 

Colorado Springs _ AV 

Colorado Springs - QY 

Colorado Springs TY 
Colorado Springs AN 


Commerce City AT 

Cortez LY 

Craig - ZZ 


Denver RX 

Denver OY 

Denver ZY 

Denver . P 

Denver . IX 

Denver PY 

Denver CY 

Denver AK 

Denver EY 

Denver AI 

Denver AU 

Denver JX 

Denver MY 

Denver - UY 

Denver VY 

Denver XY 

Denver ZX 

Denver D 

Denver AM 


Engelwood UX 

Englewood AX 


Fort Collins . KY 


Genwood Springs lY 
Grand Junction GY 

Grand Junction PX 


Name of Bank Page No, 

A 

Industrial Bank of the West 125 

Aurora Industrial Bank 126 

East Continental Industrial Bank 127 

B 

■'/alley Industrial Bank 128 

Boulder County Industrial Bank . 129 

Globe Industrial Bank 130 

Brush Industrial Bank 131 

C 

Colorado Industi'ial Bartk 

of Colorado Springs 132 

Colorado Springs Thrift 

Industrial Bank . 133 

First Industrial Bank 

of Colorado Springs 134 

Rocky Mountain Industrial Bank 135 

V/estern Industrial Bank 

of Colorado Springs 136 

First Industrial Bank 

of Adams County 137 

Basin Industrial Bank 138 

Craig Industrial Bank 139 

D 

American Industrial Bank 140 

Capitol Industrial Bank . 141 

Centennial Industrial Bank 142 

Colorado Industrial Bank 143 

Commercial Credit Plan Industrial Bank 144 

Commercial Industrial Bank 145 

Continental Industrial Bank 146 

East Colorado Industrial Bank 147 

Family Industrial Bank 148 

First Continental Industrial Bank 149 

Government Employees Industrial Bank 150 

Labor Finance Industrial Bank, The 151 

Leeman Industrial Bank . . 152 

Merchantes Industrial Bank 153 

Metropolitan Industrial Bank 154 

Paik Industrial Bank . 155 

Security Industrial Bank 156 

Thrift Industrial Bank 157 

Western Industrial Bank 

of University Hills — 158 

E 

Englewood -Colorado Industrial Bank 159 

South Continental Industrial Bank 160 


F 

Citizens Industrial Bank of Fort Collins 161 

G 


Glenwood Industrial Bank 162 

Citizens Industrial Bank 163 

Commercial Credit Plan Industrial 

Ban’K of Grand Junction 164 


122 — 


Grand Junction AA Home Loan Industrial Bank _ . 165 

Greeley _ AL Greeley Industrial Bank _ . 166 

' L 

Lakewood ^ AY Beneficial Industrial Bank : . _ 167 

Lakewood AC Westland Industrial Bank . 168 

Littleton AJ Littleton Industrial Bank 169 

Longmont ... NY Longmont Industrial Bank 170 

Loveland ! AD Guaranty Industrial Bank 171 

P 

Pueblo BY Beneficial Industrial Bank of Pueblo 172 

Pueblo OX Commercial Credit Plan Industrial 

Bank of Pueblo 173 

Pueblo AH Community Thrift Industrial Bank 174 

Pueblo WY First Industrial Bank of Pueblo 175 

R 

Rocky Ford AR First Industrial Bank of Rocky Ford 176 

S 

Silverton BA Silverton Industrial Bank 177 

Sterling FY Sterling Industrial Bank 178 

T 

Thorton AF Anchor Industrial Bank 179 

Trinidad AB Trinidad Industrial Bank 180 

W 

Westminster AY North Continental Industrial Bank 181 

Westminster AG Westminster Colorado Industrial Bank ... 182 

Wheat Ridge AP Credithrift of America Industrial Bank 183 


— 123 — 


ABSTRACT OF ALL INDUSTRIAL BANKS UNDER 
SUPERVISION OF STATE BANK COMMISSION 


57 Banks 


December 31, 1968 


ASSETS 


Cash and Due fi’om Banks $ 3,957,028.42 

Installment Loans 53,087,180.84 

Notes Discounted and/or Purchased 7,506,666.06 

United States Government Obligations 1,983,351.93 

Other Bonds 810,973.40 

Corporate Stocks 2,162,062.01 

Bank Premises 451.538.98 

Furniture and Fixtures . 225,811.25 

Leasehold Improvements 150,785.15 

Real Estate Owned other Than Bank Premises 926,393.43 


5. 

73. 

10 . 

2. 

1 . 

3. 


1 . 


TOTAL ASSETS $72,460,993.35 100.0 

LIABILITIES 

Automobiles Owned . 93,768.91 .1 

Other Assets 1,105,432.97 1.5 

Notes Payable to Banks $ 3,872,861.10 5.4 

Notes Payable to Others 6,699,652.71 9.2 

Savings Deposits 11,468,885.22 15.8 

Thrift-Investment Certificates 13,856,477.25 19.1 

Mortgages on Real Estate Owned 2,009,682.27 2.8 

Unearned Interest and Discounts 9,766,242.44 13.4 

Dealers’ Reserves 585,822.78 .9 

Interest, Taxes, and Other Expenses 1,034,826.37 1.4 

Other Liabilities 4,036,392.19 5.6 


TOTAL LIABILITIES $53,330,842.33 73.6 

CAPITAL ACCOUNTS 

Common Stock $ 8,024,272.20 10.7 

Surplus 4,242,554.20 5.9 

Undivided Profits 6,831,054.43 9.4 

Reserves . 32,270.19 .4 


TOTAL CAPITAL ACCOUNTS 519,130,151.02 26.4 


TOTAL LIABILITIES AND 

CAPITAL ACCOUNTS $72,460,993.35 100.0 


Percentage of Total Capital to Total Deposits 75.5 

Percentage of Total Capital to Total Assets 26.4 

Increase in Total Assets since 

December 31, 1967 $ 3,876,963.25 

Decrease in Savings Deposits Since 

December 31, 1967 — — 4,165,234.67 

Increase in Thrift Investment Certificates since 

December 31, 1967 4,203,518.10 

Inci'ease in Capital since December 31, 1967 1,845,080.81 


— 124 — 




Organized 1964 


No. AQ 


INDUSTRIAL BANK OF THE WEST, ARVADA 

Jefferson County 


OFFICERS FOR 1968 

President, James H. Summers; Vice President, David G. Blakley; 
Secretary, Frederick P. Rehmus; Treasurer, John J. Lenhart; Assist- 
ant Treasurer, Jack Floerke. 


DIRECTORS FOR 1968 

Frederick P. Rehmus, Harvey P. Wallace, John L. Tracy, John A. 
Fortune, Murl S. Hendrickson, James H. Summers. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 275.00 

Installment loans 342,829.99 

Notes discounted and/or purchased 554,045.02 

Furniture and Fixtures 990.16 

Leasehold Improvements 981.78 

Other Assets 3,506.04 


TOTAL ASSETS $ 902,627.99 

LIABILITIES 

Notes payable to banks $ 582,000.00 

Savings deposits 10,000.00 

Thrift-Investment Certificates 31,673.00 

Unearned interest and discounts 121,624.10 

Dealers’ Reserves 13,776.64 

Amounts set aside for interest, 

taxes, and other expenses 4,215.96 

Other Liabilities 909.25 


TOTAL LIABILITIES -8 764,198.95 

CAPITAL ACCOUNTS 

Common stock $ 100,000.00 

Surplus 10,000.00 

Undivided profits 28,429.04 


TOTAL CAPITAL ACCOUNTS $ 138,429.04 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS .... $ 902,627.99 


— 125 — 


Organized 1964 


No. AO 


AURORA INDUSTRIAL BANK, AURORA 

Adams County 


OFFICERS FOR 1968 

President, Ted Jackson; Vice President, Victor J. Steele; Vice Presi- 
dent, James Castrodale; Secretary, B, Kahl. 

DIRECTORS FOR 1968 

R. C. Dannecker, Samuel Nemirow, Ted Jackson. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 

Installment loans 

United States Government Obligations 

Furniture and Fixtures 

Other Assets 


65,912.50 

1,479,920.32 

14,604.15 

340.00 

34,974.30 


TOTAL ASSETS $ 1,595,751.27 


LIABILITIES 

Savings deposits $ 218,387.09 

Thrift- Investment Certificates 158,039.79 

Unearned interest and discounts 295,809.19 

Amounts set aside for interest, 

taxes, and other expenses 19,071.46 

Other Liabilities 577,475.63 


TOTAL LIABILITIES $ 1,268,783.16 


CAPITAL ACCOUNTS 

Common stock $ 200,000.00 

Surplus 20,000.00 

Undivided profits 106^968.11 

TOTAL CAPITAL ACCOUNTS $ 326,968.11 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS.-. S 1,595,751.27 


— 126 — 


Organized 1968 


No. AZ 


EAST CONTINENTAL INDUSTRIAL BANK, AURORA 

Adams County 


OFFICERS FOR 1968 

President, Herbert M. Crane; Vice President, Edward H. Brooks; 
Vice President and Secretary-Treasurer, Morris E. Kramish. 

DIRECTORS FOR 1968 

Raphael J. Casey, Herbert M. Crane, Morris E. Kramish. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 10,107.25 

Installment loans 290,724.78 

Other Assets 451.81 


TOTAL ASSETS _ $ 301,283.84 

LIABILITIES 

Savings deposits 342.57 

Thrift-Investment Certificates 4,000.00 

Unearned interest and discounts 57,432.56 

Amounts set aside for interest, 

taxes, and other expenses 1,660.00 

Other Liabilities 3,285.25 


TOTAL LIABILITIES $ 66,720.38 

CAPITAL ACCOUNTS 

Common stock $ 200,000.00 

Surplus : 20,000.00 

Undivided profits 14,563.46 


TOTAL CAPITAL ACCOUNTS $ 234,563.46 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 301,283.84 


Organized 1966 


No. AS 


VALLEY INDUSTRIAL BANK, BLENDE 

Pueblo County 


OFFICERS FOR 1968 

President, George W. Staples; Vice Presidents, John A. Gornick, Sr., 
John H. Thatcher, Jr.; Assistant Vice President, Roy A. Blackwell, 
Jr.; Secretarj’-Treasurer, Edward A. Pacey. 


DIRECTORS FOR 1968 

George W. Staples, John A. Gornick, Sr., John H. Thatcher, Jr. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 38,548.70 

Installment loans 456,151.29 

Notes discounted and/or purchased 252,674.69 

United States Government Obligations 64,597.63 

Furniture and fixtures ! 5,962.25 

Leasehold Improvements 1,715.07 

Automobiles Owned - . 2,878.55 

Other Assets 2,321.12 


TOTAL ASSETS .$ 824.849.30 

LIABILITIES 

Savings deposits $ 130,698.64 

Thrift-Investment Certificates 284,588.67 

Unearned interest and discounts 135,082.74 

Dealers’ Reserves 8,157.65 

Amounts set aside for interest, 

taxes, and other expenses 11,913.45 

Other Liabilities 2,091.35 


TOTAL LIABILITIES $ 572,532.50 

CAPITAL ACCOUNTS 

Common stock $ 200,000.00 

Surplus 20,000.00 

Undivided profits 32,316.80 


TOTAL CAPITAL ACCOUNTS $ 252,316.80 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS . . $ 824,849.30 


128 — 


Organized 1968 


No. BB 


BOULDER COUNTY INDUSTRIAL BANK, BOULDER 

Boulder County 


OFFICERS FOR 1968 

President, Ted Jackson; Cashier, David C. Webb. 

DIRECTORS FOR 1968 

Samuel Nemirow, Ted Jackson, Melvin D. Cantor. 


— 129 — 


Organized 1963 


No. AE 


GLOBE INDUSTRIAL BANK, BOULDER 

Boulder County 


OFFICERS FOR 1968 

President, Arthur L. Bronstein; Vice President, Faye B. Raymon; 
Secretary, Sidney L. Bronstein; Treasurer, Arthur L. Bronstein; 
Cashier, Francis M. Goldsberry. 

DIRECTORS FOR 1968 

Arthur L. Bronstein, Sidney L. Bronstein, Faye B. Raymon. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 52,781.03 

Installment loans 945,612.37 

Notes discounted and/or purchased 102,043.42 

United States Government Obligations 53,548^ 

Furniture and fixtures 7,042.53 

Leasehold Improvements 4,068.28 

Real estate owned other than bank premises 55,153.20 

Other Assets 2,653.85 


TOTAL ASSETS $ 1,222,903.35 

LIABILITIES 

Notes payable to banks $ 172,500.00 

Notes payable 275,000.00 

Savings deposits 165,705.30 

Thrift-Investment Certificates 168,565.77 

Mortgages on real estate owned 40,307.42 

Unearned interest and discounts 194,667.63 

Dealers’ Reserves . 503.02 

Amounts set aside for interest, 

taxes, and other expenses — 31,091.19 

Other Liabilities 709.14 


TOTAL LIABILITIES — $ 1,049,049.47 

CAPITAL ACCOUNTS 

Common stock $ 100,000.00 

Surplus 10,000.00 

Undivided profits 63,853.88 


TOTAL CAPITAL ACCOUNTS - 173,853.88 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS - $ 1,222,903.35 


— 130 — 


Organized 1956 


No. JY 


BRUSH INDUSTRIAL BANK, BRUSH 

Morgan County 


OFFICERS FOR 1968 

President. Ralph H. Stenback; Executive Vice President, John L. 
Stenback; Vice President, Ella M. Stenback; Treasurer, Robert I. 
Stenback; Secretary, Gladys M. Hanson. 

DIRECTORS FOR 1968 

Gladys M. Hanson, Ella M. Stenback, John L. Stenback, Ralph H. 
Stenback, Robert R. Stenback. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 33,497.83 

Installment loans 486,989.25 

Other bonds 187,681.85 

Bank Premises 22,968.33 

Furniture and fixtures 1,291.17 

Automobiles Owned 2,160.63 

Other Assets . 17,981.33 


TOTAL ASSETS $ 752,570.39 

LIABILITIES 

Savings deposits - 202,840.88 

Thrift-Investment Certificates 404,300.00 

Unearned interest and discounts 13,296.00 

Dealers’ Reserves 227.27 


TOTAL LIABILITIES $ 620,664.15 

CAPITAL ACCOUNTS 

Common stock $ 50,000.00 

Surplus 50,000.00 

Undivided profits — 31,906.24 


TOTAL CAPITAL ACCOUNTS .. S 131,906.24 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 752,570.39 

— 131 — 


Organized 1968 


No. AW 


COLORADO INDUSTRIAL BANK OF COLORADO 
SPRINGS, COLORADO SPRINGS 

El Paso County 


OFFICERS FOR 1968 

President, Ted Jackson; Vice Presidents, Melvin Cantor, Garj-^ Fried- 
man; Secretary', B, Kahl. 

DIRECTORS FOR 1968 

R. C. Dannecker, Ted Jackson, Samuel Nemirow. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 14,052.80 

Installment loans 116,325.05 

Notes discounted and/or purchased 214,985.46 

United States Government Obligations 150,000.00 

Furniture and fixtures 3,670.54 

Leasehold Improvements 7,040.72 

Other Assets 22,435.46 


TOTAL ASSETS . . S 528,510.03 

LIABILITIES 

Savings deposits 1,360.00 

Thrift-Investment Certificates 28,187.50 

Unearned interest and discounts 60,830.36 

Dealers’ Reserves 9,568.88 

Amounts set aside for interests, 

taxes, and other expenses 280.00 

Other Liabilities 190,886.47 


TOTAL LIABILITIES $ 291.113.21 

CAPITAL ACCOUNTS 

Common stock $ 200,000.00 

Surplus 20,000.00 

Undivided profits 17,396.82 


TOTAL CAPITAL ACCOUNTS $ 237.396.82 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS . $ 528,510.03 

— 132 — 


Organized 1968 


No. AV 


COLORADO SPRINGS THRIFT INDUSTRIAL BANK, 
COLORADO SPRINGS 

El Paso County 


OFFICERS FOR 1968 

President, Lloyd M. Boyd; Executive Vice President and Cashier, 
John Narad; Vice President, Joseph H. Lawyer; Vice President and 
Secretary, Edward L. Johnson. 


DIRECTORS FOR 1968 

Edward L. Johnson, H. Wallace Merryman, Allen E. Weidman. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection ._$ 235,000.00 

TOTAL ASSETS $ 235,000.00 

CAPITAL ACCOUNTS 

Common stock $ 200,000.00 

Surplus 20,000.00 

Undivided Profits 10,000.00 

Unused organizational expense 5,000.00 

TOTAL CAPITAL ACCOUNTS $ 235,000.00 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 235,000.00 


— 133 — 


Ol'ganized 1953 


No. QY 


FIRST INDUSTRIAL BANK OF COLORADO SPRINGS, 
COLORADO SPRINGS 

El Paso County 


OFFICERS FOR 1968 

Chairman of the Board, R. Earl O’Keefe; President, Richard L. Mc- 
Dowell; Vice President Maurice C. Finley; Assistant Secretai-y, Line 
L. Cummings. 


DIRECTORS FOR 1968 

Maurice C. Finley, Richard L. McDowell, R. Earl O’Keefe. 


ASSETS 


Dec. 31, 1968 


Cash, balances with other banks, including reserve 
balances, and cash items in process of collection 

Installment loans 

Notes discounted and/or purchased 

Furniture and fixtures 

Other Assets 

TOTAL ASSETS 

LIABILITIES 

Notes payable 

Savings deposits 

Thrift- Investment Certificates 

Unearned interest and discounts 

Dealers’ Reserves 

Amounts set aside for interest, 

taxes, and other expenses 

Other Liabilities 

TOTAL LIABILITIES 

CAPITAL ACCOUNTS 

Common stock 

Surplus 

Undivided profits 

TOTAL CAPITAL ACCOUNTS 


$ 22,071.09 

582,198.42 
121,089.22 
3,119.25 
1,396.18 


$ 

729,874.16 

......$ 

300,000.00 

_ 

66,511.46 



37,611.46 



91,667.44 


3,491.82 


4,164.28 

— 

541.13 

-$ 

503,987.59 

...._$ 

165,000.00 


35,000.00 

25,886.57 


225,886.57 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS..... $ 729,874.16 


— 134 


Organized 1958 


No. TY 


ROCKY MOUNTAIN INDUSTRIAL BANK, 
COLORADO SPRINGS 

El Paso County 


OFFICERS FOR 1968 

President, Harry A. Scurr; Executive Vice President, Clifford E. 
Katalin, Vice Presidents, George Thomas, Richard A. Van Winkle; 
Assistant Secretary-Treasurer, John Henriksen. 


DIRECTORS FOR 1968 

Clifford E. Katalin, Harry A. Scurr, Roy W. Simmons, Richard A. 
Van Winkle. 


ASSETS 


Dec. 31, 1968 


Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 80,424.47 

Installment loans 2,295,338.49 

Notes discounted and/or purchased 26,228.55 

United States Government Obligations 181,871.47 

Furniture and fixtures 2,253.28 

Leasehold Improvements 47,065.15 

Real estate owned other than bank premises 3,305.95 

Automobiles Owned 1,793.05 

Other Assets 9,694.11 


TOTAL ASSETS $ 2,647,974.52 

LIABILITIES 

Notes payable . $ 275,000.00 

Savings deposits - 1,299,374.39 

Thrift-Investment Certificates 398,161.50 

Unearned interest and discounts 354,212.49 

Dealers’ Reserves 10.14 

Amounts set aside for interest, 

taxes, and other expenses 48,460.23 

Other Liabilities 26,106.43 


TOTAL LIABILITIES $ 2,401,325.18 


CAPITAL ACCOUNTS 

$ 117,000.00 

33,000.00 
96,649.34 


Common stock 

Surplus 

Undivided profits 


TOTAL CAPITAL ACCOUNTS .$ 246,649.34 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS .. $ 2,647,974.52 


Organized 1964 


No, AN 


WESTERN INDUSTRIAL BANK OF COLORADO 
SPRINGS, COLORADO SPRINGS 

El Paso County 


OFFICERS FOR 1968 

President, Edwin L. Prestridge; Vice Presidents, Royce Brimberry, 
George A. Rice; Vice President and Cashier, Lavar A. Rueckert; Vice 
President and Assistant Secretary, John M. Murphy, Jr.,; Secretary, 
Jack C. Guynn; Treasurer, Martin V. O’Brien. 

DIRECTORS FOR 1968 

Edwin L. Prestridge, Royce Brimberry, George A. Rice, John M. 
Murphy, Jr., Jack C. Guynn. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 134,999.81 

Installment loans 192,479.32 

Leasehold Improvements 294.42 

Other Assets 12,65 


TOTAL ASSETS $ 327,786.20 

LIABILITIES 

Unearned interest and discounts $ 49,040.32 

Amounts set aside for interest, 

taxes, and other expenses 5,599.52 

TOTAL LIABILITIES $ 54,639.84 

CAPITAL ACCOUNTS 

Common stock $ 200,000.00 

Surplus 20,000.00 

Undivided profits 53,146.36 

TOTAL CAPITAL ACCOUNTS $ 273,146.36 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS .... $ 327,786.20 

— 136 — 


Organized 1968 


No. AT 


FIRST INDUSTRIAL BANK OF ADAMS COUNTY, 
COMMERCE CITY 

Adams County 


OFFICERS FOR 1968 

President, Robert Cohen; Vice President Simon Cohen; Secretary- 
Treasurer, Jacklyn Cohen. 

DIRECTORS FOR 1968 
Jackljm Cohen, Robert Cohen, Simon Cohen. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 1,834.11 

Notes discounted and/or purchased 34,266.51 

United States Government Obligations 20,000.00 

Leasehold Improvements 4,808.35 


TOTAL ASSETS $ 60,908.97 

LIABILITIES 

Notes payable to banks $ 2,415.89 

Savings deposits 308.63 

Amounts set aside for interest, 

taxes, and other expenses 50.34 


TOTAL LIABILITIES $ 2,774.86 

CAPITAL ACCOUNTS 

Common stock $ 50,000.00 

Surplus 5,000.00 

Undivided profits 3,134.11 


TOTAL CAPITAL ACCOUNTS $ 58,134.11 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 60,908.97 


— 137 — 


Organized 1957 


No. LY 


BASIN INDUSTRIAL BANK, CORTEZ 

Montezuma County 


OFFICERS FOR 1968 

President, Francis R. Stockdale; Chairman of Board, Jack Hawkins; 
Executive Vice President, Charles E. Stockdsde; Secretary, Venita 
Hill. 


DIRECTORS FOR 1968 

Francis R. Stockdale, Jack Hawkins, Charles E. Stockdale, Floyd 
Bradfield, Vincil Lester. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 36,984.99 

Notes discounted and/or purchased 533,845.66 

Other bonds 156,228.50 

Furniture and fixtures 6,096.81 

Real estate owned other than bank premises 31,696.92 

Other Assets 14,307.85 


TOTAL ASSETS 779,160.73 

LIABILITIES 

Savings deposits $ 433,750.60 

Thrift-Investment Certificates 144,847.13 

Unearned interest and discounts 72,589.92 

Dealers’ Reserves 64.67 

Amounts set aside for interest, 

taxes, and other expenses 4,817.15 


TOTAL LIABILITIES $ 656,069.47 

CAPITAL ACCOUNTS 

Common stock $ 75,000.00 

Surplus ^ 25,020.00 

Undivided profits — 23,071.26 


TOTAL CAPITAL ACCOUNTS $ 123,091.26 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 779,160.73 


— 138 


Organized 1959 


No. ZZ 


CRAIG INDUSTRIAL BANK, CRAIG 

Moffat County 


OFFICERS FOR 1968 

President, Ted Jackson; Vice President, William R. Faddis; Secre- 
tary, B. Kahl; Assistant Secretary, Joseph Adducci; Vice President, 
Stanley Saterberg. 


DIRECTORS FOR 1968 

Ted Jackson, Samuel Nemirow, R. C. Dannecker. 


Dec. 31, 1968 


ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 21,247.62 

Installment loans 497,233.79 

Other bonds 10,124.24 

Furniture and fixtures 2,683.88 

Other Assets 975.16 


TOTAL ASSETS $ 532,264.69 

LIABILITIES 

Notes payable $ 220,310.47 

Savings deposits 82,164.15 

Thrift-Investment Certificates 54,480.35 

Unearned interest and discounts 72,683.95 

Dealers’ Reserves . 2,488.86 

Amounts set aside for interest, 

taxes, and other expenses 16,471.36 

Other Liabilities 3,056.44 


TOTAL LIABILITIES . .. $ 451,655.58 

CAPITAL ACCOUNTS 

Common stock _$ 50,000.00 

Surplus 5,000.00 

Undivided profits 25,609.11 


TOTAL CAPITAL ACCOUNTS $ 80,609.11 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 532,264.69 


139 — 


Organized 1949 


No. RX 


AVCO INDUSTRIAL BANK, DENVER 

Denver County 


OFFICERS FOR 1968 

President, Ted Jackson; Vice Presidents, Victor J. Steele, Melvin 
Cantor; Secretary, B. Kahl. 


DIRECTORS FOR 1968 

R. C. Dannecker, Ted Jackson, Samuel Nemirow. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 5,507.29 

Installment loans 589,831.06 

Notes discounted and/or purchased 105,370.91 

Leasehold Improvements 4,415.24 

Other Assets 64,116.60 


TOTAL ASSETS - $ 769,241.10 

LIABILITIES 

Thrift-Investment Certificates 4,350.00 

Unearned interest and discounts 127,683.42 

Dealers’ Reserves 2,663.45 

Amounts set aside for interest, 

taxes, and other expenses 18,438.81 

Other Liabilities 385,148.37 


TOTAL LIABIUTIES $ 538,284.05 

CAPITAL ACCOUNTS 

Common stock $ 100,000.00 

Surplus 10,000.00 

Undivided profits 120,957.05 


TOTAL CAPITAL ACCOUNTS $ 230,957.05 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS . S 769,241.10 


— 140 


Organized 1958 


No. OY 


CAPITOL INDUSTRIAL BANK, DENVER 

Denver County 


OFFICERS FOR 1968 

President, Edward H. Brooks; Vice Presidents, Herbert M. Crane, 
Raphael J. Casey; Secretary-Treasurer, Morris E. Kramish. 

DIRECTORS FOR 1968 

Raphael J. Casey, Herbert M. Crane, Morris E. Kramish. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 16,845.54 

Installment loans 1,041,542.51 

Furniture and fixtures 2,193.61 

Leasehold Improvements 271.73 

Other Assets 433.00 


TOTAL ASSETS _.....$ 1,061,286.39 

LIABILITIES 

Notes payable $ 435,047.44 

Unearned interest and discounts 172,752.57 

Amounts set aside for interest, 

taxes, and other expenses 25,271.40 

Other Liabilities - 7,221.88 


TOTAL LIABILITIES $ 640,293.29 

CAPITAL ACCOUNTS 

Common stock $ 150,000.00 

Surplus 15,000.00 

Undivided profits 255,993.10 


TOTAL CAPITAL ACCOUNTS $ 420,993.10 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS .. $ 1,061,286.39 


— 141 — 


Organized 1959 


No. ZY 


CENTENNIAL INDUSTRIAL BANK, DENVER 

Denver County 


OFFICERS FOR 1968 

President, Ronald E. DuFault; Vice President, Frank I. Schmidt; 
Vice President, Donald M. Mercy; Secretary-Treasurer, Norman R. 
Dufault. 

DIRECTORS FOR 1968 

Norman R. DuFault, Keith E. Common, Ronald E. DuFault, Frank I. 
Schmidt, Donald M. Mercy. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 12,320.83 

Instalment loans 419,964.06 

Notes discounted and/or purchased 97,348.03 

United States Government Obligations 3,880.56 

Furniture and fixtures 1,692.69 

Leasehod Improvements 4,183.79 

Real estate owned other than bank premises 23,193.99 

Automobiles Owned 2,069.25 

Other Assets 5,935.78 


TOTAL ASSETS $ 570,588.96 

LIABILITIES 

Notes payable to banks $ 180,000.00 

Notes payable 19,600.54 

Savings deposits 86,445.51 

Thrift-Investment Certificates 42,000.00 

Mortgages on real estate owned 14,801.39 

Unearned interest and discounts 61,640.76 

Dealei's’ Reserves l- 12,710.17 

Amounts set aside for interest, 

taxes, and other expenses 3,903.19 

Other Liabilities 2,455.22 


TOTAL LIABILITIES $ 423,556.78 

CAPITAL ACCOUNTS 

Common stock $ 106,440.00 

Surplus 17,560.00 

Undivided profits ; : — - 23,032.18 


TOTAL CAPITAL ACCOUNTS - $ 147,032.18 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS- $ 570,588.96 


— 142 — 


Organized 1927 


No. P 


COLORADO INDUSTRIAL BANK, DENVER 

Denver County 


OFFICERS FOR 1968 

President, Ted Jackson; Vice President, Stanley Saterberg; Secretary, 
B. Kahl, Cashier, Joseph Adducci. 


DIRECTORS FOR 1968 

R. C. Dannecker, Samuel Nemirow, Ted Jackson. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 390,055.68 

Installment loans 7,709,498.61 

United States Government Obligations 374,290.71 

Furniture and fixtures . 138.00 

Other Assets 201,720.05 


TOTAL ASSETS $ 8,675,703.05 

LIABILITIES 

Savings deposits $ 2,918,902.80 

Thrift-Investment Certificates 1,095,482.71 

Unearned interest and discounts 1,560,184.57 

Amounts set aside for interest, 

taxes, and other expenses 12,325.23 

Other Liabilities 1,409,748.09 


TOTAL LIABILITIES $ 6,996,643.40 

CAPITAL ACCOUNTS 

Common stock — $ 300,000.00 

Surplus 275,000.00 

Undivided profits 1,104,059.65 


TOTAL CAPITAL ACCOUNTS $ 1,679,059.65 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 8,675,703.05 


— 143 — 


Organized 1940 


No. IX 


COMMERCIAL CREDIT PLAN INDUSTRIAL BANK, 

DENVER 

Denver County 


OFFICERS FOR 1968 

President, C. Shelton Baker; Vice Presidents, Donald L. Smith, 
Raymond G. Bray, Frank Gosnell, Jr., Stephen R. Harm, Richard L. 
Haubert; Treasurer, Edward K. Waldron; Secretary William O. Evans. 


DIRECTORS FOR 1968 

C. Shelton Baker, Raymond G. Bray, William O. Evans, Richard L. 
Haubert, Robert L. Heimert, R. D. Hoffman, John M. Sheehan. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 5,040.66 

Installment loans 371,705.56 

Other Assets 1,518.28 


TOTAL ASSETS $ 378,264.50 

LIABILITIES 

Notes payable 185,420.09 

Unearned interest and discounts 57,747.37 

Amounts set aside for interest, 

taxes, and other expenses 8,946.83 

Other Liabilities - 8,948.71 


TOTAL LIABILITIES $ 261,063.00 

CAPITAL ACCOUNTS 

Common stock $ 75,000.00 

Surplus 5,625.00 

Undivided profits 36,576.50 

TOTAL CAPITAL ACCOUNTS .$ 117,201.50 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS .... $ 378,264.50 


— 144 — 


Organized 1958 


No. PY 


COMMERCIAL INDUSTRIAL BANK, DENVER 

Denver County 


OFFICERS FOR 1968 

President, Henry Luby; Vice Presidents, Richard Luby, Francis G. 
Hughes; Secretary-Treasurer, John C. Lockridge. 

DIRECTORS FOR 1968 

John C. Lockridge, Henry Luby, Richard C. Luby. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 61,897.61 

Installment loans 1,192,852.60 

Notes discounted and/or purchased 1.103,168.46 

Corporate stocks 156,029.53 

Furniture and fixtures 3,606.51 

Leasehold Improvements 1,502.20 

Real estate owned other than bank premises 24,757.06 

Automobiles Owned 5,698.52 

Other Assets 48,509.60 


TOTAL ASSETS $ 2,598,022.09 

LIABILITIES 

Notes payable to banks . _...$ 1,290,000.00 

Notes payable .. 76,736.64 

Savings deposits 85,892.91 

Thrift-Investment Certificates 26,982.08 

Unearned interest and discounts 219,815.34 

Dealers’ Reserves 6,116.49 

Amounts set aside for interest, 

taxes, and other expenses 29,677.49 

Other Liabilities 115.45 


TOTAL LIABILITIES $ 1,735,336.40 

CAPITAL ACCOUNTS 

Common stock $ 500,000.00 

Surplus 100,000.00 

Undivided profits 230,415.50 

Reserves 32,270.19 


TOTAL CAPITAL ACCOUNTS ....$ 862,685.69 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 2,598,022.09 


— 145 — 


Organized 1951 


No. CY 


CONTINENTAL INDUSTRIAL BANK, DENVER 

Denver County 


OFFICERS FOR 1968 

President, Herbert M. Crane; Vice President, Raphael J. Casey; Vice 
President and Secretary-Treasurer, Morris E. Kramish. 


DIRECTORS FOR 1968 

Raphael J. Casey, Herbert M. Crane, Morris E. Kramish. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 201,927.44 

Installment loans 2,238,998.09 

Furniture and fixtures 8,751.75 

Automobiles Owned 1,414.64 

Other Assets - - 11,922.42 


TOTAL ASSETS $ 2,463,014.34 


LIABILITIES 

Notes payable — $ 958,334.43 

Savings deposits — - 466,013.01 

Thrift-Investment Certificates - — 128,300.00 

Unearned interest and discounts — 366,984.77 

Amounts set aside for interest, 

taxes, and other expenses 68,038.80 

Other Liabilities 51,778.41 


TOTAL LIABILITIES $ 2,039,449.42 


CAPITAL ACCOUNTS 

Common stock - — $ 100,000.00 

Surplus 10,000.00 

Undivided profits - 313,564.92 


TOTAL CAPITAL ACCOUNTS - $ 423,564.92 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS . $ 2,463,014.34 


— 146 


Organized 1964 


No. AK 


EAST COLORADO INDUSTRIAL BANK DENVER 

Denver County 


OFFICERS FOR 1968 

President, Ted Jackson; Vice President, Victor J. Steele; Vice Presi- 
dent, Ralph Raskin, Secretary, B. Kahl. 


DIRECTORS FOR 1968 

R. C. Dannecker, Samuel Nemirow, Ted Jackson. 


Dec. 31, 1968 


ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 62,725.92 

Installment loans 1,115,003.35 

United States Government Obligations 60,601.85 

Other Assets . 35,098.23 


TOTAL ASSETS $ 1,273,429.35 

LIABILITIES 

Savings deposits $ 533,369.54 

Thrift-Investment Certificates 103,749.10 

Unearned interest and discounts 210,681.70 

Amounts set aside for interest, 

taxes, and other expenses 12,831.13 

Other Liabilities 73,695.63 


TOTAL LIABILITIES - .$ 934,327.10 

CAPITAL ACCOUNTS 

Common stock $ 200.000.00 

Surplus 20,000.00 

Undivided profits 119,102.25 


TOTAL CAPITAL ACCOUNTS $ 339,102.25 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 1,273,429.35 


— 147 — 


Organized 1953 


No. EY 


FAMILY INDUSTRIAL BANK, DENVER 

Denver County 


OFFICERS FOR 1968 

President, Edward Fiterman; Vice President, P. Trainor; Secretary- 
Treasurer, George L. Kane. 

DIRECTORS FOR 1968 

Edward Fiterman, George L. Kane, Frank J. Lane, Phil Trainor, 
Charles Graves. 


Dec. 31. 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 3,390.34 

Installment loans 724,075.77 

Furniture and fixtures 8,747.21 

Other Assets 12,961.24 


TOTAL ASSETS $ 749,174.56 

LIABILITIES 

Notes payable $ 278,800.00 

Unearned interest and discounts $ 132,640.04 

Amounts set aside for interest, 

taxes, and other expenses 994.31 

Other Liabilities 162.10 

TOTAL LIABILITIES $ 412,596.45 

CAPITAL ACCOUNTS 

Common stock $ 100,000.00 

Surplus $ 45,000.00 

Undivided profits $ 191,578.11 

TOTAL CAPITAL ACCOUNTS $ 336,578.11 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 749,174.56 


— 148 — 


Organized 1963 


No. AI 


FIRST CONTINENTAL INDUSTRIAL BANK, DENVER 

Denver County 


OFFICERS FOR 1968 

President, Herbert M. Crane; Vice President, Raphael J. Casey; 
Vice President and Secretary-Treasurer, Morris E. Kramish. 

DIRECTORS FOR 1968 

Herbert M. Crane, Raphael J. Casey, Morris E. Kramish. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 9,435.86 

Installment loans 785,507.01 

Furniture and fixtures 741.85 

Other Assets 5,873.60 


TOTAL ASSETS $ 803,142.67 

LIABILITIES 

Notes payable $ 268,221.23 

Thrift-Investment Certificates 1,213.06 

Unearned inteerst and discounts 145,409.30 

Amounts set aside for interest, 

taxes, and other expenses 18,525.56 

Other Liabilities 9,857.37 


TOTAL LIABILITIES $ 443,226.52 

CAPITAL ACCOUNTS 

Common stock $ 200,000.00 

Surplus 35,000.00 

Undivided profits 124,916.15 


TOTAL CAPITAL ACCOUNTS $ 359,916.15 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 803,142.67 


149 — 


Organized 1968 


No. AU 


GOVERNMENT EMPLOYEES INDUSTRIAL BANK 

DENVER 

Denver County 


OFFICERS FOR 1968 

Chairman of the Board, Lorimer A. Davidson; President, Raymond 
F. Rodgers; Vice President and Cashier, William G. Cain; Vice 
Presidents, Ernest L. Marks, Thomas W. Hobbs; Secretary, George 
F. Lewin; Treasurer, Henry J. Collins; Assistant Cashier, Calvert 
H. Clingenpeel. 


DIRECTORS FOR 1968 

William G. Cain, Lorimer A. Davidson, Leo Goodwin, Jr., Harvey 
B. Gram, Jr., David Lloyd Kreeger, George F. Lewin, Raymond F. 
Rodgers. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 240,000.00 


TOT AT. AS.SF.TS 


.-R 

240,000.00 

CAPITAL ACCOUNTS 



Cnmmrm stork 


$ 

200,000.00 

Surplus 



40.000.00 

TOTAL CAPITAL ACCOUNTS 

— 

. $ 

240,000.00 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 240,000.00 


— 150 — 


Organized 1924 


No. JX 


THE LABOR FINANCE INDUSTRIAL BANK, DENVER 

Denver County 


OFFICERS FOR 1968 

President, William H. Thornton; Vice President, William H. Thorn- 
ton, Jr.; Secretary -Treasurer, Rita M. Thornton. 


DIRECTORS FOR 1968 

Rita M. Thornton, William H. Thornton, William H. Thoimton, Jr. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 9,404.26 

Installment loans 61,601.26 

United States Government Obligations 180,000.00 

Corporate stocks 1.00 

Furniture and fixtures 504.50 

Other Assets 19.00 


TOTAL ASSETS - $ 251,530.02 

LIABILITIES 

Savings deposits $ 14,556.47 

Unearned interest and discounts 21,483.44 

Amounts set aside for interest, 

taxes, and other expenses 562.85 


TOTAL LIABILITIES $ 36,602.76 

CAPITAL ACCOUNTS 

Common stock $ 100,000.00 

Surplus 50,000.00 

Undivided profits 64,927.26 


TOTAL CAPITAL ACCOUNTS . $ 214,927.26 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 251,530.02 


— 151 — 


Organized 1957 


No. MY 


LEEMAN INDUSTRIAL BANK, DENVER 

Denver County 


OFFICERS FOR 1968 

President, Harry B. Leeman; Vice President, Robert E. Lane; Sec- 
retary-Treasurer, Rose A. Honeyman; Assistant Secretary, Robert 
E. Lane. 

DIRECTORS FOR 1968 

Robert E. Lane, Harry B. Leeman, Rose A. Honeyman. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 225,078.57 

Installment loans _ 1,703,840.40 

Other bonds 12,000.00 

Corporate stocks 659,646.60 

Bank Premises 42,899.43 

Furniture and fixtures 1,645.85 

Real estate owned other than bank premises 323,376.25 

Other Assets 3,914.44 


TOTAL ASSETS $ 2,972,401.54 

LIABILITIES 

Savings deposits - $ 348,542.06 

Unearned interest and discounts 245,818.03 

Amounts set aside for interest, 

taxes, and other expenses 76,384.75 

Other Liabilities 2,039.88 


TOTAL LIABILITIES $ 672,784.72 

CAPITAL ACCOUNTS 

Common stock $ 250,000.00 

Surplus 1,500,000.00 

Undivided profits 549,616.82 


TOTAL CAPITAL ACCOUNTS $ 2,299,616.82 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS . $ 2,972,401.54 


— 152 — 


Organized 1958 


No. UY 


MERCHANTS INDUSTRIAL BANK, DENVER 

Denver County 


OFFICERS FOR 1968 

President, Harry R. Cohen; Executive Vice President, Lester Gold; 
Vice President, Eldon L. Miller. 


DIRECTORS FOR 1968 

Harry R. Cohen, Lester Gold, Eldon L. Miller, Don C. Moen. 


Dec. 31, 1968 


ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 429,486.36 

Installment loans 1,240,651.66 

Notes discounted and/or purchased 137,684.37 

Other bonds 121,140.87 

Corporate stocks 60,484.60 

Furniture and fixtures 17,138.24 

Leasehold Improvements 17,696.56 

Real estate owned other than bank premises 3,383.10 

Automobiles Owned Net of Depr. 6,132.94 

Other Assets 22,640.63 


TOTAL ASSETS $ 2,056,439.33 

LIABILITIES 

Savings deposits ... 1,002,765.12 

Thrift-Investment Certificates 459,875.87 

Unearned interest and discounts 246,831.35 

Dealers’ Reserves 5,155.63 

Amounts set aside for interest, 

taxes, and other expenses 20,952.48 

Other Liabilities 5,679.86 


TOTAL LIABILITIES 


1,741,260.31 


CAPITAL ACCOUNTS 

Common stock $ 

Surplus 

Undivided profits 


100,000.00 

100,000.00 

115,179.02 


TOTAL CAPITAL ACCOUNTS 


$ 315,179.02 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 2,056,439.33 


153 — 


Organized 1959 


No. VY 


METROPOLITAN INDUSTRIAL BANK, DENVER 

Denver County 


OFFICERS FOR 1968 

President, Jacob Lederman; Vice Presidents, Fannie Lederman, Vic- 
tor Lederman; Vice President and Treasurer, Marvin Lederman; 
Secretary, Sidney Zahalsky. 

DIRECTORS FOR 1968 

Jacob Lederman, Fannie Lederman, Victor Ledennan, Marvin 
Lederman. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 133,628.53 

Installment loans 3,194,561.32 

Corporate stocks 1,084,995.88 

Bank Premises — 279,557.40 

Furniture and fixtures 16,493.64 

Leasehold Improvements 11,166.54 

Real estate owned other than bank premises 83,955.52 

Automobiles Owned 41,191.18 

Other Assets 29,116.20 


TOTAL ASSETS $ 4,874,666.21 

LIABILITIES 

Savings deposits $ 1,483,231.36 

Thrift-Investment Certificates 1,473,126.51 

Mortgages on real estate owned 115,955.37 

Unearned interest and discounts 487,727.00 

Dealers’ Reserves 201,581.72 

Amounts set aside for interest, 

taxes, and other expenses 51,300.77 

Other Liabilities 8,759.54 


TOTAL LIABILITIES - --$ 3,821,682.27 

CAPITAL ACCOUNTS 

Common stock $ 528,040.00 

Surplus 218,020.20 

Undivided profits — — 306,923.74 


TOTAL CAPITAL ACCOUNTS $ 1,052,983.94 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS . $ 4,874,666.21 


— 154 — 


Organized 1959 


No. XY 


PARK INDUSTRIAL BANK, DENVER 

Denver County 


OFFICERS FOR 1968 

President, Jack W. Lampl, Jr., Vice Presidents, Eric Bruch, Milton 
Katz, Jack L. Blackstone; Treasurer and Cashier, Harold N. Ullestad; 
Secretary, James E. Wanner; Assistant Treasurer, Kenneth A. Hunt- 
ington; Assistant Secretary, Bernice H. Efferth. 

DIRECTORS FOR 1968 

Eric Bruch, Jack W. Lampl, Jr., James E. Wanner. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 21,435.37 

Installment loans 707,386.40 

Notes discounted and/or purchased - 278,456.31 

Furniture and fixtures 3,792.36 

Leasehold Improvements 154.56 

Other Assets 1,919.17 


TOTAL ASSETS $ 1,013,144.17 

LIABILITIES 

Notes payable $ 467,329.47 

Savings deposits 23,799.62 

Thrift-Investment Certificates 69,998.34 

Unearned interest and discounts 181,699.57 

Dealers’ Reserves — 866.63 

Amounts set aside for interest, 

taxes, and other expenses 19,310.81 


TOTAL LIABILITIES $ 763,004.44 

CAPITAL ACCOUNTS 

Common stock $ 150,000.00 

Surplus 15,000.00 

Undivided profits 85,139.73 


TOTAL CAPITAL ACCOUNTS $ 250,139.73 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS . $ 1,013,144.17 

— 155 — 


Organized 1951 


No. ZX 


SECURITY INDUSTRIAL BANK, DENVER 

Denver County 


OFFICERS FOR 1968 

President-Treasurer, David Golden; Executive Vice President, Larry 
P. Melnick; Vice President and Assistant Secretary, Ruth Golden; 
Vice Presidents, Marvin Richman, Jerry Strongman; Secretary, 
Stephen S. Golden; Assistant Secretary Joseph Golinsky. 


DIRECTORS FOR 1968 

David Golden, Ruth Golden, Stephen S. Golden, Larry P. Melnick. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 74,096.65 

Installment loans 3,077,981.78 

Furniture and fixtures 52,792.47 

Leasehold Improvements 40,616.04 

Automobiles Owned 4,683.84 


TOTAL ASSETS . $ 3,250,170.78 

LIABILITIES 

Notes payable to banks $ 840,945.21 

Notes payable 291,114.86 

Savings deposits 232,382.33 

Mortgages on real estate owned 603,202.15 

Unearned interest and discounts 1,692.00 

Dealers’ Reserves 242,246.31 

Amounts set aside for interest, 

taxes, and other expenses 84,954.95 


TOTAL LIABILITIES $ 2,296.537.81 

CAPITAL ACCOUNTS 

Common stock $ 100,000.00 

Surplus 400,000.00 

Undivided profits 453,632.97 


TOTAL CAPITAL ACCOUNTS $ 953,632.97 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS ... $ 3,250,170.78 


— 156 — 


Organized 1923 


No. D 


THRIFT INDUSTRIAL BANK, DENVER 

Denver County 


OFFICERS FOR 1968 

President, Lloyd Boyd; Executive Vice President, A. E. Weidman; 
Vice Presidents, J. Thomas Van Dalfsen, B. J. Belleci, Thomas H. 
Pentecost; Vice President and Secretary, E. L. Johnson; Vice Presi- 
dent and Assistant Secretary. Robert R. Lux; Vice President and 
Cashier, Joseph S. Lawyer; Treasurer, H. W. Merryman; Assistant 
Treasurer, William Brach; Comptroller, Owen E. Metzler; Assistant 
Vice President, Angela J. Kronke. 

DIRECTORS FOR 1968 

Lloyd Boyd, E. L. Johnson, Robert R. Lux, H. W. Merryman, A. E. 
Weidman. 


ASSETS 


Dec. 31, 1968 


Cash, balances with other banks, including reserve 

balances, and cash items in process of collection .$ 6,161.06 

Installment loans 535,449.29 

Notes discounted and/or purchased 108,665.96 

Other bonds 49,526.86 

Other Assets 19,620.10 


TOTAL ASSETS 

LIABILITIES 

Notes payable .. 

Savings deposits 

Unearned interest and discounts 

Dealers’ Reserves 

Amounts set aside for interest, 

taxes, and other expenses 

Other Liabilities 

TOTAL LIABILITIES 

CAPITAL ACCOUNTS 

Common stock 

Surplus 

Undivided profits 

TOTAL CAPITAL ACCOUNTS 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS 


$ 719,423.27 


$ 176,360.12 

88,086.96 
120,466.52 
2,651.63 


7,261.93 

59,348.24 


-$ 

454,175.40 

.-$ 

100,000.00 

.. 

60,000.00 


105,247.87 

-$ 

265,247.87 

$ 

719,423.27 


— 157 — 


Organized 1964 


No. AM 


WESTERN INDUSTRIAL BANK OF UNIVERSITY HILLS, 

DENVER 

Denver County 


OFFICERS FOR 1968 

President, Edwin L. Prestridge; Vice Presidents, Royce Brimberry, 
George A. Rice; Vice President and Cashier, R. B. Kahl; Vice Presi- 
dent and Assistant Secretary, John M. Murphy, Jr., Secretary, Jack 
C. Guynn; Treasurer, Martin V. O’Brien. 


DIRECTORS FOR 1968 

Edwin L. Prestridge, Royce Brimberry, George A. Rice, John M. 
Murphy, Jr., Jack C. Guynn. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 22,714.70 

Installment loans 271,447.15 

Notes discounted and/or purchased 1,550.62 

United States Government Obligations 73,651.52 

Leasehold Improvements 605.83 

Other Assets 672.00 


TOTAL ASSETS $ 370,641.82 

LIABILITIES 

Unearned interest and discounts 76,506.20 

Amounts set aside for interest, 

taxes, and other expenses 11,170.29 


TOTAL LIABILITIES $ 87,676.49 

CAPITAL ACCOUNTS 

Common stock $ 200,000.00 

Surplus 20,000.00 

Undivided profits — 62,965.33 

TOTAL CAPITAL ACCOUNTS $ 282,965.33 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS ... $ 370,641.82 


— 158 — 


Organized 1950 


No. UX 


ENGLEWOOD COLORADO INDUSTRIAL BANK, 
ENGLEWOOD 

Arapahoe County 


OFFICERS FOR 1968 

President, Ted Jackson; Vice President Victor J. Steele; Vice Presi- 
dent, C. M. Oglesby; Secretary, B. Kahl. 


DIRECTORS FOR 1968 

R. C. Dannecker, Samuel Nemirow, Ted Jackson. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, including reserve 
balances, and cash items in process of collection . 

$ 

81,492.22 

2,506,101.51 

119,713.27 

64,305.41 

Installment loan.s 


United States Government Obligations 


Other Assets 


TOTAL ASSETS - - - - . 

$ 

2,771,612.41 

605,847.28 

272,481.09 

478,418.22 

69,919.19 

520,668.43 

LIABILITIES 

Savings deposits 

$ 

Thrift-Investment Certificates 


Unearned interest and discounts .. 


Amounts set aside for interest, 

taxes, and other expenses 


Other T.iabilities 




TOTAT, T.TARTTJTTF.S 

$ 

1,947,334.21 

100,000.00 

CAPITAL ACCOUNTS 

Common stock „ . . 

$ 


Surplus 125,000.00 

Undivided profits 599,278.20 

TOTAL CAPITAL ACCOUNTS $ 824,278.20 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS . $ 2,771,612.41 


— 159 — 


Organized 1968 


No. AX 


SOUTH CONTINENTAL INDUSTRIAL BANK, 
ENGLEWOOD 

Arapahoe County 


OFFICERS FOR 1968 

President, Herbert M. Crane; Vice President, Raphael J. Casey; Vice 
President and Secretary-Treasurer, Morris E. Kramish. 


DIRECTORS FOR 1968 

Raphael J. Casey, Herbert M. Crane, Morris E. Kramish. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 8,994.54 

Installment loans 153,951.79 


TOTAL ASSETS $ 162,946.33 

LIABILITIES 

Notes payable $ 9,719.47 

Unearned interest and discounts 33,300.44 

Amounts set aside for interest, 

taxes, and other expenses 895.00 

Other Liabilities 1,371.49 

TOTAL LIABILITIES $ 45,286.40 

CAPITAL ACCOUNTS 

Common stock $ 100,000.00 

Surplus 10,000.00 

Undivided profits 7,659.93 

TOTAL CAPITAL ACCOUNTS $ 117,659.93 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 162,946.33 


— 160 — 


Organized 1956 


No. KY 


CITIZENS INDUSTRIAL BANK OF FORT COLLINS, 
FORT COLLINS 

Larimer County 


OFFICERS FOR 1968 

President, Ted Jackson, Vice Presidents, Mel Cantor, Larry Vette; 
Secretary, B. Kahl; Cashier, Joseph Adducci. 

DIRECTORS FOR 1968 

Ted Jackson, Samuel Nemirow. R. C. Dannecker. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 58.273.17 

Notes discounted and/or purchased 1,547,472.96 

United States Government Obligations 9,735.47 

Other bonds 67,503.17 

Real estate owned other than bank premises 3,362.86 

Other Assets 34,898.76 


TOTAL ASSETS $ 1,721.246.39 

LIABILITIES 

Notes payable $ 475,183.31 

Savings deposits - 172,089.27 

Thrift-Investment Certificates - 537,099.11 

Unearned interest and discounts 237,087.88 

Dealers’ Reserves ... . 13,329.33 

Amounts set aside for interest, 

taxes, and other expenses 23,728.21 

Other Liabilities . 31,210.48 


TOTAL LIABILITIES $ 1,489,727.59 

CAPITAL ACCOUNTS 

Common stock $ 60,000.00 

Surplus 60,000.00 

Undivided profits 111,518.80 


TOTAL CAPITAL ACCOUNTS ..$ 231,518.80 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 1,721,246.39 


161 — 


Organized 1955 


No. lY 


GLENWOOD INDUSTRIAL BANK, GLENWOOD 
SPRINGS 

Garfield County 


OFFICERS FOR 1968 

Chairman of Board, Roy E. Vanderhoof; President, John D. Vander- 
hoof; Vice President and Secretary, Donald L. Vanderhoof; Vice 
President, Richard L. Reinhard; Cashier and Treasurer, Jeanette B. 
Friedman. 

DIRECTORS FOR 1968 

Richard L. Reinhard, Donald L. Vanderhoof, John D. Vanderhoof, 
Roy E. Vanderhoof. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 57,736.96 

Installment loans 1,139,933.06 

Notes discounted and/or purchased 39,261.31 

United States Government Obligations 51,000.00 

Other bonds 43,000.00 

Corporate stocks 79,160.64 

Furniture and fixtures 8,232.26 

Leasehold Improvements 826.52 

Real estate owned other than bank premises 32,471.04 

Automobiles Owned 7,083.19 

Other Assets - 18,581.64 


TOTAL ASSETS = $ 1,477,286.62 

LIABILITIES 

Notes payable to banks . $ 30,000.00 

Savings deposits — - 452,758.83 

Thrift-Investment Certificates 698,556.26 

Unearned interest and discounts 164,116.93 

Dealers’ Reserves - 1,993.63 

Amounts set aside for intei'est, 

taxes, and other expenses — - 4,220.38 

Other Liabilities - 10,431.99 


TOTAL LIABILITIES $ 1,362,078.02 

CAPITAL ACCOUNTS 

Common stock $ 52,500.00 

Surplus — 27,500.00 

Undivided profits 35,208.60 


TOTAL CAPITAL ACCOUNTS . $ 115,208.60 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS .... $ 1,477,286.62 

— 162 — 


Organized 1955 


No. GY 


CITIZENS INDUSTRIAL BANK, GRAND JUNCTION 

Mesa County 


OFFICERS FOR 1968 

President, Ted Jackson, Vice Presidents, Stanley Saterberg, Lawrence 
Dowd; Secretary, B. Kahl; Assistant Secretary, Joseph Adducci. 


DIRECTORS FOR 1968 
Samuel Nemirow, Ted Jackson. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 
balances, and cash items in process of collection . . $ 137,889.15 

Installment loans 2,228,070.09 

Notes discounted and/or purchased 50,229.81 

United States Government Obligations 402,968.35 

Other Assets 16,888.75 


TOTAL ASSETS $ 2,836,046.15 

LIABILITIES 

Savings deposits $ 131,554.81 

Thrift-Investment Certificates 1,746,210.88 

Unearned interest and discounts 405,218.50 

Amounts set aside for interest, 

taxes, and other expenses 56,252.80 

Other Liabilities 51,940.14 


TOTAL LIABILITIES $ 2,391,177.13 

CAPITAL ACCOUNTS 

Common stock $ 100,000.00 

Surplus 100,000.00 

Undivided profits 244,869.02 


TOTAL CAPITAL ACCOUNTS $ 444,869.02 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 2,836,046.15 


163 — 


Organized 1940 


No. PX 


COMMERCIAL CREDIT PLAN INDUSTRIAL BANK OF 
GRAND JUNCTION, GRAND JUNCTION 

Mesa County 


OFFICERS FOR 1968 

President, C. Shelton Baker; Vice Presidents, Donald L. Smith, Raj— 
mond G. Bray, Frank Gosnell, Jr., Stephen R. Hann; Richard L. 
Haubert; Treasurer, Edward K. Waldron; Secretary Willian O. Evans. 


DIRECTORS FOR 1968 

C. Shelton Baker, Raymond G. Bray, William O. Evans, Richard L. 
Haubert, Robert L. Heimert, R. D. Hoffman, John M. Sheehan. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 1,752.52 

Installment loans 452,741.53 

Other Assets 9,075.10 


TOTAL ASSETS $ 463,569.15 

LIABILITIES 

Notes payable $ 267,695.89 

Unearned interest and discounts 81,426.21 

Amounts set aside for interest, 

taxes, and other expenses 9,515.76 

Other Liabilities 11,562.80 

TOTAL LIABILITIES - $ 370,200.66 

CAPITAL ACCOUNTS 

Common stock 5 50,000.00 

Surplus — — 5,000.00 

Undivided profits 38,368.49 

TOTAL CAPITAL ACCOUNTS $ 93,368.49 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS 463,569.15 


Organized 1960 


No. AA 


HOME LOAN INDUSTRIAL BANK, GRAND JUNCTION 

Mesa County 


OFFICERS FOR 1968 

President, Howard H. McMullin; Executive Vice President and Sec- 
retary, Harold E. Daniels; Assistant Vice President, Samuel Suplizio; 
Treasurer, James A. Bonella; Assistant Secretaries, Robert D. Rait, 
Laveta V. Kay; Assistant Secretary-Treasurer, Mary A. Baker. 


DIRECTORS FOR 1968 

Howard H. McMullin, Harold E. Daniels, D. Geno Saccomanno. 


Dec. 31, 1968 


ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 19,896.92 

Installment loans 698,294.85 

United States Government Obligations 52,701.32 

Corporate stocks 11,872.91 

Furniture and fixtures 1,881.23 

Other Assets Accounts Receivable 660.19 


TOTAL ASSETS $ 785,307.42 

LIABILITIES 

Notes payable $ 10,000.00 

Savings deposits 204,601.33 

Thrift-Investment Certificates 340,150.00 

Unearned interest and discounts 95,368.79 

Dealers’ Reserves 14,238.67 

Amounts set aside for interest, 

taxes, and other expenses 7,123.65 

Other Liabilities Accounts Payable 126.15 


TOTAL LIABILITIES $ 671,608.59 

CAPITAL ACCOUNTS 

Common stock $ 60,000.00 

Surplus 10,000.00 

Undivided profits 43,698.83 


TOTAL CAPITAL ACCOUNTS _$ 113,698.83 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS _...$ 785,307.42 


165 — 


Organized 1964 


No. AL 


GREELEY INDUSTRIAL BANK, GREELEY 

Weld County 


OFFICERS FOR 1968 

President, Abe J. Gold; Vice Presidents, Joseph Naiman, Darrell 
Craig, Jack Wanstreet; Vice President -Treasurer, Marvin Naiman. 

DIRECTORS FOR 1968 

Abe J. Gold, Joseph Naiman, Marvin Naiman. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 34,807.08 

Installment loans 938,082.82 

Notes discounted and/or purchased 144,578.43 

United States Government Obligations 75,000.00 

Other bonds 2,500.00 

Bank Premises 7,314.11 

Leasehold Improvements 851.15 

Automobiles Owned — 2,647.45 

Other Assets 4,557.97 


TOTAL ASSETS $ 1,210,339.01 

LIABILITIES 

Notes payable to banks $ 20,000.00 

Notes payable 47,500.00 

Savings deposits 57,991.23 

Thrift-Investment Certificates 649,148.91 

Unearned interest and discounts 210,506.48 

Dealers’ Reserves — 9,792.35 

Amounts set aside for interest, 

taxes, and other expenses 32,370.65 

Other Liabilities 1,585.24 


TOTAL LIABILITIES .. $ 1,028,894.86 

CAPITAL ACCOUNTS 

Common stock $ 130,000.00 

Surplus 30,000.00 

Undivided profits 21,444.15 


TOTAL CAPITAL ACCOUNTS $ 181,444.15 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 1,210,339.01 

— 166 — 


Organized 1951 


No. AY 


BENEFICIAL INDUSTRIAL BANK, LAKEWOOD 

Jefferson County 


OFFICERS FOR 1968 

President, Chester L. Coughenour; Vice President, Willard R. Atchi- 
son; Vice President and Secretary, Harold J. Robinson; Vice Presi- 
dent and Treasurer, Charles W. Bower. 


DIRECTORS FOR 1968 

Willard R. Atchinson, Charles W. Bower, Chester L. Coughenour, 
Robert F. Haag, Harold J. Robinson. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection .$ 5,021.78 

Installment loans (Less Reserve for Bad Debts) 709,544.83 

Notes discounted and/or purchased 

(Less Reserve for Bad Debts) 47,978.16 

Furniture and fixtures 1,237.21 

Leasehold Improvements 425.58 

Other Assets 837.00 


TOTAL ASSETS $ 765,044.56 

LIABILITIES 

Notes payable $ 360,000.00 

Unearned interest and discounts 168,656.31 

Dealers’ Reserves 3,456.56 

Amounts set aside for interest, 

taxes, and other expenses 6,900.00 

Other Liabilities 21,230.97 


TOTAL LIABILITIES .$ 560,243.84 

CAPITAL ACCOUNTS 

Common stock $ 100,000.00 

Surplus 10,000.00 

Undivided profits — 94,800.72 


TOTAL CAPITAL ACCOUNTS $ 204,800.72 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS .... $ 765,044.56 


— 167 — 


Organized 1963 


No. AC 


WESTLAND INDUSTRIAL BANK, LAKEWOOD 

Jefferson County 


OFFICERS FOR 1968 

Chairman of the Board, Ernest W. Knutzen; President, Donald S. 
Cooper; Vice President, Allan C. Ashton; Secretary-Cashier, N. 
Meiiine Zieske. 


DIRECTORS FOR 1968 

Allan C. Ashton, Howell R. Bagwell, Wayne Bays, Glen Carlson, 
Donald S. Cooper, Ernest W. Knutzen, Guy R. Smith. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 49,263.40 

Installment loans 356,264.24 

Notes discounted and/or purchased 1,649.47 

Corporate stocks 22,732.35 

Furniture and fixtures 5,940.66 

Real estate owned other than bank premises 133,011.75 

Automobiles Owned 250.00 

Other Assets 262,282.04 


TOTAL ASSETS -$ 831,393.91 

LIABILITIES 

Notes payable to banks $ 150,000.00 

Savings deposits 44,407.36 

Thrift-Investment Certificates 262,842.69 

Mortgages on real estate owned 98,822.89 

Unearned interest and discounts 27,030.22 

Dealers’ Reserves 577.96 

Amounts set aside for interest, 

taxes, and other expenses 11,830.17 

Other Liabilities 14.43 


TOTAL LIABILITIES . $ 595,525.72 

CAPITAL ACCOUNTS 

Common stock -$ 197,932.00 

Surplus 19,793.20 

Undivided profits 18,142.99 


TOTAL CAPITAL ACCOUNTS - $ 235,868.19 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS .$ 831,393.91 


— 168 — 


Organized 1963 


No. AJ 


LITTLETON INDUSTRIAL BANK, LITTLETON 

Arapahoe County 


OFFICERS FOR 1968 

Chairman of the Board, Roy W. Simmons; President, Richard A. 
Van Winkle; Vice President and Secretary, Stanley K. Rains; Treas- 
urer, Edward L. Burton III; Assistant Treasurer, John Henriksen; 
Assistant Secretary, Melba McKenzie. 

DIRECTORS FOR 1968 

Stanley K. Rains, Roy W. Simmons, Richard A. Van Winkle. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 136,326.65 

Installment loans 337,867.54 

Notes discounted and/or purchased 471,780.29 

Furniture and fixtures 5,376.74 

Leasehold Improvements 589.30 

Real estate owned other than bank premises 4,500.00 

Automobiles Owned 2,945.83 

Other Assets 381.43 


TOTAL ASSETS $ 959,767.78 

LIABILITIES 

Notes payable to banks $ 500,000.00 

Savings deposits . 62,360.90 

Thrift-Investment Certificates 32,808.82 

Unearned interest and discounts 153,764.83 

Dealers’ Reserves . 18,023.13 

Amounts set aside for interest, 

taxes, and other expenses 8,117.37 

Other Liabilities 5,418.14 


TOTAL LIABILITIES $ 780,493.19 

CAPITAL ACCOUNTS 

Common stock $ 150,000.00 

Surplus 15,000.00 

Undivided profits 14,274.59 


TOTAL CAPITAL ACCOUNTS $ 179,274.59 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 959,767.78 


— 169 — 


Organized 1957 


No. NY 


LONGMONT INDUSTRIAL BANK, LONGMONT 

Boulder County 


OFFICERS FOR 1968 

President, Jack W. Lampl, Jr.; Vice Presidents, Eric Bruch, Milton 
Katz. D. L. Sherwood, Martin Lutsch; Secretary, James E. Wanner; 
Treasurer and Cashier, H. N. Ullestad; Assistant Treasurer and 
Assistant Cashier, K. A. Huntington. 

DIRECTORS FOR 1968 

Eric Bruch, Jack W. Lampl, Jr., James E. Wanner. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 44,728.87 

Installment loans 1,106,684.72 

Notes discounted and/or purchased 43,781.04 

Other bonds 57,534.73 

Corporate stocks 3,727.40 

Furniture and fixtures 2,131.78 

Leasehold Improvements 4,262.92 

Real estate owned other than bank premises 3,000.00 

Other Assets - 897.09 


TOTAL ASSETS -$ 1,266,748.55 

LIABILITIES 

Notes payable — — $ 180,244.46 

Savings deposits 560,144.22 

Thrift-Investment Certificates 161,992.24 

Unearned interest and discounts 223,479.73 

Dealers’ Reserves 239.82 

Amounts set aside for interest, 

taxes, and other expenses 9,762.84 

Other Liabilities 15,851.10 


TOTAL LIABILITIES $ 1,151,714.41 

CAPITAL ACCOUNTS 

Common stock $ 75,000.00 

Surplus 7,700.00 

Undivided profits 32,334.14 


TOTAL CAPITAL ACCOUNTS - $ 115,034.14 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS . $ 1,266,748.55 


— 170 — 


Organized 1962 


No. AD 


GUARANTY INDUSTRIAL BANK, LOVELAND 

Larimer County 


OFFICERS FOR 1968 

President, Robert L. Anderson; Chairman of the Board, Victor C. 
Huff smith; Vice Presidents, J. F. Kroh, Arthur J. Moskal, Reuben 
Seilback; Secretary-Treasurer, Roy A. Melin; Cashier, J. D. Cham- 
bers; General Legal Council, Paul E. Wenke. 


DIRECTORS FOR 1968 

Robert L. Anderson, James D. Chambers, Victor C. Huffsmith, Jake 
F. Kroh, Roy A. Melin, Arthur J. Moskal, Reuben Seilback, Paul 
E. Wenke. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 132,848.49 

Installment loans 749,703.92 

Furniture and fixtures 1,149.30 

Real estate owned other than bank premises 62,624.77 

Automobiles Owned 2,179.44 

Other Assets 819.73 


TOTAL ASSETS $ 949,325.65 

LIABILITIES 

Notes payable to banks $ 30,000.00 

Savings deposits 184,935.53 

Thrift-Investment Certificates 515,122.52 

Mortgages on real estate owned 30,241.31 

Unearned interest and discounts 95,512.10 

Dealers’ Reserves 80.00 

Amounts set aside for interest, 

taxes, and other expenses 6,513.07 

Other Liabilities 500.54 


TOTAL LIABILITIES $ 862,905.07 

CAPITAL ACCOUNTS 

Common stock $ 50,000.00 

Surplus 10,000.00 

Undivided profits 26,420.58 


TOTAL CAPITAL ACCOUNTS S 86,420.58 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 949,325.65 


171 — 


Organized 1951 


No. BY 


BENEFICIAL INDUSTRIAL BANK OF PUEBLO, PUEBLO 

Pueblo County 


OFFICERS FOR 1968 

President, Chester L. Coughenour; Vice President, Willard R. Atchi- 
son; Vice President and Secretary, Harold J. Robinson; Vice Presi- 
dent and Treasurer, Charles W. Bower. 


DIRECTORS FOR 1968 

Willard R. Atchison, Charles W. Bower, Chester L. Coughenour, 
Harold J. Robinson, Robert F. Haag. 


ASSETS 

Installment loans (Less Reserve for Bad Debts) 
Other Assets 

TOTAL ASSETS 

LIABILITIES 

Notes payable 

Unearned interest and discounts 

Amounts set aside for interest, 

taxes, and other expenses 

Other Liabilities 

TOTAL LIABILITIES 


Dec. 31, 1968 


-$ 

402,636.75 

1,165.68 

-$ 

403,802.43 


50,000.00 

- 

112,917.82 


6,078.00 


27,570.45 


..$ 196,566.27 


CAPITAL ACCOUNTS 

Common stock $ 100,000.00 

Surplus 10,000.00 

Undivided profits 97,236.16 

TOTAL CAPITAL ACCOUNTS $ 207,236.16 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 403,802.43 


— 172 — 


Organized 1940 


No. OX 


COMMERCIAL CREDIT PLAN 
INDUSTRIAL BANK OF PUEBLO 

Pueblo County 


OFFICERS FOR 1968 

President, C. Shelton Baker; Vice Presidents, Donald L. Smith, Ray- 
mond G. Bray, Frank Gosnell, Jr., S. R. Hann, Richard L. Haubert; 
Secretary, William O. Evans; Treasurer, Edward K. Waldron. 

DIRECTORS FOR 1968 

C. Shelton Baker, Raymond G. Bray, William O. Evans, Richard L. 
Haubert, Robert L. Heimert, R. D. Hoffmann, John M. Sheehan. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 3,340.68 

Installment loans 382,771.70 

Other Assets 399.74 


TOTAL ASSETS $ 386.512.12 

LIABILITIES 

Notes payable $ 129,029.59 

Amounts set aside for interest. 

Unearned interest and discounts 73,556.22 

Amounts set aside for interest, 

taxes, and other expenses 10,063.10 

Other Liabilities 11,473.99 


TOTAL LIABILITIES $ 224,122.90 

CAPITAL ACCOUNTS 

Common stock $ 100,000.00 

Surplus 10,000.00 

Undivided profits 52,389.22 


TOTAL CAPITAL ACCOUNTS $ 162,389.22 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 386,512.12 


— 173 — 


Organized 1963 


No. AH 


COMMUNITY THRIFT INDUSTRIAL BANK, PUEBLO 

Pueblo County 


OFFICERS FOR 1968 

President, A. E. Weidman; Vice President and Secretary, E. L. John- 
son; Vice President and Assistant Secretary, Robert R. Lux; Vice 
President, J. Thomas Van Dalfsen; Assistant Secretary, Philip J. 
Cullen; Treasurer, H. W. Merryman; Assistant Treasurer, William 
Brach; Comptroller, Owen E. Metzler; Vice President and Cashier, 
Joseph S. Lawyer; Vice President, T. Pentecost. 


DIRECTORS FOR 1968 

E. L. Johnson, H. W. Merryman, A. E. Weidman, Robert R. Lux, 
Lloyd Boyd. 


ASSETS 

Cash, balances with other banks, including reserve 
balances, and cash items in process of collection 

Installment loans 

Notes discounted and/or purchased 

Other Assets 


Dec. 31, 1968 


TOTAL ASSETS 


LIABILITIES 

Unearned interest and discounts 

Dealers’ Reserves 

Amounts set aside for interest, 

taxes, and other expenses 

Other Liabilities 


TOTAL LIABILITIES 


CAPITAL ACCOUNTS 

Common stock 

Surplus 

Undivided profits 

TOTAL CAPITAL ACCOUNTS 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS- 


....$ 

6,672.55 

316,838.51 

75,050.59 

31,037.40 

$ 

429,599.05 


84,905.39 

1,426.73 

-- 

8,544.45 

12,178.01 

— s 

107,054.58 


200,000.00 

70,000.00 

52,544.47 

$ 

322,544.47 


429,599.05 


174 — 


Organized 1959 


No. WY 


FIRST INDUSTRIAL BANK OF PUEBLO, PUEBLO 

Pueblo County 


OFFICERS FOR 1968 

President, Walter D. Sodamann; Vice President, Harold F. Dickerson; 
Secretary-Treasurer, John H. Sackman; Assistant Secretary-Treas- 
urer, Andy Sackman. 

DIRECTORS FOR 1968 

Harold F. Dickerson, Andy Sackman, John H. Sackman, Louis D. 
Sackman, Walter D. Sodamann, George Thliveris. 


Dec. 31, 1968 

ASSETS 


Cash, balances with other banks, including reserve 

balances, and cash items in process of collection 

Installment loans 


221,542.22 

229,610.68 

849,966.80 

49,236.10 

1,662.56 

467.42 

51,109.60 

4,510.67 

4,365.95 

Notes discounted and/or purchased 

Corporate stocks 


Furniture and fixtures 


Leasehold Improvements 

Real estate owned other than bank premises — _ .. 

- 

Automobiles Owned 


Other Assets 




TOT AT, A.qSF.Tfi 

$ 

1,412,472.00 

369,623.27 

240,000.77 

80,360.16 

28,759.10 

48,714.62 

LIABILITIES 

Savings deposits — — - - - 

-$ 

Thrift-Investment Certificates 

Unearned interest and discounts __ .. 


Amounts set aside for interest, 

taxes, and other expenses - 


Other T, labilities 




TOTAT. T JARTT.TTTF.S 

$ 

767,457.92 

250,000.00 

250,000.00 

145,014.08 

CAPITAL ACCOUNTS 

Common stock 

$ 

.Surplus 


Undivided profits 




TOTAL CAPITAL ACCOUNTS 

.$ 

645,014.08 



TOTAL LIABILITIES AND CAPITAL ACCOUNTS _ $ 1,412,472.00 


Organized 1964 


No. AR 


FIRST INDUSTRIAL BANK OF ROCKY FORD, 
ROCKY FORD 

Otero County 


OFFICERS FOR 1968 

President, Charles J. Miller; Vice President, John R. Morrison; 
Cashier, Barbara A. Lawton. 


DIRECTORS FOR 1968 

Hunter H. Cover, Glen L. Grimsley, Charles J. Miller, John R. 
Morrison. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 228,466.90 

Installment loans 780,402.29 

Notes discounted and/or purchased 190,535.64 

Furniture and fixtures 11,058.50 

Other Assets Accounts Receivable 2,931.04 


TOTAL ASSETS $ 1,213,394.37 


LIABILITIES 

Savings deposits 338,846.69 

Thrift-Investment Certificates 640,433.50 

Unearned interest and discounts 142,794.28 

Dealers’ Reserves 2,586.24 

Amounts set aside for interest, 

taxes, and other expenses 5,770.81 

Other Liabilities 5,275.91 


TOTAL LIABILITIES $ 1,135,707.43 

CAPITAL ACCOUNTS 

Common stock $ 50,000.00 

Surplus 5,000.00 

Undivided profits 22,686.94 


TOTAL CAPITAL ACCOUNTS $ 77,686.94 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS . $ 1,213,394.37 


176 — 


Organized 1968 


No. BA 


SILVERTON INDUSTRIAL BANK, SILVERTON 

San Juan County 


OFFICERS FOR 1968 

President, Richard W. Turner; Executive Vice President, Richard W. 
Turner, Jr., Cashier, John W. Turner II; Assistant Cashier, Helen 
Hewlett. 


DIRECTORS FOR 1968 

Richard W. Turner, Richard W. Turner, Jr., John W. Turner II, 
Roderick L. Turner, Claudine B. Turner, Frank S. Maynes. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 55,410.35 

Installment loans 6,204.50 

Leasehold Improvements 1,473.04 

Other Assets 226.00 

TOTAL ASSETS $ 63,313.89 

LIABILITIES 

Savings deposits $ 6,299.18 

Thrift-Investment Certificates 2.000.00 

Other Liabilities 329.11 

TOTAL LIABILITIES $ 8,628.29 

CAPITAL ACCOUNTS 

Common stock $ 50,000.00 

Surplus 5,000.00 

Undivided profits (314.40) 

TOTAL CAPITAL ACCOUNTS $ 54,685.60 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS § 63,313.89 


— 177 — 


Organized 1955 


No. FY 


STERLING INDUSTRIAL BANK, STERLING 

Logan County 


OFFICERS FOR 1968 

President, John E. Elliff; Vice Presidents, James E. Elliff, W. H. 
Kinney, Secretary-Treasurer, Kenneth Lawrence. 

DIRECTORS FOR 1968 

John E. Elliff, James E. Elliff, Bernard Hecker, Kenneth Lawrence, 
W. H. Kinney. 


ASSETS 

Cash, balances with other banks, including reserve 
balances, and cash items in process of collection 

Installment loans 

Notes discounted and/or purchased 

United States Government Obligations 

Other bonds 

Corporate stocks 

Furniture and fixtures 

Bank premises 

Real estate owned other than bank premises 

Automobiles Owned - — 

Other Assets 

TOTAL ASSETS 


Dec. 31, 1968 


LIABILITIES 

Notes payable to banks 

Savings deposits 

Thrift-Investment Certificates 

Unearned interest and discounts ... 
Amounts set aside for interest, 

taxes, and other expenses 

Other Liabilities 


TOTAL LIABILITIES 

CAPITAL ACCOUNTS 

Common stock 

Surplus 

Undivided profits 

TOTAL CAPITAL ACCOUNTS - 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS . $ 1,303,552.04 


....$ 

61,264.55 


842,810.32 


193,376.41 



9,805.69 


85,733.18 



34,175.00 



5,426.41 



57,345.59 



6,235.42 


2,508.73 

.... 

4,870.74 

- $ 

1,303,552.04 


75,000.00 


568,256.48 


336,267.55 


114,420.87 


5,454.34 


8,858.26 

$ 

1,108,257.50 

$ 

50,000.00 


100,000.00 


45,294.54 

. $ 

195,294.54 


— 178 — 


Organized 1963 


No, AF 


ANCHOR INDUSTRIAL BANK, THORNTON 

Adams County 


OFFICERS FOR 1968 

President, Gerald L. Schlessman; Vice President, Verne S. Ressler; 
Treasurer, Earl W. Cochran; Secretary, Lee E. Schlessman; Assist- 
ant Vice President, Joseph T. Schmitz; Assistant Secretary, Velma A. 
Wellman. 


DIRECTORS FOR 1968 

Clyde N. Cantrell, James Duncan, Verne S. Ressler, Gerald L. Schless- 
man, Lee E. Schlessman. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 16,938.77 

Installment loans 517,817.42 

Notes discounted and/or purchased 74,039.56 

United States Government Obligations 6,830.04 

Furniture and fixtures 6,625.33 

Other Assets 778.53 


TOTAL ASSETS S 623,029.65 

LIABILITIES 

Notes payable $ 286,225.00 

Savings deposits 12,942.18 

Thrift-Investment Certificates 85,519.23 

Mortgages on real estate owned 10,869.03 

Unearned interest and discounts 71,181.29 

Dealers’ Reserves 41,55 

Amounts set aside for interest, 

taxes, and other expenses 16,541.65 


TOTAL LIABILITIES $ 483,319.93 

CAPITAL ACCOUNTS 

Common stock 100,000.00 

Surplus 15,000.00 

Undivided profits 24,709.72 


TOTAL CAPITAL ACCOUNTS $ 139,709.72 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 623,029.65 


— 179 — 


Organized 1962 


No. AB 


TRINIDAD INDUSTRIAL BANK, TRINIDAD 

Las Animas County 


OFFICERS FOR 1968 

President, Ernest A. Maldonado; Vice President Roger Barrack; 
Treasurer, Gilbert Maes; Secretary, Sanford Alpert. 


DIRECTORS FOR 1968 

Eugene Alpert, Sanford Alpert, Roger Barrack, Donald Farnham, 
Gilbert Maes, Ernest Maldonado, Fred Sawaya. 


ASSETS 


Dec. 31, 1968 


Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 68,192.00 

Installment loans 993,314.00 

Other bonds 18,000.00 

Bank Premises 46,887.00 

Furniture and fixtures 9,088.00 

Real estate owned other than bank premises 81,256.00 

Automobiles Owned 3,621.00 

Other Assets 21,159.00 


TOTAL ASSETS - 

LIABILITIES 

Notes paayable . - 

Savings deposits 

Thrift-Investment Certificates - 
Unearned interest and discounts 
Amounts set aside for interest, 
taxes, and other expenses 

TOTAL LIABILITIES 

CAPITAL ACCOUNTS 

Common stock 

Surplus 

Undivided profits 

TOTAL CAPITAL ACCOUNTS 


-$ 

1,241,517.00 

-$ 

354,611.00 


154,367.00 


194,761.00 

... 

247,672.00 


8,729.00 


960,140.00 


-$ 

132,360.00 

... 

108,336.00 


40,681.00 

$ 

281,377.00 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS . $ 1,241,517.00 


Organized 1968 


No. AY 


NORTH CONTINENTAL INDUSTRIAL BANK, 
WESTMINSTER 

Adams County 


OFFICERS FOR 1968 

President, Herbert M. Crane; Vice President, Edward H. Brooks; 
Vice President and Secretary-Treasurer, Morris E. Kramish. 


DIRECTORS FOR 1968 

Raphael J. Casey, Herbert M. Crane, Morris E. Kramish. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 10,074.55 

Installment loans 179,686.04 

TOTAL ASSETS $ 189,760.59 

LIABILITIES 

Notes payable — $ 30,791.00 

Unearned interest and discounts 36,128.29 

Amounts set aside for interest, 

taxes, and other expenses 1,351.00 

Other Liabilities 2,779.24 

TOTAL LIABILITIES $ 71,049.53 

CAPITAL ACCOUNTS 

Common stock $ 100,000.00 

Surplus 10,000.00 

Undivided profits 8,711.06 

TOTAL CAPITAL ACCOUNTS $ 118,711.06 

TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 189,760.59 


— 181 — 


Organized 1963 


No. AG 


WESTMINSTER COLORADO INDUSTRIAL BANK, 
WESTMINSTER 

Adams County 


OFFICERS FOR 1968 

President, Ted Jackson; Vice Presidents, Victor J. Steele, E. T. Davis; 
Secretary, B. Kahl. 


DIRECTORS FOR 1968 

R. C. Dannecker, Ted Jackson, Samuel Nemirow. 


ASSETS 


Dec. 31, 1968 


Cash, balances with other banks, including reserve 


balances, and cash items in process of collection .. 
Installment loans 

$ 

70,762.10 

1,859,414.30 

78,551.23 

United States Government Obligations 


Furniture and fixtures ... 



350.00 

OthoT" Assets 


47,505.45 

2,056,583.08 

TOTAT. A.^.CiFT.'; 

-$ 

LIABILITIES 


Savings deposits - . 

......$ 

565,331.06 

Thrift-Investment Certificates 


198,129.75 

Unearned interest and discounts — 


372,143.72 

Amounts set aside for interest, 

taxes, and other expenses .. 


69,924.24 

Other T, labilities 


404,601.40 




TOTAL LIABILITIES $ 1,610,130.17 


CAPITAL ACCOUNTS 

Common stock $ 200,000.00 

Surplus 20,000.00 

Undivided profits 226,452.91 


TOTAL CAPITAL ACCOUNTS $ 446,452.91 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS...- $ 2,056,583.08 


182 — 


Organized 1964 


No. AP 


CREDITHRIFT OF AMERICA INDUSTRIAL BANK, 
WHEATRIDGE 

Jefferson County 


OFFICERS FOR 1968 

President, Ralph J. Tyring; Vice Presidents, Joseph C. Nelson, 
Wendell L. Dixon; Secretary, Carl E. Bosecker; Treasurer, James E. 
Robinson. 


DIRECTORS FOR 1968 

Carl E. Bosecker, Wendell L. Dixon, Joseph C. Nelson, Eldo Taylor, 
Ralph J. Tyring. 


Dec. 31, 1968 

ASSETS 

Cash, balances with other banks, including reserve 

balances, and cash items in process of collection $ 1,442.13 

Installment loans 530,732.48 

Notes discounted and/or purchased 105,542.40 

Furniture and fixtures 2,248.45 

Other Assets 108.15 


TOTAL ASSETS $ 640,073.61 

LIABILITIES 

Notes payable $ 271,377.70 

Unearned interest and discounts 99,575.11 

Dealers’ Reserves 7,755.83 

Amounts set aside for interest, 

taxes, and other expenses 7,815.07 

Other Liabilities 2,679.46 


TOTAL LIABILITIES ? 389,203.17 

CAPITAL ACCOUNTS 

Common stock $ 200,000.00 

Surplus 20,000.00 

Undivided profits 30,870.44 


TOTAL CAPITAL ACCOUNTS $ 250,870.44 


TOTAL LIABILITIES AND CAPITAL ACCOUNTS ... $ 640,073.61 


— 183 — 




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